SYSTEM AND METHOD OF IDENTITY VERIFICATION

• US 20160163012A1
• Filed: 02/10/2016
• Published: 06/09/2016
• Est. Priority Date: 03/15/2013
• Status: Active Grant

• Current Assignee: United States Postal Service (Government of the United States of America)
• Original Assignee: United States Postal Service (Government of the United States of America)
• Inventors: Irwin, Donald E., MCKENZIE, Nan K., Tartal, William A., Stephen, Victoria K., Amato, Michael J., Ackerman, William G., Dixon, Robert E., Smith, Daniel W., Crabb, Gregory
• Granted Patent: US 9,898,790 B2
• Time in Patent Office: Days
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G06Q 20/405 Establishing or using transaction specific rules
• CPC Class Codes: G06Q 30/0185 Product, service or business identity fraud
• CPC Class Codes: G06Q 50/265 Personal security, identity or safety
• CPC Class Codes: G06V 30/418 Document matching, e.g. of document images

Abstract

A system and method of verifying the identity of a user or registrant. The user or registrant provides identification information and registration information. The identification information may be a visual representation of an identifying item associated with location information. In some embodiments, the identification information may be a visual representation of a government issued identity. An identification module verifies the identification information and compares the verified identification information to the registration information.

Claims

1. A system for verifying identity comprising:

a user interface comprising circuitry configured to;

receive registration information from a registrant;

request identification information from the registrant;

receive identification information from the registrant, the identification information comprising address information and location information indicative of registrant location;

communicate the registration information and the identification information to an application;

receive an identity credential from the application; and

communicate the identity credential to the registrant;

wherein the identity credential is based on the registration information and the identification information.

2. The system of claim 1, wherein the location information is indicative of registrant location at a time of registration.

3. The system of claim 1, wherein the location information is indicative of the presence of the registrant at a location.

4. The system of claim 1, wherein the identification information comprises a visual representation of a government issued identification.

5. The system of claim 1, wherein the location information comprises a visual representation of an identifying item.

6. The system of claim 5, wherein the visual representation of the identifying item is associated with the location of the identifying item.

7. The system of claim 6, wherein the identity credential is based on comparing the address information with the location associated with the visual representation of the identifying item.

8. The system of claim 1, wherein the user interface is configured for use by a registrant for registration of an account.

9. A method of verifying an identity comprising:

receiving registration information from a registrant;

requesting identification information from the registrant;

receiving identification information from the registrant, the identification information comprising address information and location information indicative of registrant location;

communicating the registration information and the identification information to an application;

receiving an identity credential from the application; and

communicating the identity credential to the registrant;

wherein the identity credential is based on the registration information and the identification information.

10. The method of claim 9, wherein the location information is indicative of registrant location at a time of registration.

11. The method of claim 9, wherein the location information is indicative of the presence of the registrant at a location.

12. The method of claim 9, wherein the registration information and identification information are received at a user interface.

13. The method of claim 9, wherein the application is an application of a mobile device.

14. The method of claim 9, wherein the identification information comprises a visual representation of a government issued identification.

15. The method of claim 9, wherein the location information comprises a visual representation of an identifying item.

16. The method of claim 15, wherein the visual representation of the identifying item is associated with the location of the identifying item.

17. The method of claim 16, wherein the identity credential is based on comparing the address information with the location associated with the visual representation of the identifying item.

18. The method of claim 9, wherein the registration information and identification information are provided for registration of an account.

19. The method of claim 18, further comprising using the identity credential to access the account.

20. A system for verifying identity comprising:

means for receiving registration information from a registrant;

means for requesting identification information from the registrant;

means for receiving identification information from the registrant, the identification information comprising address information and location information indicative of registrant location at a time of registration;

means for communicating the registration information and the identification information to an application;

means for receiving an identity verification confirmation from the application; and

means for communicating the identity verification confirmation to the registrant;

wherein the identity verification is based on a comparison of the registration information with the identification information.