Method of Providing Driver-Behavior Information Off-Site Through Telematics System

• US 20180013873A1
• Filed: 09/19/2017
• Published: 01/11/2018
• Est. Priority Date: 01/31/2008
• Status: Abandoned Application

• Current Assignee: Sirius XM Connected Vehicle Services Inc. (Liberty Media Corporation)
• Original Assignee: Sirius XM Connected Vehicle Services Inc. (Liberty Media Corporation)
• Inventors: Farrell, Tod, McCaskey, Alethea P.
• Application Number:
  US15/709,082
• Publication Number:
  US 20180013873A1
• Time in Patent Office: Days
• CPC Class Codes: G08G 1/017 identifying vehicles G08G1/015, G08G1/054 take precedence
• CPC Class Codes: G08G 1/20 Monitoring the location of vehicles belonging to a group, e.g. fleet of vehicles, countable or determined number of vehicles
• CPC Class Codes: G08G 1/205 Indicating the location of the monitored vehicles as destination, e.g. accidents, stolen, rental
• CPC Class Codes: H04M 1/6091 including a wireless interface
• CPC Class Codes: H04M 2250/02 including a Bluetooth interface
• CPC Class Codes: H04M 2250/10 including a GPS signal receiver
• CPC Class Codes: H04W 4/12 Messaging; Mailboxes; Announcements
• CPC Class Codes: H04W 4/40 for vehicles, e.g. vehicle-to-pedestrians [V2P]
• CPC Class Codes: H04W 76/10 Connection setup
• CPC Class Codes: H04W 84/18 Self-organising networks, e.g. ad-hoc networks or sensor networks

Abstract

A method for providing information to a third party about a driver of a vehicle having a telematics system and a VIN, the telematics system comprising a positioning module, a telematics unit, a mobile device of the driver having a unique ID, and an integrated communication device of the vehicle, includes the steps of identifying the mobile device of the driver with at least one of the integrated communication device and the telematics unit, generating data from the positioning module as the driver operates the vehicle, transmitting the generated data, the VIN, and the ID of the mobile device of the driver outside the vehicle, generating a driving behavior report from the transmitted data, VIN, and ID, and utilizing the driving behavior report to determine an insurance premium to charge the driver or the owner of the vehicle.

Claims

1. A method for providing information to a third party about a driver of a vehicle having a telematics system and a vehicle identification number (VIN), the telematics system comprising a positioning module, a telematics unit, a mobile device of the driver having a unique ID, and an integrated communication device of the vehicle, which comprises:

identifying the mobile device of the driver with at least one of the integrated communication device and the telematics unit;

generating data from the positioning module as the driver operates the vehicle;

transmitting the generated data, the VIN, and the ID of the mobile device of the driver outside the vehicle;

generating a driving behavior report from the transmitted data, VIN, and ID; and

utilizing the driving behavior report to determine an insurance premium to charge at least one of the driver and an owner of the vehicle.

2. The method according to claim 1, wherein the telematics unit is embedded in the vehicle.

3. The method according to claim 1, wherein the telematics unit is separate from and retrofitted to the vehicle.

4. The method according to claim 1, wherein:

the positioning module comprises at least one of a global positioning system (GPS) device and an accelerometer; and

the positioning module is part of at least one of the telematics unit and the mobile device.

5. The method according to claim 4, wherein the GPS generates the data that establishes at least one of a position of the vehicle, a time when the data was generated, a velocity of the vehicle, an acceleration of the vehicle, a braking of the vehicle, and turning of the vehicle.

6. The method according to claim 4, wherein:

an off-site entity utilizes the data generated by the GPS to establish at least one of a position of the vehicle, a time when the data was generated, a velocity of the vehicle, an acceleration of the vehicle, a braking of the vehicle, and turning of the vehicle; and

the off-site entity is at least one of a telematics provider, an insurer, and a fleet operator.

7. The method according to claim 1, wherein:

the integrated communication device of the vehicle comprises a Bluetooth device; and

the driver pairs the mobile device of the driver with the Bluetooth device.

8. The method according to claim 1, wherein:

the integrated communication device of the vehicle comprises a Bluetooth device having a highest priority phone; and

the mobile device of the driver is the highest priority phone and automatically pairs with the Bluetooth device when in communications range with the Bluetooth device.

9. The method according to claim 8, wherein the driver accesses the driving behavior report to confirm an identity of the driver or to correct the identity to another person.

10. The method according to claim 1, wherein the generated data, the VIN, and the ID of the mobile device of the driver are transmitted to a receiving device outside the vehicle.

11. The method according to claim 10, wherein the receiving device is a server connected to the Internet.

12. The method according to claim 1, wherein the generated data, the VIN, and the ID of the mobile device of the driver are transmitted to a third party.

13. The method according to claim 1, wherein the third party is a telematics provider.

14. The method according to claim 1, wherein the third party is an insurer.

15. The method according to claim 1, wherein the third party is a fleet operator.

16. The method according to claim 1, wherein the driving behavior report indicate at least one of:

individual driver performance;

individual fleet driver performance; and

how much taxation to charge to at least one of the driver and the owner of the vehicle.