SYSTEMS AND METHODS TO FACILITATE ONLINE TRANSACTIONS
First Claim
1. A computer implemented method, comprising:
- transmitting, from a computing device, premium messages to mobile phones of customers, in response to the customers making purchases from a merchant;
receiving funds from one or more telecommunication carriers of the mobile phones, wherein the one or more telecommunication carriers charge the customers according to predetermined prices of the premium messages and provide the funds after deducting service charges associated with the premium messages;
paying the merchant for the purchases on behalf of the customers using the funds;
providing, by the computing device, an interface to communicate with the merchant;
receiving, in the computing device using the interface, an input from the merchant; and
determining, by the computing device, a combination of one or more premium messages, in response to a first customer making a first purchase from the merchant at a first price, wherein a total price of the one or more premium messages is based on the first price and a portion of service charges associated with the one or more premium messages, the portion being specified by the input received via the interface.
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Accused Products
Abstract
Systems and methods are provided to facilitate online transactions via mobile communications. In one aspect, a system includes a communication interface to receive an input from a merchant; a plurality of converters to interface with a plurality of controllers for delivery of premium messages sent by the system to collect funds for purchases made by customers; and a common format processor coupled with the plurality of converters to send the premium messages. The common format processor determines a combination of one or more premium messages, in response to a first customer making a first purchase from the merchant at a first price. The total price of the one or more premium messages is based on the first price and a portion of service charges associated with the one or more premium messages, where the portion is specified by the input received via the interface.
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Citations
20 Claims
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1. A computer implemented method, comprising:
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transmitting, from a computing device, premium messages to mobile phones of customers, in response to the customers making purchases from a merchant; receiving funds from one or more telecommunication carriers of the mobile phones, wherein the one or more telecommunication carriers charge the customers according to predetermined prices of the premium messages and provide the funds after deducting service charges associated with the premium messages; paying the merchant for the purchases on behalf of the customers using the funds; providing, by the computing device, an interface to communicate with the merchant; receiving, in the computing device using the interface, an input from the merchant; and determining, by the computing device, a combination of one or more premium messages, in response to a first customer making a first purchase from the merchant at a first price, wherein a total price of the one or more premium messages is based on the first price and a portion of service charges associated with the one or more premium messages, the portion being specified by the input received via the interface. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16)
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17. A computer storage medium storing instructions, the instructions causing a computing device to perform a method, the method comprising:
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providing, by a computing device, an interface to communicate with a merchant; receiving, in the computing device using the interface, an input from the merchant; and determining, by the computing device, a combination of one or more premium messages, in response to a first customer making a first purchase from the merchant at a first price, wherein a total price of the one or more premium messages is based on the first price and a portion of service charges associated with the one or more premium messages, the portion being specified by the input received via the interface.
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18. A system, comprising:
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a communication interface to receive an input from an merchant; a plurality of converters to interface with a plurality of controllers for delivery of premium messages sent by the system to collect funds for purchases made by customers; and a common format processor coupled with the plurality of converters to send the premium messages, the converters to communicate with the controllers in different formats, the converters to communicate with the common format processor in a common format, the common format processor to determine a combination of one or more premium messages, in response to a first customer making a first purchase from the merchant at a first price, wherein a total price of the one or more premium messages is based on the first price and a portion of service charges associated with the one or more premium messages, the portion being specified by the input received via the interface. - View Dependent Claims (19, 20)
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Specification