AUTOMATED IMPLEMENTATION OF PROVISIONED SERVICES BASED ON CAPTURED SENSOR DATA

• US 20180097883A1
• Filed: 09/30/2016
• Published: 04/05/2018
• Est. Priority Date: 09/30/2016
• Status: Active Grant

• Current Assignee: Toronto-Dominion Bank
• Original Assignee: Toronto-Dominion Bank
• Inventors: CHOW, Arthur Carroll, CHAN, Paul Mon-Wah, HALDENBY, Perry Aaron Jones, JETHWA, Rakesh Thomas, LAW, Eddie Cheuk Long, LEE, John Jong Suk, MCCANN, Stephen John, NGUYEN, Haituyen Anthony
• Granted Patent: US 10,498,827 B2
• Time in Patent Office: Days
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G06Q 30/0283 Price estimation or determination
• CPC Class Codes: H04L 65/1069 Session establishment or de-establishment
• CPC Class Codes: H04L 67/12 specially adapted for proprietary or special-purpose networking environments, e.g. medical networks, sensor networks, networks in vehicles or remote metering networks
• CPC Class Codes: H04L 67/52 specially adapted for the location of the user terminal

Abstract

The disclosed embodiments include computer-implemented systems and processes that perform operations consistent with services provisioned to a device based on real-time sensor data indicative of and characterizing a user'"'"'s operation of the device and additionally or alternatively, a system or apparatus that includes the device. For example, the device may obtain stored data identifying a provisioned service, and may obtain sensor data captured by an on-board or external sensor during an operation of the device. Based on the sensor data, the device may generate a usage parameter that characterizes the operation of the device during a temporal period, and perform an operation consistent with the provisioned service in accordance with the generated usage parameter.

Claims

1. A device, comprising:

a storage unit storing instructions;

a first sensor configured to detect a first device parameter; and

at least one processor coupled to the first sensor and the storage unit, the at least one processor being configured to execute the instructions to;

obtain service data identifying a service provisioned to the device;

obtain first sensor data captured by the first sensor during an operation of the device, the first sensor data being indicative of values of the first device parameter;

based on the first sensor data, generate a usage parameter that characterizes the operation of the device during a temporal period; and

perform an operation consistent with the provisioned service in accordance with the generated usage parameter.

2. The device of claim 1, wherein the at least one processor is further configured to:

detect a completion of the temporal period; and

perform the operation consistent with the provisioned service in response to the detected completion of the temporal period.

3. The device of claim 1, wherein:

the first sensor is configured to detect the first device parameter during a plurality of temporal periods; and

the at least one processor is further configured to;

generate a plurality of usage parameters based on portions of the first sensor data, the usage parameters characterizing the operation of the device during corresponding ones of the plurality of temporal periods; and

repeatedly perform the operation consistent with the provisioned service in accordance with each of the generated usage parameters.

4. The device of claim 1, wherein:

the at least one processor is further configured to establish a communications session with a second sensor across a network;

the second sensor is disposed within an environment in which the device operates; and

the second sensor detects a second device parameter that characterizes the operation of the device within the environment.

5. The device of claim 4, wherein the at least one processor is further configured to:

receive second sensor data from the second sensor during the operation of the device, the second sensor data being indicative of a value of the second device parameter; and

generate the usage parameter that characterizes the operation of the device based on a combination of the first and second sensor data.

6. The device of claim 4, wherein the at least one processor is further configured to:

establish communications sessions with a plurality of second sensors disposed within the environment, the second sensors detecting second device parameters that characterize the operation of the device within the environment;

receive portions of the second sensor data from the second sensor devices during the operation of the device, the second sensor data portions being indicative of values of corresponding ones of the second device parameters; and

generate the usage parameter that characterizes the operation of the device during the temporal period based on a combination of the first sensor data and the potions of the second sensor data.

7. The device of claim 4, wherein the second device parameter detected by the second sensor comprises at least one of a speed of the device, an acceleration of the device, a geographic position of the device, or a temperature of the device.

8. The device of claim 1, wherein:

the provisioned service comprises a payment service;

the at least one processor is further configured to obtain tariff data associated with the payment service, the tariff data specifying unit costs for each of the first device parameters;

the generated usage parameter corresponds to an aggregate cost associated with the operation of the device by the user during the temporal period; and

the at least one processor is further configured to initiate a transaction involving a transfer of funds in an amount of the aggregated cost from an account of the user to an account held by an entity associated with the device.

