BIOMETRIC PAYMENT IN TRANSIT SYSTEMS
First Claim
1. A method for conducting biometric transactions within a transit system, the method comprising:
- receiving an indication that a fare media of a user is within a detection range of a transaction device of the transit system, the indication comprising an identifier of the fare media;
populating a list with identifiers of fare media that are within the detection range of the transaction device, wherein the list comprises a subset of an overall population of identifiers of fare media, wherein each identifier of the overall population of identifiers is associated with a particular user and biometric identifier stored on the transit system, and wherein the list comprises the identifier of the user'"'"'s fare media;
receiving a biometric identifier from the transaction device, the biometric identifier having been received by the transaction device from the user of the fare media in an interaction with the transaction device;
comparing the biometric identifier to biometric identifiers of only users associated with identifiers that are on the list of fare media to identify the user and a transit account associated with the user;
authorizing a transaction using the transit account associated with the identified user; and
communicating an authorization message to the transaction device.
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Accused Products
Abstract
A method for conducting biometric transactions includes receiving an indication that a user'"'"'s media is within a detection range of a transaction device. The indication includes an identifier of the media. A list is populated with identifiers of media that are within the detection range. The list includes the identifier of the user'"'"'s media along with a subset of an overall population of identifiers of media that are each associated with a particular user and biometric identifier. A biometric identifier is received from the transaction device upon being received by the transaction device in an interaction with the user. The biometric identifier is compared to biometric identifiers of only users associated with identifiers on the list of media to identify the user and an account associated with the user. A transaction using the account associated with the identified user authorized and an authorization message is communicated to the transaction device.
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Citations
20 Claims
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1. A method for conducting biometric transactions within a transit system, the method comprising:
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receiving an indication that a fare media of a user is within a detection range of a transaction device of the transit system, the indication comprising an identifier of the fare media; populating a list with identifiers of fare media that are within the detection range of the transaction device, wherein the list comprises a subset of an overall population of identifiers of fare media, wherein each identifier of the overall population of identifiers is associated with a particular user and biometric identifier stored on the transit system, and wherein the list comprises the identifier of the user'"'"'s fare media; receiving a biometric identifier from the transaction device, the biometric identifier having been received by the transaction device from the user of the fare media in an interaction with the transaction device; comparing the biometric identifier to biometric identifiers of only users associated with identifiers that are on the list of fare media to identify the user and a transit account associated with the user; authorizing a transaction using the transit account associated with the identified user; and communicating an authorization message to the transaction device. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A non-transitory computer-readable medium having instructions embedded thereon for conducting biometric transactions within a transit system, the instructions comprising computer code for causing a computing device to:
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receive an indication that a fare media of a user is within a detection range of a transaction device of the transit system, the indication comprising an identifier of the fare media; populate a list with identifiers of fare media that are within the detection range of the transaction device, wherein the list comprises a subset of an overall population of identifiers of fare media, wherein each identifier of the overall population of identifiers is associated with a particular user and biometric identifier stored on the transit system, and wherein the list comprises the identifier of the user'"'"'s fare media; receive a biometric identifier from the transaction device, the biometric identifier having been received by the transaction device from the user of the fare media in an interaction with the transaction device; compare the biometric identifier to biometric identifiers of only users associated with identifiers that are on the list of fare media to identify the user and a transit account associated with the user; authorize a transaction using the transit account associated with the identified user; and communicate an authorization message to the transaction device. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. A system for conducting biometric transactions, the system comprising:
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a communications interface configured to send and receive data; a memory; and a processor configured to; receive, using the communications interface, an indication that a media of a user is within a detection range of a transaction device, the indication comprising an identifier of the media; populate a list with identifiers of media that are within the detection range of the transaction device, wherein the list comprises a subset of an overall population of identifiers of media, wherein each identifier of the overall population of identifiers is associated with a particular user and biometric identifier stored on the memory, and wherein the list comprises the identifier of the user'"'"'s media; receive, using the communications interface, a biometric identifier from the transaction device, the biometric identifier having been received by the transaction device from the user of the media in an interaction with the transaction device; compare the biometric identifier to biometric identifiers of only users associated with identifiers that are on the list of media to identify the user and an account associated with the user; authorize a transaction using the account associated with the identified user; and communicate, using the communications interface, an authorization message to the transaction device. - View Dependent Claims (16, 17, 18, 19, 20)
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Specification