REAL-TIME VEHICLE ENVIRONMENT RECOGNITION AND COLLISION IDENTIFICATION SYSTEM

• US 20190359160A1
• Filed: 05/22/2018
• Published: 11/28/2019
• Est. Priority Date: 05/22/2018
• Status: Active Grant

• Current Assignee: Bank of America Corp.
• Original Assignee: Bank of America Corp.
• Inventors: Nelson, Mark Allan, Tajpuria, Ashish B., MacQueen, Karen Lea, Selfridge, Stephen Philip, Twombly, Steven Michael
• Granted Patent: US 10,493,938 B1
• Time in Patent Office: Days
• CPC Class Codes: B60R 2021/0027 Post collision measures, e.g. notifying emergency services
• CPC Class Codes: B60R 21/0136 responsive to actual contact with an obstacle , e.g. to vehicle deformation, bumper displacement or bumper velocity relative to the vehicle monitoring crash strength in combination with passenger seat detection B60R21/01558
• CPC Class Codes: G06Q 40/08 Insurance
• CPC Class Codes: G06Q 50/40 Business processes related to the transportation industry shipping G06Q10/083
• CPC Class Codes: G07C 5/008 communicating information to a remotely located station transmission systems for measured values G08C
• CPC Class Codes: H04W 4/029 Location-based management or tracking services
• CPC Class Codes: H04W 4/40 for vehicles, e.g. vehicle-to-pedestrians [V2P]
• CPC Class Codes: H04W 4/90 Services for handling of emergency or hazardous situations, e.g. earthquake and tsunami warning systems [ETWS]

Abstract

Embodiments of the present invention provide a system for recognizing environment of a vehicle and identifying collisions in real-time. The system is typically configured for continuously monitoring environment of an automobile via one or more components of the automobile, identifying at least one collision associated with the automobile based on monitoring the environment of the automobile, determining one or more users associated with the at least one collision, determining one or more third parties associated with the one or more users and the at least one collision, automatically establish a communication link with the one or more third party entities, and automatically transmitting a notification associated with the at least one collision to the one or more third party entities and the one or more users in real-time.

Claims

1. A system for vehicle environment recognition and collision identification, the system comprising:

one or more memory devices having computer readable code stored thereon;

one or more processing devices operatively coupled to the one or more memory devices, wherein the one or more processing devices are configured to execute the computer readable code to;

continuously monitor environment of an automobile via one or more components of the automobile and a smart chip located in the automobile;

identify at least one collision associated with the automobile based on monitoring the environment of the automobile;

determine one or more users associated with the at least one collision, wherein the one or more users comprise a first user of the automobile and a second user of a second automobile;

determine a category of the at least one collision based on information gathered by the one or more components;

determine one or more third party entities associated with the one or more users and the at least one collision based on the category of the at least one collision;

automatically establish a communication link with the one or more third party entities;

automatically transmit a notification associated with the at least one collision to the one or more third party entities and the one or more users in real-time,

determine that the first user associated with the automobile is cause of the at least one collision based on the information gathered by the one or more components; and

in response to determining that the first user is the cause of the at least one collision, initiate transfer of resources, via the smart chip, from a resource pool of the first user to a second smart chip in the second automobile.

2. The system of claim 1, wherein the one or more processing devices are configured to execute the computer readable code to continuously store the information gathered by the one or more components of the automobile.

3. The system of claim 2, wherein the one or more processing devices are configured to execute the computer readable code to:

in response to identifying the at least one collision, retrieve the information gathered by the one or more components during a time period associated with the at least one collision;

generate a claim for the at least one collision, wherein the claim comprises the cause of the at least one collision; and

transmit the claim to at least one of the one or more third party entities in real-time.

5. The system of claim 1, wherein the one or more components comprise at least one of one or more sensors, one or more lasers, one or more cameras, and speed monitoring systems.

6. The system of claim 1, wherein the one or more processing devices are configured to execute the computer readable code to identify the at least one collision when acceleration of the automobile is greater than zero.

