VISUAL RECONSTRUCTION OF TRAFFIC INCIDENT BASED ON SENSOR DEVICE DATA

• US 20160189310A1
• Filed: 12/28/2015
• Published: 06/30/2016
• Est. Priority Date: 12/31/2014
• Status: Active Grant

• Current Assignee: Esurance Insurance Services Incorporated (Allstate Corporation), Esurance Property And Casualty Insurance Co.
• Original Assignee: Esurance Insurance Services Incorporated (Allstate Corporation)
• Inventors: O'Kane, Melissa Ann
• Granted Patent: US 10,740,846 B2
• Time in Patent Office: Days
• US Class Current: 1/1
• CPC Class Codes: G06F 16/258 Data format conversion from or to a database
• CPC Class Codes: G06Q 40/08 Insurance

Abstract

A system, a method, and a computer program product for providing a recreation of an event are disclosed. A plurality of data is received from a plurality of sources of information. The plurality of data describes an event. Each data in the plurality of data has a different format. Each data in the plurality of data is converted into a predetermined format. The converted received plurality of data is combined. Based on the combined converted received data, a report describing a recreation of the event is generated. The generated report is transmitted for display on at least one user interface.

Claims

1. A computer-implemented method, comprising

receiving a plurality of data from a plurality of sources of information, the plurality of data describing an event, each data in the plurality of data having a different format;

converting each data in the plurality of data into a predetermined format and combining the converted received plurality of data;

generating, based on the combined converted received data, a report describing a recreation of the event; and

transmitting the generated report for display on at least one user interface;

wherein at least one of the receiving, the converting, the generating, and the transmitting is performed by at least one processor of at least one computing system.

2. The method according to claim 1, wherein the plurality of sources includes a plurality of sensors communicatively coupled to the at least one computing system, the plurality of sensors detect and record information about the event.

3. The method according to claim 1, wherein the data includes at least one of the following:

a video data, an audio data, a text data, a photographic data, and any combination thereof.

4. The method according to claim 1, wherein the generated report is transmitted for display using a first user interface associated with a first user device and for display using a second user interface associated with a second user device, the first and second user devices being communicatively coupled to the at least one computing system.

5. The method according to claim 4, further comprising

receiving changes to the generated report from the second device;

generating, based on the received changes, a new report and transmitting the new report to the first user device and the second user device;

receiving a confirmation, from the second device, indicating that the new report has no changes; and

transmitting the confirmation to the first device.

6. The method according to claim 1, wherein the report includes at least one of the following:

a data describing the event, a video illustrating the event, an audio describing the event, an animation illustrating the event, a narrative textual data describing the event, and any combination thereof.

7. The method according to claim 2, wherein the event is a vehicular accident.

8. The method according to claim 7, wherein the plurality of sensors includes at least one of the following:

a vehicle blackbox sensor, a mobile device, a vehicle onboard usage-based insurance enable device, and a vehicle onboard sensor.

9. The method according to claim 8, wherein the generated report is transmitted to a claimant user device for display on a user interface associated with the claimant user device, wherein the claimant user device is used to record data describing the vehicular accident.

10. The method according to claim 9, wherein the claimant user device is communicatively coupled to the at least one computing system for submission of at least one insurance claim as a result of the vehicular accident.

11. The method according to claim 10, wherein a claims adjuster device receives the generated report for processing of the insurance claim.

12. A system comprising:

at least one programmable processor; and

a machine-readable medium storing instructions that, when executed by the at least one programmable processor, cause the at least one programmable processor to perform operations comprising;

receiving a plurality of data from a plurality of sources of information, the plurality of data describing an event, each data in the plurality of data having a different format;

converting each data in the plurality of data into a predetermined format and combining the converted received plurality of data;

generating, based on the combined converted received data, a report describing a recreation of the event; and

transmitting the generated report for display on at least one user interface.

