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System and Method of Calculating the Pricing of Credit Based on Engagement with a Driver Programme

  • US 20140372152A1
  • Filed: 11/29/2012
  • Published: 12/18/2014
  • Est. Priority Date: 12/09/2011
  • Status: Abandoned Application
First Claim
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1. A method of calculating the pricing of credit based on engagement with a driver programme, the method including:

  • receiving, with a computer, data including information relating to the compliance of a driver in a plurality of programme areas related to motor vehicle driver behaviours and storing the data in a database;

    awarding, with a computer, points to the driver wherein the points allocated are related to the compliance of the driver in the programme areas; and

    using the points allocated as one factor to calculate, with a computer, the pricing of credit for the driver wherein the higher the degree of compliance with the programme the cheaper the pricing of the credit.

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