POS PAYMENT TERMINAL AND A METHOD OF DIRECT DEBIT PAYMENT TRANSACTION USING A MOBILE COMMUNICATION DEVICE, SUCH AS A MOBILE PHONE

  • US 20140058953A1
  • Filed: 11/05/2013
  • Published: 02/27/2014
  • Est. Priority Date: 05/03/2009
  • Status: Active Grant
First Claim
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1. A payment terminal using a mobile communication device, comprising:

  • an interface;

    a payment card unit with a payment terminal application; and

    a sales device having at least one secured part for storing the payment terminal'"'"'s identification data for matching a merchant and the interface,wherein the payment terminal is formed by a temporary contactless connection of the sales device with a removable memory card that is configured to be inserted into a hardware slot of the mobile communication device.

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