FINGERPRINT SCANNER SECURITY DEVICE

• US 20180322505A1
• Filed: 11/02/2017
• Published: 11/08/2018
• Est. Priority Date: 05/04/2017
• Status: Abandoned Application

• Current Assignee: International Business Machines Corporation
• Original Assignee: International Business Machines Corporation
• Inventors: DEMARCO, DOMINIC L., FITZSIMMONS, THOMAS D., FLAGG, TROY A., GOLDEN, RYAN P.
• Application Number:
  US15/801,333
• Publication Number:
  US 20180322505A1
• Time in Patent Office: Days
• CPC Class Codes: G06Q 20/40145 Biometric identity checks
• CPC Class Codes: G06Q 20/4016 involving fraud or risk level assessment in transaction processing
• CPC Class Codes: G06Q 20/4093 Monitoring of device authentication
• CPC Class Codes: G06Q 50/265 Personal security, identity or safety
• CPC Class Codes: G06V 40/13 Sensors therefor
• CPC Class Codes: G06V 40/1365 Matching; Classification
• CPC Class Codes: G07C 9/257 electronically G07C9/26 takes precedence
• CPC Class Codes: G07C 9/37 using biometric data, e.g. fingerprints, iris scans or voice recognition
• CPC Class Codes: G07F 7/0813 Specific details related to card security
• CPC Class Codes: G07F 7/0833 Card having specific functional components
• CPC Class Codes: G07F 7/1033 Details of the PIN pad

Abstract

Methods, systems and computer program products for identifying stolen payment cards using a fingerprint scanner are provided. Aspects include receiving, by a transaction processing terminal, a payment card and scanning, by the fingerprint scanner, a surface of the payment card and capturing fingerprints disposed on the surface of the payment card. Aspects also include comparing, by a processor, the captured fingerprints to one or more authorized fingerprints associated with the payment card. Based on detecting that the captured fingerprints are different than the one or more authorized fingerprints, aspects further include determining whether the payment card has been reported stolen. Based on a determination that the payment card has been reported stolen, aspects include creating and transmitting an alert of an attempted use of the payment card.

Claims

1. A computer-implemented method for identifying stolen payment cards using a fingerprint scanner, the method comprising:

receiving, by a transaction processing terminal, a payment card;

scanning, by the fingerprint scanner, a surface of the payment card and capturing fingerprints disposed on the surface of the payment card;

comparing, by a processor, the captured fingerprints to one or more authorized fingerprints associated with the payment card;

based on detecting that the captured fingerprints are different than the one or more authorized fingerprints, determining whether the payment card has been reported stolen; and

based on a determination that the payment card has been reported stolen, creating and transmitting an alert of an attempted use of the payment card.

2. The method of claim 1, wherein an image of a user of the payment card is captured by a camera of the transaction processing terminal based on a determination that the payment card has been reported stolen.

3. The method of claim 2, wherein the alert includes the image of the user captured by the camera and a location of the transaction processing terminal.

4. The method of claim 3, wherein the alert is transmitted to a law enforcement organization that is determined based on the location of the transaction processing terminal.

5. The method of claim 1, further comprising creating and transmitting a suspicious activity report to an owner of the payment card based on a determination that the payment card has not been reported stolen.

6. The method of claim 1, further comprising cleaning the surface of the payment card prior to dispensing the payment card from the transaction processing terminal.

7. The method of claim 1, further comprising proceeding with authorization of a requested transaction based on a determination that the captured fingerprints are among the one or more authorized fingerprints.