SWITCHING BETWEEN NEAR-FIELD COMMUNICATION SYSTEMS

• US 20150118958A1
• Filed: 10/25/2013
• Published: 04/30/2015
• Est. Priority Date: 10/25/2013
• Status: Abandoned Application

• Current Assignee: DeviceFidelity, Inc. (Block, Inc. (f/k/a Square, Inc.))
• Original Assignee: DeviceFidelity, Inc. (Block, Inc. (f/k/a Square, Inc.))
• Inventors: Jain, Deepak, Jogand-Coulomb, Fabrice
• Application Number:
  US14/063,836
• Publication Number:
  US 20150118958A1
• Time in Patent Office: Days
• US Class Current: 455/41.1
• CPC Class Codes: G06Q 20/204 comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
• CPC Class Codes: G06Q 20/3226 Use of secure elements separate from M-devices
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/347 Passive cards
• CPC Class Codes: G06Q 20/352 Contactless payments by cards
• CPC Class Codes: G06Q 20/353 Payments by cards read by M-devices
• CPC Class Codes: G06Q 20/3558 Preliminary personalisation for transfer to user
• CPC Class Codes: G06Q 20/3825 Use of electronic signatures
• CPC Class Codes: G06Q 20/4012 Verifying personal identification numbers [PIN]
• CPC Class Codes: G06Q 20/4016 involving fraud or risk level assessment in transaction processing
• CPC Class Codes: G06Q 20/425 using two different networks, one for transaction and one for security confirmation
• CPC Class Codes: H04M 1/0254 comprising one or a plurality of mechanically detachable modules
• CPC Class Codes: H04M 2250/04 including near field communication means, e.g. RFID

Abstract

In some implementations, a method receiving, from a NFC system integrated into a mobile device, a notification of a detected RF field from a terminal or an NFC tag. A transaction element inserted into an external port of the mobile device receives the notification. A transaction is performed using information and a transaction application stored in a secure element in the transaction card.

Claims

1. A mobile device, comprising:

a first Near Field Communication (NFC) system integrated into the mobile device and including an antenna and an NFC controller and configured to detect an RF field of a terminal or an NFC tag; and

a second NFC system configured to insert into an external port of the mobile device and including an NFC secure element, wherein the secure element is configured to execute an NFC transaction using the antenna of the first NFC system based on communication received by the terminal or information stored in the NFC tag.

2. The device of claim 1, wherein the NFC transaction comprises an NFC payment, and the terminal comprises a point of sale device.

3. The device of claim 1, wherein the second NFC system is removable.

4. The device of claim 3, further comprising a range extender attached to an outer surface of the device and configured to extend a range of the second NFC system.

5. The device of claim 1, wherein the first NFC is deactivated while the second NFC system executes the NFC transaction.

6. The device of claim 5, further comprising one or more processors configured:

deactivate the first NFC system; and

activate the second NFC system in response to the first NFC system detecting the RF field from the terminal or the NFC tag.

7. The device of claim 5, wherein an application is registered with the NFC tag to deactivate the first NFC system when the NFC tag is detected

8. The device of claim 1, wherein the NFC antenna and NFC controller comprises a first NFC antenna and a first NFC controller, and the second NFC system includes a second antenna, a second NFC controller, and the NFC secure element.

10. The device of claim 1, wherein the second NFC system is integrated in a microSD card or a cover for the mobile device.

12. The device of claim 10, wherein the NFC action comprises an online payment.

13. The device of claim 10, wherein the removable element is integrated into a microSD card or a cover for the mobile device.

11. A mobile device, comprising:

a removable element including NFC secure element, the removable element configured to insert into an external port of the mobile device; and

an Near Field Communication (NFC) system integrated into the mobile device and including an antenna and a NFC controller and configured to wirelessly read a tag and execute an NFC transaction using the NFC secure element in the removable element.

14. A mobile device, comprising:

a first Near Field Communication (NFC) system integrated into the mobile device and including a first antenna and configured to detect an NFC Radio Frequency (RF) field associated with a transaction and activate a second NFC system in response to at least detecting the NFC RF field; and

the second NFC system configured to insert into an external port of the mobile device and including a second antenna and an NFC secure element configured to perform the transaction using the second antenna in response to the NFC RF field detected by the first NFC system.

15. The device of claim 14, wherein the second NFC system is integrated into a microSD card or a cover for the mobile device.

16. A method for performing a transaction, comprising:

receiving, from a NFC system integrated into a mobile device, a notification of a detected RF field from a terminal or an NFC tag, wherein a transaction element inserted into an external port of the mobile device receives the notification; and

performing a transaction using information and a transaction application stored in a secure element in the transaction card.

17. The method of claim 16, wherein the transaction is performed using an NFC controller and an antenna included in the transaction element.

18. The method of claim 16, wherein the transaction is performed using an NFC controller in the transaction element and an antenna in the NFC system integrated into the mobile device.

19. The method of claim 16, wherein the transaction is performed using an NFC controller and an antenna in the NFC system integrated into the mobile device.

20. The method of claim 16, further comprising:

deactivating the first NFC system; and

activating the transaction card in response to the NFC system detecting the RF field from the terminal or the NFC tag.