9. The device of claim 8, wherein the at least one processor is further configured to:

determine, for each of the first device parameters, a parameter cost based on corresponding ones of the unit costs and the obtained values; and

compute the aggregate cost as a sum of the determined parameters costs.

10. The device of claim 1, wherein:

the device further comprises a plurality of first sensors configured to detect corresponding first device parameters; and

the at least one processor is further configured to;

obtain portions of the first sensor data captured by corresponding ones of the first sensors during the operation of the device, the obtained portions of the first sensor data being indicative of values of corresponding ones of the first device parameters; and

generate the usage parameter based on the obtained portions of the first sensor data.

11. A computer-implemented method, comprising:

obtaining, by at least one processor, data identifying a service provisioned to a device, the device comprising a sensor configured to detect a device parameter;

obtaining, by the at least one processor, sensor data captured by the sensor during an operation of the device, the sensor data being indicative of values of the device parameter;

based on the sensor data, generating, by the at least one processor, a usage parameter that characterizes the operation of the device during a temporal period; and

performing, by the at least one processor, an operation consistent with the provisioned service in accordance with the generated usage parameter.

12. A system, comprising:

a plurality of first sensors, the first sensors being configured to detect first device parameters; and

a communications device, the communications device comprising;

a storage unit storing instructions; and

at least one processor coupled to the storage unit and the first sensors, the at least one processor being configured to execute the instructions to;

obtain data indicative of a service provisioned to the communications device;

obtain first sensor data captured by corresponding ones of the first sensors during an operation of the system, the first sensor data being indicative of values of corresponding ones of the first device parameters;

based on the first sensor data, generate a usage parameter that characterizes the operation of the system during a temporal period; and

perform an operation consistent with the provisioned service in accordance with the generated usage parameter.

13. The system of claim 12, wherein the at least one processor is further configured to:

detect a completion of the temporal period; and

perform the operation consistent with the provisioned service in response to the detected completion of the temporal period.

14. The system of claim 12, wherein:

the first sensors are configured to detect the first device parameters during a plurality of temporal periods; and

the at least one processor is further configured to;

generate a plurality of usage parameters based on portions of the first sensor data, the usage parameters characterizing the operation of the device during corresponding ones of the plurality of temporal periods; and

repeatedly perform the operation consistent with the provisioned service in accordance with each of the generated usage parameters.

15. The system of claim 12, wherein:

the at least one processor is further configured to establish a communications session with a second sensor across a network;

the second sensor is disposed within an environment in which the device operates; and

the second sensor detects a second device parameter that characterizes the operation of the device within the environment.

16. The system of claim 15, wherein the at least one processor is further configured to:

receive second sensor data from the second sensor during the operation of the device, the second sensor data being indicative of a value of the second device parameter; and

generate the usage parameter that characterizes the operation of the device based on a combination of the first and second sensor data.

17. The system of claim 15, wherein the at least one processor is further configured to:

establish communications sessions with a plurality of second sensors disposed within the environment, the second sensors detecting second device parameters that characterize the operation of the device within the environment;

receiving portions of the second sensor data from the second sensor devices during the operation of the device, the second sensor data portions being indicative of values of corresponding ones of the second device parameters; and

generating the usage parameter that characterizes the operation of the device during the temporal period based on a combination of the first sensor data and the potions of the second sensor data.

18. The system of claim 15, wherein the second device parameter detected by the second sensor comprises at least one of a speed of the device, an acceleration of the device, a geographic position of the device, or a temperature of the device.

19. The system of claim 12, wherein:

the provisioned service comprises a payment service;

the at least one processor is further configured to obtain tariff data associated with the payment service, the tariff data specifying unit costs for each of the first device parameters;

the generated usage parameter corresponds to an aggregate cost associated with the operation of the device by the user during the temporal period; and

the at least one processor is further configured to initiate a transaction involving a transfer of funds in an amount of the aggregated cost from an account of the user to an account held by an entity associated with the device.

20. The system of claim 19, wherein the at least one processor is further configured to:

determine, for each of the first device parameters, a parameter cost based on corresponding ones of the unit costs and the obtained values; and

compute the aggregate cost as a sum of the determined parameters costs.