Method of Obtaining An Electronically-Stored Financial Document

• US 20140082005A1
• Filed: 03/15/2013
• Published: 03/20/2014
• Est. Priority Date: 04/13/1999
• Status: Active Grant

• Current Assignee: Mirror Imaging L.L.C.
• Original Assignee: Mirror Imaging L.L.C.
• Inventors: Schulze, Michael D., Gagnon, Richard J.
• Granted Patent: US 9,141,612 B2
• Time in Patent Office: Days
• US Class Current: 707/758
• CPC Class Codes: G06F 16/10 File systems; File servers
• CPC Class Codes: G06F 16/2308 Concurrency control transaction processing G06F9/466
• CPC Class Codes: G06F 16/2322 using timestamps
• CPC Class Codes: G06F 16/2453 Query optimisation
• CPC Class Codes: G06F 16/24562 Pointer or reference processing operations
• CPC Class Codes: G06F 16/447 Temporal browsing, e.g. timeline
• CPC Class Codes: G06F 16/583 using metadata automatically derived from the content
• CPC Class Codes: G06F 16/5866 using information manually generated, e.g. tags, keywords, comments, manually generated location and time information
• CPC Class Codes: G06F 16/93 Document management systems
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03

Abstract

An electronically stored financial document is either maintained in a first storage system when a parameter associated with the document is greater than a pre-selected parameter or in a second storage system when the parameter associated with the document is less than or equal to the pre-selected parameter. A request for a stored financial document is received and the requested financial document parameter is compared to the pre-selected financial document parameter to determine if the electronically stored financial document'"'"'s parameter is more than, less than, or equal to the pre-selected parameter. In processing the request, a processing unit electronically accesses one of the storage systems in response to the comparison of the pre-selected parameter to the electronically stored financial document'"'"'s parameters. After accessing the appropriate storage system, the requested electronically stored financial document can be reproduced, and/or distributed.

Claims

1-22. -22. (canceled)

23. A system comprising:

a. a first storage system including a first fixed medium, the first storage system configured to;

i. store a plurality of financial documents in the first fixed medium when a specific document parameter of a financial document is greater than a predetermined parameter;

ii. in response to a request, retrieve a financial document stored in the first fixed medium;

b. a second storage system including a second fixed medium, the second storage system configured to;

i. store a plurality of financial documents in the second fixed medium when the specific document parameter is less than or equal to the predetermined parameter;

ii. in response to a request, retrieve a financial document stored in the second fixed medium;

c. a processing unit which has electronic access to the first and second storage systems, wherein the processing unit is configured to;

i. compare a specific requested document parameter of a requested financial document to the predetermined parameter;

ii. access the first storage system when the specific requested document parameter is greater than the predetermined parameter;

iii. access the second storage system when the specific requested document parameter is less than or equal to the predetermined parameter.

24. A system as set forth in claim 23 wherein the first and second fixed mediums are different from each other.

25. A system as set forth in claim 24 wherein storing a plurality of financial documents in a first fixed medium is further defined as storing a plurality of financial documents on a physical media.

26. A system as set forth in claim 24 wherein storing a plurality of financial documents in a second fixed medium is further defined as electronically storing the plurality of financial documents in a fixed electronic medium.

27. A system as set forth in claim 24 wherein storing a plurality of financial documents in a first fixed medium is further defined as electronically storing the plurality of financial documents in a fixed electronic medium.

28. A system as set forth in claim 24 wherein storing a plurality of financial documents in a second fixed medium is further defined as storing a plurality of financial documents on a physical media.

29. A system as set forth in claim 24 wherein the first and second fixed mediums are the same.

30. A system as set forth in claim 29 wherein storing a plurality of financial documents in a first fixed medium is further defined as electronically storing the plurality of financial documents in a first fixed electronic medium, and wherein storing a plurality of financial documents in a second fixed medium is further defined as electronically storing the plurality of financial documents in a second fixed electronic medium.

31. A system as set forth in claim 24 further including reproducing the requested financial document after the requested financial document has been retrieved from the accessed storage system.

32. A system as set forth in claim 24 wherein accessing the first and second storage systems is further defined as accessing only one of the storage systems at any one time to locate the requested financial document.

33. A method of accessing an electronically-stored financial document from one of a first storage system and a second storage system with the first and second storage systems being different from each other wherein the first and second storage systems each include a plurality of financial documents stored therein and wherein each of the financial documents has an electronic image and is associated with at least one specific document parameter, said method comprising the steps of:

storing a plurality of images of the financial documents in a first fixed medium at the first storage system when the specific document parameter of the financial document is greater than a predetermined parameter;

storing a plurality of images of the financial documents in a second fixed medium at the second storage system when the specific document parameter of the financial document is less than or equal to the predetermined parameter;

utilizing a processing unit that has access to the first and second storage systems;

receiving a request for an image of one of the stored financial documents into the processing unit;

comparing the specific document parameter of the requested financial document to the predetermined parameter to determine if the specific document parameter is greater than, less than, or equal to the predetermined parameter after the request has been received;

accessing the first storage system when the specific document parameter is greater than the predetermined parameter and accessing the second storage system when the specific document parameter is less than or equal to the predetermined parameter; and

retrieving the image of the requested financial document from the accessed storage system as defined by the received request.

34. A method as set forth in claim 33 wherein the first and second fixed mediums are different from each other.

35. A method as set forth in claim 33 further including the step of reproducing the requested financial document after the requested financial document has been retrieved from the accessed storage system.

36. A method as set forth in claim 33 wherein the first and second storage systems are associated with the same entity.

37. A method as set forth in claim 33 wherein the first and second storage systems are associated with different entities.

38. A method as set forth in claim 33 wherein the first and second fixed mediums are the same.

39. A system comprising:

a. a processing unit communicatively coupled to a first and second storage system, wherein the processing unit is configured to;

i. compare a specific requested document parameter of a requested financial document to a predetermined parameter;

ii. access the first storage system when the specific requested document parameter is greater than the predetermined parameter;

iii. access the second storage system when the specific requested document parameter is less than or equal to the predetermined parameter.