POINT OF SALE PLATFORM AND ASSOCIATED METHODS

• US 20170186283A1
• Filed: 03/03/2017
• Published: 06/29/2017
• Est. Priority Date: 11/02/2014
• Status: Active Grant

• Current Assignee: Clover Network, Inc. (Fiserv Incorporated)
• Original Assignee: Clover Network, Inc. (Fiserv Incorporated)
• Inventors: Beatty, John Daniel
• Granted Patent: US 10,129,432 B2
• Time in Patent Office: Days
• CPC Class Codes: G06F 3/044 by capacitive means
• CPC Class Codes: G06Q 20/209 Specified transaction journal output feature, e.g. printed receipt or voice output
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G07G 1/0018 Constructional details, e.g. of drawer, printing means, input means
• CPC Class Codes: H04N 1/00244 with a server, e.g. an internet server fax-servers or the like for store and forward H04N1/324
• CPC Class Codes: H04N 1/327 Initiating, continuing or ending a single-mode communication; Handshaking therefor H04N1/32614 takes precedence
• CPC Class Codes: H04N 1/4413 involving the use of passwords, ID codes or the like, e.g. PIN
• CPC Class Codes: H04W 4/80 Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication

Abstract

A point-of-sale terminal that generates a radio frequency (RF) field through a flat panel display and touchscreen is disclosed. The point of sale device includes a touchscreen, a display positioned behind the touchscreen, and an antenna located behind the display. The antenna can be entirely within the lateral extent of the touchscreen. The antenna can be mounted to the display via a layer of adhesive or mounted to a support frame. The antenna generates the RF field above the touchscreen.

Claims

1. A payment device that generates a radio frequency field, comprising:

a touchscreen;

a display positioned behind the touchscreen;

an antenna;

(i) positioned behind the display;

(ii) located entirely within a lateral extent of the touchscreen; and

(iii) configured to generate the radio frequency field above the touchscreen; and

a layer of adhesive;

(i) located between the antenna and the display;

(ii) in direct physical contact with both the antenna and the display; and

(iii) that mounts the antenna to the display.

2. The payment device of claim 1, wherein:

the display has a diagonal greater than or equal to four inches.

3. The payment device of claim 2, further comprising:

a support frame positioned underneath the antenna;

wherein the support frame is metal.

4. The payment device of claim 2, further comprising:

a processor;

a memory; and

a housing enclosing the antenna, the processor, and the memory;

wherein the antenna is located between the display and the processor.

5. The payment device of claim 4, wherein:

the display, touchscreen, and antenna are all centered along a lengthwise extent of the housing.

6. The payment device of claim 4, further comprising:

a support frame positioned underneath the antenna;

wherein the support frame is a midframe; and

wherein the support frame provides rigidity to the housing.

7. The payment device of claim 4, wherein:

the antenna is a short-range antenna; and

the display is a volatile display.

8. The payment device of claim 7, wherein:

the antenna is a near field communication antenna;

the touchscreen is a capacitive touch screen; and

the memory stores instructions for conducting a short-range wireless payment communication involving the radio frequency field.

9. The payment device of claim 8, wherein:

the radio frequency field extends at least four centimeters from a top surface of the touchscreen.

10. The payment device of claim 8, further comprising:

an air gap formed by a break in the layer of adhesive.

11. A payment device that generates a radio frequency field, comprising:

a touchscreen;

a display having a first side in direct contact with the touchscreen;

an antenna that generates the radio frequency field above the touchscreen;

a layer of adhesive;

(i) located between the antenna and the display;

(ii) in direct physical contact with both the antenna and the display; and

(iii) that mounts the antenna to a second side of the display; and

a memory that stores instructions for conducting a short-range wireless payment communication involving the radio frequency field;

wherein the radio frequency field implements the short-range wireless payment communication at a distance of at least four centimeters from a top surface of the touchscreen.

12. The payment device of claim 11, wherein:

the display has a diagonal greater than or equal to four inches.

13. The payment device of claim 12, further comprising:

a support frame positioned underneath the antenna;

wherein the support frame is metal.

14. The payment device of claim 12, further comprising:

a processor;

a memory; and

a housing enclosing the antenna, the processor, and the memory;

wherein the antenna is located between the display and the processor.

15. The payment device of claim 14, wherein:

the display, touchscreen, and antenna are all centered along a lengthwise extent of in the housing.

16. The payment device of claim 14, further comprising:

a support frame positioned underneath the antenna;

wherein the support frame is a midframe; and

wherein the support frame provides rigidity to the housing.

17. The payment device of claim 14, wherein:

the antenna is a short-range antenna; and

the display is a volatile display.

18. The payment device of claim 17, wherein:

the antenna is a near field communication antenna;

the touchscreen is a capacitive touch screen; and

the memory stores instructions for conducting a short-range wireless payment communication involving the radio frequency field.

19. The payment device of claim 18, wherein:

the antenna is oriented such that;

(i) a portion of the radio frequency field is generated within a lateral extent of the touchscreen; and

(ii) a second portion of the radio frequency field is generated within a lateral extent of a top surface of the housing.

20. The payment device of claim 18, wherein:

the antenna is located entirely within a lateral extent of the touchscreen; and

the radio frequency field is only effective within a lateral extent of the touchscreen.

21. A payment device that generates a radio frequency field, comprising:

a touchscreen;

a display positioned behind the touchscreen;

an antenna that;

(i) is positioned behind the display;

(ii) is mounted to a portion of a support frame;

(iii) generates the radio frequency field above the touchscreen; and

an air gap between the antenna and the display;

wherein the support frame is positioned behind the antenna.

22. The payment device from claim 21, wherein:

the display has a diagonal greater than or equal to four inches.

23. The payment device of claim 22, wherein:

the antenna is oriented such that;

(i) a portion of the radio frequency field is generated within a lateral extent of the touchscreen; and

(ii) a second portion of the radio frequency field is generated within a lateral extent of a top surface of the housing.

24. The payment device of claim 22, wherein:

the antenna is located entirely within a lateral extent of the touchscreen; and

the radio frequency field is only effective within a lateral extent of the touchscreen.

25. The payment device of claim 22, further comprising:

a processor;

a memory; and

a housing enclosing the antenna, the processor, and the memory;

wherein the antenna is located between the display and the processor.

26. The payment device of claim 25, wherein:

the support frame is metal; and

the antenna is a short-range antenna.

27. The payment device of claim 26, wherein:

the support frame is a midframe; and

the support frame provides rigidity to the housing.

28. The payment device of claim 26, wherein:

the antenna is a near field communication antenna;

the display is a volatile display;

the touchscreen is a capacitive touch screen; and

the memory stores instructions for conducting a short-range wireless payment communication involving the radio frequency field.

29. The payment device of claim 28, wherein:

the antenna is mounted to the support frame using a means for mounting; and

the radio frequency field implements the short-range wireless payment communication at a distance of at least four centimeters from a surface of the touchscreen.