Route Risk Mitigation
First Claim
1. A system comprising:
- a vehicle;
a location detection unit, located in the vehicle, configured to detect locations of the vehicle comprising at least a first location and a second location;
a computer processor in communication with the location detection unit;
a display device in communication with the computer processor; and
a computer memory storing instructions that, when executed by the processor, cause the system to;
calculate a safety risk score for each of a plurality of routes of the vehicle between the first location and the second location, wherein calculating the safety risk score of the route of the vehicle comprises using direction of the vehicle through a segment of the route as a factor in calculating the safety risk score;
associate a color of a plurality of colors to each of the plurality of routes of the vehicle between the first location and the second location, wherein each color of the plurality of colors is associated with a different safety risk score; and
display, on the display device, at least one of the plurality of routes using the color associated with the calculated safety risk score corresponding to the at least one displayed route.
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Accused Products
Abstract
A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy. This and other aspects relating to using geographically encoded information to promote and reward risk mitigation are disclosed.
39 Citations
20 Claims
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1. A system comprising:
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a vehicle; a location detection unit, located in the vehicle, configured to detect locations of the vehicle comprising at least a first location and a second location; a computer processor in communication with the location detection unit; a display device in communication with the computer processor; and a computer memory storing instructions that, when executed by the processor, cause the system to; calculate a safety risk score for each of a plurality of routes of the vehicle between the first location and the second location, wherein calculating the safety risk score of the route of the vehicle comprises using direction of the vehicle through a segment of the route as a factor in calculating the safety risk score; associate a color of a plurality of colors to each of the plurality of routes of the vehicle between the first location and the second location, wherein each color of the plurality of colors is associated with a different safety risk score; and display, on the display device, at least one of the plurality of routes using the color associated with the calculated safety risk score corresponding to the at least one displayed route. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. A method comprising:
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receiving, by a location detection unit located in a vehicle, a plurality of locations of the vehicle comprising at least a first location and a second location; determining, by a risk unit consumption processor in communication with the location detection unit, segment risk values for a plurality of road segments comprising a route of the vehicle from the first location to the second location, wherein a segment risk value is based on two or more of accident information, road topology information, weather condition information, and a direction of vehicle travel through a corresponding road segment; and displaying, by a display device in communication with the location detection unit and the risk unit consumption processor, the plurality of road segments comprising the route of the vehicle from the first location to the second location, wherein a first segment is displayed using a first color associated with a higher segment risk value and a second segment is displayed using a second color associated with a lower segment risk value. - View Dependent Claims (14, 15, 16, 17)
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18. A non-transitory computer-readable medium storing computer-executable instructions that, when executed by a processor, cause a telematics device, to:
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calculate a first safety risk score of a first route of a vehicle between a first location and a second location based on a direction of the vehicle along the first route, wherein the first route is identified as having a lowest safety risk score of a plurality of routes between the first location and the second location; calculate a second safety risk score of a second route of a vehicle between the first location and the second location based on a direction of the vehicle along the second route; and display, via a display device in communication with the telematics device, the first route using a first color representative of a low safety risk score and the second route using a second color representative of a safety risk score greater than the lowest safety risk score. - View Dependent Claims (19, 20)
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Specification