SYSTEMS AND METHODS FOR PROCESSING DORMANT VIRTUAL ACCESS DEVICES
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Abstract
Embodiments of the invention are directed to ceasing the renewal of a virtual access device that is dormant. Some embodiments may receive a dormancy request from an authorization server, where the dormancy request includes information identifying a virtual access device. Embodiments may determine that the virtual access device is dormant based at least on previous transactions involving the virtual access device and at least one dormancy rule. Certain embodiments may send a dormancy response to the authorization server indicating that the virtual access device is dormant. An authorization server may determine not to renew a virtual access device based at least upon the dormancy response. As such, the authorization server need not provision a mobile device with an updated virtual access device.
10 Citations
40 Claims
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1-20. -20. (canceled)
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21. A computing system comprising:
at least one processor and at least one memory coupled to the at least one processor, the at least one memory storing instructions, which when executed by the at least one processor cause the at least one processor to; send a dormancy request to a transaction processing computer, the dormancy request including information identifying a virtual access device, wherein the transaction processing computer determines that the virtual access device is dormant based at least on previous transactions involving the virtual access device and at least one dormancy rule; and receive a dormancy response from the transaction processing computer indicating that the virtual access device is dormant. - View Dependent Claims (22, 23, 24, 25, 26, 27, 28, 29, 30)
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31. A method comprising:
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sending, by a server computer, a dormancy request to a transaction processing computer, the dormancy request including information identifying a virtual access device, wherein the transaction processing computer determines that the virtual access device is dormant based at least on previous transactions involving the virtual access device and at least one dormancy rule; and receiving, by a server computer, a dormancy response from the transaction processing computer indicating that the virtual access device is dormant. - View Dependent Claims (32, 33, 34, 35, 36, 37, 38, 39, 40)
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Specification