BIOMETRICALLY SECURED USER INPUT FOR FORMS

• US 20160048495A1
• Filed: 08/20/2015
• Published: 02/18/2016
• Est. Priority Date: 06/23/2010
• Status: Active Grant

• Current Assignee: Western Union
• Original Assignee: Western Union
• Inventors: Mehew, Evans, Paintin, Scott, Lyons, Dianna, Robbins, Julene M.
• Granted Patent: US 10,146,760 B2
• Time in Patent Office: Days
• US Class Current: 1/1
• CPC Class Codes: G06F 21/32 using biometric data, e.g. fingerprints, iris scans or voiceprints
• CPC Class Codes: G06F 3/017 Gesture based interaction, e.g. based on a set of recognized hand gestures interaction based on gestures traced on a digitiser G06F3/04883
• CPC Class Codes: G06F 3/033 Pointing devices displaced or positioned by the user , e.g. mice, trackballs, pens or joysticks; Accessories therefor digitisers characterised by the transducing means G06F3/041
• CPC Class Codes: G06F 3/03542 Light pens for emitting or receiving light
• CPC Class Codes: G06F 3/03545 Pens or stylus
• CPC Class Codes: G06F 3/04883 for inputting data by handwriting, e.g. gesture or text
• CPC Class Codes: G06F 40/109 Font handling; Temporal or kinetic typography
• CPC Class Codes: G06F 40/171 by use of digital ink
• CPC Class Codes: G06F 40/174 Form filling; Merging
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06V 40/10 Human or animal bodies, e.g. vehicle occupants or pedestrians; Body parts, e.g. hands
• CPC Class Codes: G10L 17/00 Speaker identification or verification techniques

Abstract

Systems and methods for collecting biometrically secured financial form data from a user are described. A user input device may receive biometric data from the user. The user may be presented with a visual medium. The visual medium may contain a plurality of fields for information necessary to conduct a financial transaction. Handwriting data may be received from the user. At least a portion of the handwriting may represent information corresponding to the plurality of fields for information necessary to conduct the financial transaction. At least a portion of the information corresponding to the plurality of fields for information necessary to conduct the financial transaction may be transmitted from the user input device to a computer system.

Claims

1. A method for collecting biometrically secured form data from a user of a user input device having a distal end and a proximate end, the method comprising:

receiving, from a camera in the distal end of the user input device, biometric data from the user;

authenticating the user based at least in part on the biometric data received from the user;

presenting the user with a visual medium by projecting the visual medium onto a surface from a projector in a cap removably disposed on the proximate end of the user input device, wherein the visual medium comprises a form having a plurality of fields for receiving information necessary to conduct a transaction;

receiving an indication that the user input device has contacted a certain region of the form;

determining the form the user has selected from the indication;

receiving, from the camera in the distal end of the user input device, handwriting data from the user, wherein at least a portion of the handwriting data represents information corresponding to the plurality of fields for information necessary to conduct the transaction;

converting the handwriting data into electronic text;

displaying the electronic text to the user;

receiving corrections to the electronic text from the user; and

transmitting, by the user input device, to a computer system, at least a portion of the information corresponding to the plurality of fields for information necessary to conduct the transaction.