Authentication Using Vehicle Data Pairing

• US 20130281017A1
• Filed: 10/11/2012
• Published: 10/24/2013
• Est. Priority Date: 04/20/2012
• Status: Active Grant

• Current Assignee: Bank of America Corp.
• Original Assignee: Bank of America Corp.
• Inventors: McCoy, David C., Bondesen, Laura C., Jones, Alicia C., Abraham, Shaun J.
• Granted Patent: US 9,215,590 B2
• Time in Patent Office: Days
• US Class Current: 455/41.1
• CPC Class Codes: H04L 63/0884 by delegation of authentication, e.g. a proxy authenticates an entity to be authenticated on behalf of this entity vis-à-vis an authentication entity
• CPC Class Codes: H04L 67/12 specially adapted for proprietary or special-purpose networking environments, e.g. medical networks, sensor networks, networks in vehicles or remote metering networks
• CPC Class Codes: H04W 12/069 using certificates or pre-shared keys
• CPC Class Codes: H04W 4/024 Guidance services
• CPC Class Codes: H04W 4/21 for social networking applications
• CPC Class Codes: H04W 4/48 for in-vehicle communication
• CPC Class Codes: H04W 4/80 Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication

Abstract

Various examples are disclosed of how to leverage technology in a vehicle to provide various services in a convenient manner. For example, the pairing of the portable device with the on-board computer of the vehicle may be utilized as a level of authorization to provide certain services in a more automated and/or convenient way to the vehicle driver or other occupant of the vehicle, such as by authenticating wireless transactions with entities external to the vehicle using device pairing technology, and by modifying vehicle navigation routes to include suggested nearby points of interest that may be determined to be of particular value to a vehicle occupant.

Claims

1. A method, comprising:

electronically pairing a portable electronic device with an on-board computer of a vehicle;

wirelessly conducting a transaction between (1) one or both of the on-board computer and the portable electronic device and (2) another computing device, wherein said another computing device is located external to the vehicle; and

authenticating the transaction by sending the another computing device authentication information associated with the pairing of the portable electronic device with the on-board computer.

2. The method of claim 1, wherein said electronically pairing comprises wirelessly pairing the portable electronic device with the on-board computer.

3. The method of claim 1, wherein said wirelessly conducting the transaction comprises wirelessly conducting the transaction between the on-board computer and said another computing device.

4. The method of claim 1, wherein said wirelessly conducting the transaction comprises wirelessly conducting the transaction between the portable electronic device and said another computing device.

5. The method of claim 1, further comprising generating the authentication information based on information provided by each of the portable electronic device and the on-board computer.

6. The method of claim 1, wherein said wirelessly conducting the transaction comprises conducting the transaction with said another computing device using a near-field communication (NFC) wireless interface.

7. A computer-readable data storage device storing computer-executable instructions for a portable electronic device to perform a method, the method comprising:

electronically pairing the portable electronic device with an on-board computer of a vehicle;

wirelessly conducting a transaction between the portable electronic device and another computing device, wherein said another computing device is located external to the vehicle; and

authenticating the transaction by sending the another computing device authentication information associated with the pairing of the portable electronic device with the on-board computer.

8. The computer-readable data storage device of claim 7, wherein said electronically pairing comprises wirelessly pairing the portable electronic device with the on-board computer.

9. The computer-readable data storage device of claim 7, wherein the method further comprises generating the authentication information based on information provided by each of the portable electronic device and the on-board computer.

10. The computer-readable data storage device of claim 7, wherein said wirelessly conducting the transaction comprises conducting the transaction with said another computing device using a near-field communication (NFC) wireless interface.

11. A computer-readable data storage device storing computer-executable instructions for an on-board computer of a vehicle to perform a method, the method comprising:

electronically pairing the portable electronic device with an on-board computer of a vehicle;

wirelessly conducting a transaction between the portable electronic device and another computing device, wherein said another computing device is located external to the vehicle; and

authenticating the transaction by sending the another computing device authentication information associated with the pairing of the portable electronic device with the on-board computer.

12. The computer-readable data storage device of claim 11, wherein said electronically pairing comprises wirelessly pairing the portable electronic device with the on-board computer.

13. The computer-readable data storage device of claim 11, wherein the method further comprises generating the authentication information based on information provided by each of the portable electronic device and the on-board computer.

14. The computer-readable data storage device of claim 11, wherein said wirelessly conducting the transaction comprises conducting the transaction with said another computing device using a near-field communication (NFC) wireless interface.