PAYMENT AUTHORIZATION PROMPTING CATEGORIZATION
First Claim
1. A system for prompting categorization during payment authorization, the system comprising:
- a computer apparatus including a processor and a memory; and
a software module stored in the memory, comprising executable instructions that when executed by the processor cause the processor to;
receive an authorization request for a transaction being conducted by a user;
prompt the user to categorize at least one component of the transaction;
receive a category from the user for the at least one component of the transaction; and
store the category in association with the transaction.
1 Assignment
0 Petitions
Accused Products
Abstract
Systems, methods, and computer program products are provided for prompting categorization during payment authorization. The system includes a computer apparatus including a processor and a memory; and a software module stored in the memory. The software module includes executable instructions that when executed by the processor cause the processor receive an authorization request for a transaction being conducted by a user; prompt the user to categorize at least one component of the transaction; receive a category from the user for the at least one component of the transaction; and store the category in association with the transaction. In some embodiments, the system will not authorize the transaction until the user categorizes at least one component of the transaction. In further embodiments, the system evaluates the transaction and only prompts the user to categorize the transaction if predefined criteria are met.
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Citations
21 Claims
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1. A system for prompting categorization during payment authorization, the system comprising:
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a computer apparatus including a processor and a memory; and a software module stored in the memory, comprising executable instructions that when executed by the processor cause the processor to; receive an authorization request for a transaction being conducted by a user; prompt the user to categorize at least one component of the transaction; receive a category from the user for the at least one component of the transaction; and store the category in association with the transaction. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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9. A computer program product for prompting categorization during payment authorization, the computer program product comprising:
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a non-transitory computer readable storage medium having computer readable program code embodied therewith, the computer readable program code comprising; a computer readable program code configured to receive an authorization request for a transaction being conducted by a user; a computer readable program code configured to prompt the user to categorize at least one component of the transaction; a computer readable program code configured to receive a category from the user for the at least one component of the transaction; and a computer readable program code configured to store the category in association with the transaction. - View Dependent Claims (10, 11, 12, 13, 14, 15, 16)
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17. A method for prompting categorization during payment authorization, the method comprising:
using a computer processor comprising computer program code instructions stored in a non-transitory computer readable medium, wherein said computer program code instructions are structured to cause said computer processor to; receive an authorization request for a transaction being conducted by a user; prompt, via a computing device processor, the user to categorize at least one component of the transaction; receive a category from the user for the at least one component of the transaction; store the category in association with the transaction. - View Dependent Claims (18, 19, 20, 21)
Specification