13. The system according to claim 12, wherein the plurality of sources includes a plurality of sensors communicatively coupled to the at least one computing system, the plurality of sensors detect and record information about the event.

14. The system according to claim 12, wherein the data includes at least one of the following:

a video data, an audio data, a text data, a photographic data, and any combination thereof.

15. The system according to claim 12, wherein the generated report is transmitted for display using a first user interface associated with a first user device and for display using a second user interface associated with a second user device, the first and second user devices being communicatively coupled to the at least one computing system.

16. The system according to claim 15, wherein the operations further comprise

receiving changes to the generated report from the second device;

generating, based on the received changes, a new report and transmitting the new report to the first user device and the second user device;

receiving a confirmation, from the second device, indicating that the new report has no changes; and

transmitting the confirmation to the first device.

17. The system according to claim 12, wherein the report includes at least one of the following:

a data describing the event, a video illustrating the event, an audio describing the event, an animation illustrating the event, a narrative textual data describing the event, and any combination thereof.

18. The system according to claim 13, wherein the event is a vehicular accident.

19. The system according to claim 18, wherein the plurality of sensors includes at least one of the following:

a vehicle blackbox sensor, a mobile device, a vehicle onboard usage-based insurance enable device, and a vehicle onboard sensor.

20. The system according to claim 18, wherein the generated report is transmitted to a claimant user device for display on a user interface associated with the claimant user device, wherein the claimant user device is used to record data describing the vehicular accident.

21. The system according to claim 20, wherein the claimant user device is communicatively coupled to the at least one computing system for submission of at least one insurance claim as a result of the vehicular accident.

22. The system according to claim 12, wherein a claims adjuster device receives the generated report for processing of the insurance claim.

23. A computer program product comprising a machine-readable medium storing instructions that, when executed by at least one programmable processor, cause the at least one programmable processor to perform operations comprising:

receiving a plurality of data from a plurality of sources of information, the plurality of data describing an event, each data in the plurality of data having a different format;

converting each data in the plurality of data into a predetermined format and combining the converted received plurality of data;

generating, based on the combined converted received data, a report describing a recreation of the event; and

transmitting the generated report for display on at least one user interface.

24. The computer program product according to claim 23, wherein the plurality of sources includes a plurality of sensors communicatively coupled to the at least one computing system, the plurality of sensors detect and record information about the event.

25. The computer program product according to claim 23, wherein the data includes at least one of the following:

a video data, an audio data, a text data, a photographic data, and any combination thereof.

26. The computer program product according to claim 23, wherein the generated report is transmitted for display using a first user interface associated with a first user device and for display using a second user interface associated with a second user device, the first and second user devices being communicatively coupled to the at least one computing system.

27. The computer program product according to claim 26, wherein the operations further comprise

receiving changes to the generated report from the second device;

generating, based on the received changes, a new report and transmitting the new report to the first user device and the second user device;

receiving a confirmation, from the second device, indicating that the new report has no changes; and

transmitting the confirmation to the first device.

28. The computer program product according to claim 23, wherein the report includes at least one of the following:

a data describing the event, a video illustrating the event, an audio describing the event, an animation illustrating the event, a narrative textual data describing the event, and any combination thereof.

29. The computer program product according to claim 26, wherein the event is a vehicular accident.

30. The computer program product according to claim 29, wherein the plurality of sensors includes at least one of the following:

a vehicle blackbox sensor, a mobile device, a vehicle onboard usage-based insurance enable device, and a vehicle onboard sensor.

31. The computer program product according to claim 29, wherein the generated report is transmitted to a claimant user device for display on a user interface associated with the claimant user device, wherein the claimant user device is used to record data describing the vehicular accident.

32. The computer program product according to claim 31, wherein the claimant user device is communicatively coupled to the at least one computing system for submission of at least one insurance claim as a result of the vehicular accident.

33. The computer program product according to claim 23, wherein a claims adjuster device receives the generated report for processing of the insurance claim.