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DETECTION OF USERS AND VEHICLE USAGE FOR VARIABLE INSURANCE TERMS

  • US 20160189304A1
  • Filed: 12/30/2014
  • Published: 06/30/2016
  • Est. Priority Date: 12/30/2014
  • Status: Abandoned Application
First Claim
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1. A system comprising:

  • an insurance adjustment module comprising at least one hardware processor that accesses at least one first usage factor of a vehicle by a first user, accesses first user information and current insurance coverage information for the first user with the vehicle, accesses available insurance policy information comprising a plurality of available insurance policies, and determines an adjustment of the current insurance coverage information using the at least one first usage factor, the first user information, and the available insurance policy information;

    a database, stored to a non-transitory memory, comprising the at least one first usage factor, the first user information, and the available insurance policy information; and

    a network interface component that receives the at least one first usage factor from a device associated with at least one of the user and the vehicle and communicates the adjustment to the device.

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