7. The system of claim 1, wherein the one or more processing devices are configured to execute the computer readable code to identify the at least one collision when acceleration of the automobile is equal to zero.

8. The system of claim 1, wherein the automobile is an autonomous automobile.

9. The system of claim 1, wherein the one or more third party entities comprise at least one of authorities, emergency responders, and insurance entities.

10. The system of claim 1, wherein the one or more processing devices are configured to execute the computer readable code to:

in response to determining the at least one collision, automatically control at least one of the one or more components of the automobile.

4. (canceled)

11. A computer program product for vehicle environment recognition and collision identification, the computer program product comprising a non-transitory computer-readable storage medium having computer-executable instructions for causing a computer processor to perform the steps of:

continuously monitoring environment of an automobile via one or more components of the automobile;

identifying at least one collision associated with the automobile based on monitoring the environment of the automobile and a smart chip located in the automobile;

determining one or more users associated with the at least one collision, wherein the one or more users comprise a first user of the automobile and a second user of a second automobile;

determining a category of the at least one collision based on information gathered by the one or more components;

determining one or more third party entities associated with the one or more users and the at least one collision based on the category of the at least one collision;

automatically establishing a communication link with the one or more third party entities;

automatically transmitting a notification associated with the at least one collision to the one or more third party entities and the one or more users in real-time;

determining that the first user associated with the automobile is cause of the at least one collision based on the information gathered by the one or more components; and

in response to determining that the first user is the cause of the at least one collision, initiating transfer of resources, via the smart chip, from a resource pool of the first user to a second smart chip in the second automobile.

12. The computer program product of claim 11, wherein the computer readable instructions further cause the computer processor to perform the steps of continuously storing the information gathered by the one or more components of the automobile.

13. The computer program product of claim 12, wherein the computer readable instructions further cause the computer processor to perform the steps of:

in response to identifying the at least one collision, retrieving the information gathered by the one or more components during a time period associated with the at least one collision;

generating a claim for the at least one collision, wherein the claim comprises the cause of the at least one collision; and

transmitting the claim to at least one of the one or more third party entities in real-time.

15. The computer program product of claim 11, wherein the computer readable instructions further cause the computer processor to perform the step of in response to determining the at least one collision, automatically controlling at least one of the one or more components of the automobile.

21. The computer program product of claim 11, wherein the automobile is an autonomous automobile.

14. (canceled)

16. A computerized method of recognizing vehicle environment and identifying collisions, comprising:

continuously monitoring environment of an automobile via one or more components of the automobile and a smart chip located in the automobile;

identifying at least one collision associated with the automobile based on monitoring the environment of the automobile;

determining one or more users associated with the at least one collision, wherein the one or more users comprise a first user of the automobile and a second user of a second automobile;

determining a category of the at least one collision based on information gathered by the one or more components;

determining one or more third party entities associated with the one or more users and the at least one collision based on the category of the at least one collision;

automatically establishing a communication link with the one or more third party entities;

automatically transmitting a notification associated with the at least one collision to the one or more third party entities and the one or more users in real-time;

determine that the first user associated with the automobile is cause of the at least one collision based on the information gathered by the one or more components; and

in response to determining that the first user is the cause of the at least one collision, initiate transfer of resources, via the smart chip, from a resource pool of the first user to a second smart chip in the second automobile.

17. The computerized method of claim 16, wherein the method comprises continuously storing the information gathered by the one or more components of the automobile.

18. The computerized method of claim 17, wherein the method comprises:

in response to identifying the at least one collision, retrieving the information gathered by the one or more components during a time period associated with the at least one collision;

generating a claim for the at least one collision, wherein the claim comprises the cause of the at least one collision; and

transmitting the claim to at least one of the one or more third party entities in real-time.

20. The computerized method of claim 16, wherein the method comprises in response to determining the at least one collision, automatically controlling at least one of the one or more components of the automobile.

22. The computerized method of claim 16, wherein the automobile is an autonomous automobile.

23. The computerized method of claim 16, wherein the one or more third party entities comprise at least one of authorities, emergency responders, and insurance entities.

19. (canceled)