ELECTRONIC PAYMENT DEVICE

• US 20130327832A1
• Filed: 12/07/2011
• Published: 12/12/2013
• Est. Priority Date: 12/07/2010
• Status: Active Grant

• Current Assignee: Banks And Acquirers International Holding
• Original Assignee: Ingenico (Ingenico Group SA)
• Inventors: Georges, Didier, Barneron, Sylvain
• Granted Patent: US 9,053,376 B2
• Time in Patent Office: Days
• US Class Current: 235/449
• CPC Class Codes: G06K 7/082 using inductive or magnetic sensors
• CPC Class Codes: G06Q 20/347 Passive cards
• CPC Class Codes: G07F 7/0886 the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
• CPC Class Codes: H04M 1/0254 comprising one or a plurality of mechanically detachable modules
• CPC Class Codes: H04M 1/7246 by connection of exchangeable housing parts
• CPC Class Codes: H04M 2250/14 including a card reading device

Abstract

A payment device is provided, which is to be paired with a communication device in order to form an electronic payment terminal. The payment device includes an upper half-shell and a lower half-shell, which includes a surface for attaching a modular interface for pairing the communication device and which includes a longitudinally extending slot. The lower half-shell further includes, within the slot, an opening which enables a magnetic reading head to pass therethrough. Beneath the attachment surface, an electronic circuit card is arranged laterally relative to the magnetic reading head such that the electronic circuit card prevents the insertion of a fraudulent device into the payment device.

Claims

1. A payment device configured to be paired with a communications device to form an electronic payment terminal, wherein said payment device comprises:

a case formed by an upper half-shell and a lower half-shell comprising a surface for attaching a modular interface for the pairing of the communications device and a slot extending longitudinally, said slot having an aperture enabling the passage of a magnetic reading head, and

beneath the attachment surface, an electronic circuit board positioned laterally to said magnetic reading head and substantially in the same plane as the a reading surface of said magnetic head, so that said electronic circuit board makes it possible to fill appreciably the totality of an unused volume within said payment device.

2. The payment device according to claim 1, wherein said electronic circuit board furthermore comprises at least one of a control or communications integrated circuit.

3. The payment device (20) according to claim 2, wherein said at least one control integrated circuit comprises a communication circuit selected from the group consisting of:

a Bluetooth communication circuit;

a WiFi communication circuit;

a contactless communication circuit.

4. The payment device according to claim 2, wherein said at least one control integrated circuit comprises at least one identifier of said electronic circuit board.

5. The payment device according to claim 4, wherein said electronic circuit board comprises a communications integrated circuit and said at least one identifier of said electronic circuit board is a MAC address of a the communications integrated circuit of said electronic circuit board.

6. The payment device according to claim 1, wherein said electronic circuit board furthermore comprises an anti-intrusion device comprising at least one 3D conductive circuit connected to an input of a security processor of said payment device.

7. An electronic payment terminal comprising:

a communications device comprising a standard telephone terminal; and

a payment device, which is paired with the communications device and comprises;

a case formed by an upper half-shell and a lower half-shell comprising a surface for attaching a modular interface for pairing the communications device and a slot extending longitudinally, said slot having an aperture enabling the passage of a magnetic reading head; and

beneath the attachment surface, an electronic circuit board positioned laterally to said magnetic reading head so that said electronic circuit board makes it possible to fill an unused volume within said payment device.