SYSTEM AND METHOD FOR CREATING INSURANCE VIRTUAL AFFINITY GROUPS
First Claim
1. A computer-implemented insurance processing method, comprising:
- accessing, by a computer processor, at least a first characteristic of a virtual affinity group to be created;
creating, by the computer processor, the virtual affinity group based on the at least first characteristic;
receiving, by the computer processor, data indicative of a first insurance related benefit to be offered to said virtual affinity group;
receiving, by the computer processor, external data relating to individuals;
analyzing, by the computer processor, the external data to identify at least a first individual matching said at least first characteristic of the virtual affinity group; and
updating, by the computer processor, virtual affinity group membership data to include information identifying said at least first individual as being eligible for membership in the virtual affinity group.
1 Assignment
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Accused Products
Abstract
Pursuant to some embodiments, systems, methods, apparatus and computer program code for creating and administering virtual affinity groups are provided. Pursuant to some embodiments, a computer implemented processing method is provided which includes receiving, at an insurance processing platform, information identifying at least a first characteristic of a virtual affinity group, receiving, at the insurance processing platform, information identifying at least a first feature of the virtual affinity group and at least a first insurance related benefit to be offered to the virtual affinity group, automatically identifying at least a first individual matching the at least first characteristic, and communicating to the at least first individual information allowing the at least first individual to participate in the virtual affinity group.
25 Citations
20 Claims
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1. A computer-implemented insurance processing method, comprising:
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accessing, by a computer processor, at least a first characteristic of a virtual affinity group to be created; creating, by the computer processor, the virtual affinity group based on the at least first characteristic; receiving, by the computer processor, data indicative of a first insurance related benefit to be offered to said virtual affinity group; receiving, by the computer processor, external data relating to individuals; analyzing, by the computer processor, the external data to identify at least a first individual matching said at least first characteristic of the virtual affinity group; and updating, by the computer processor, virtual affinity group membership data to include information identifying said at least first individual as being eligible for membership in the virtual affinity group. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. An insurance computer system for creating a virtual affinity group, comprising:
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one or more insurance data storage devices including underwriting data and loss data; one or more insurance processors in communication with the one or more insurance data storage devices; an insurance memory in communication with the one or more insurance processors and storing insurance program instructions, the one or more insurance processors operative with the insurance program instructions to; access data indicative of at least a first characteristic of the virtual affinity group to be created; create the virtual affinity group based on the at least first characteristic; receive data indicative of a first insurance related benefit to be offered to said virtual affinity group; receive external data relating to individuals; analyze the external data to identify at least a first individual matching said at least first characteristic of the virtual affinity group; and update virtual affinity group membership data to include information identifying said at least first individual as being eligible for membership in the virtual affinity group. - View Dependent Claims (11, 12, 13, 14, 15, 16, 17, 18)
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19. A non-transitory computer readable medium having stored therein computer readable instructions that, upon execution by a computer processor, cause the computer processor to:
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access data indicative of a first characteristic of a virtual affinity group to be created; receive data indicative of a first insurance related benefit to be offered to said virtual affinity group; receive external data relating to individuals; analyze the external data to identify at least a first individual matching said at least first characteristic of the virtual affinity group; and update virtual affinity group membership data to include information identifying said at least first individual as being eligible for membership in the virtual affinity group. - View Dependent Claims (20)
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Specification