FACILITATING PAYMENT TRANSACTION VIA TRUSTED DEVICES
First Claim
1. A payment provider server configured to facilitate payment transactions via trusted devices, the payment provider server comprising:
- a hardware memory storing information about a payment account of a user, andone or more processors in communication with the memory and adapted to;
receive a payment transaction request for making a payment using the payment account of the user initiated by a user'"'"'s device and relayed through one or more trusted devices using Near Field Communication (NFC);
process the payment transaction request using the payment account of the user; and
send a payment confirmation to the user'"'"'s device.
2 Assignments
0 Petitions
Accused Products
Abstract
When a mobile communication device attempts to conduct an electronic payment transaction in a remote area where wireless signals for internet connection are not available, the mobile communication device may relay the request for payment transaction via one or more trusted devices using Near Field Communication to reach a trusted device that has access to the internet. In particular, the request for payment transaction may be relayed, e.g., daisy-chained, through one or more trusted devices until the request for payment transaction reaches a trusted device that has access to the internet. The trusted device that has access to the internet may send the request for payment transaction to a payment service provider via the internet to process the payment transaction.
28 Citations
22 Claims
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1. A payment provider server configured to facilitate payment transactions via trusted devices, the payment provider server comprising:
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a hardware memory storing information about a payment account of a user, and one or more processors in communication with the memory and adapted to; receive a payment transaction request for making a payment using the payment account of the user initiated by a user'"'"'s device and relayed through one or more trusted devices using Near Field Communication (NFC); process the payment transaction request using the payment account of the user; and send a payment confirmation to the user'"'"'s device. - View Dependent Claims (2, 3, 4, 5, 6)
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7. A communication device configured to facilitate payment transactions via trusted devices, the communication device comprising:
one or more processors adapted to; receive a payment transaction request for making a payment using a user'"'"'s payment account; determine whether the communication device has internet connection; determine a trusted device for relaying the payment transaction request to a payment provider server via the internet when the communication device has no internet connection; and send the payment transaction request to the trusted device via Near Field Communication (NFC). - View Dependent Claims (8, 9, 10, 11, 12, 13, 14)
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15. A method for facilitating payment transactions via trusted devices, the method comprising:
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receiving, at a communication device, a payment transaction request for making a payment using a user'"'"'s payment account; determining whether the communication device has internet connection; determining a trusted device for relaying the payment transaction request to a payment provider server via the internet when the communication device has no internet connection; and sending the payment transaction request to the trusted device via Near Field Communication (NFC). - View Dependent Claims (16, 17, 18, 19, 20, 21, 22)
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Specification