Remote control operating device for use with an electronic banking machine

• US 5,841,118 A
• Filed: 06/10/1997
• Issued: 11/24/1998
• Est. Priority Date: 06/10/1997
• Status: Expired due to Fees

• Current Assignee: Improv Technologies
• Original Assignee: Improv Technologies
• Inventors: Brooks, Frank, East, Errol Peter
• Primary Examiner(s): PITTS, HAROLD I
• Application Number:
  US08/872,096
• Time in Patent Office: 532 Days
• Field of Search: 235/379, 235/380
• US Class Current: 235/379
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 20/327 Short range or proximity payments by means of M-devices
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/201 Accessories of ATMs
• CPC Class Codes: G07F 7/10 together with a coded signal , e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data

Abstract

A remote control banking system comprises an automatic teller machine (ATM) and a remote control operating device. The ATM includes a processor, a signal receiver that is linked to the processor and an electro-magnetic coil. The device is in the form of a portable, hand-held unit and includes a keypad for entering a confidential code associated with a person wishing to perform a transaction via the ATM. The device includes a microprocessor incorporating a data base for storing a preset code containing predetermined information on the banking account of the person. The device includes a signal generator for generating radio frequency signals from the confidential and preset codes, and transmitters and for transmitting the signals to the signal receiver. The device includes an electro-magnetic coil which is energised to provide power for the device when in proximity with the electro-magnetic coil of the ATM.

Claims

1. A remote control operating device for use with an EBM having processing means and code receiving means for receiving coded information and for communicating the coded information received to the processing means, the EBM including auxiliary power supply means, the remote control operating device being in the form of a portable unit and including

a keypad which permits a person wishing to perform a transaction via the EBM, to enter a confidential code associated with such person;

memory means for storing a preset code containing information on the banking account of a person wishing to perform a transaction via the EBM the memory means permitting the transferral of the preset code to the code receiving means of the EBM;

signal generating means for generating a confidential coded electronic signal from the confidential code, that can be transmitted through space;

transmitting means for transmitting the confidential coded signal to the code receiving means of the EBM;

power supply means that is energized when in predetermined proximity with the auxiliary power supply means of the EBM for providing the required power for the operation of the remote control operating device; and

processing means for controlling the operation of the signal generating means and the transmitting means.

2. A remote control operating device as claimed in claim 1, wherein the signal generating means is operable to generate a preset coded electronic signal from the preset code, that can be transmitted through space, with the transmitting means being operable to transmit the preset coded signal to the signal receiving means of the EBM.

3. A remote control operating device as claimed in claim 2, wherein the processing means controls, firstly, the transmission of the preset coded signal by the transmitting means and, secondly, the transmission of the confidential coded signal thereby if the preset coded signal is accepted by the processing means of the EBM.

4. A remote control operating device as claimed in claim 3, wherein the transmitting means includes a first transmitter for transmitting the preset coded signal and a second transmitter for transmitting the confidential coded signal.

5. A remote control operating device as claimed in claim 4, wherein the memory means forms part of the processing means.

6. A remote control operating device as claimed in claim 5, wherein the auxiliary power supply means of the EBM includes a continuously energized electro-magnetic coil, the power supply means of the remote control operating device including a complementary electro-magnetic coil which is energized to provide power for the remote control operating device when it is in predetermined proximity with the electro-magnetic coil of the EBM, by means of electro-magnetic induction between the coils.

7. A remote control operating device as claimed in claim 6, wherein the keypad thereof is operable to permit instructions for the EBM to perform transactions therewith, to be entered into the EBM via the keypad, with the signal generating means being operable to generate a coded signal carrying said instructions, which can be transmitted through space, via the transmitting means, to the code receiving means of the EBM.

8. A remote control operating device as claimed in claim 6, that is operable only to access the EBM, with transactions via the EBM being performed thereafter by entering instructions into the EBM via its own keypad.

9. A remote control banking system, comprising an EBM having processing means and code receiving means for receiving coded information and for communicating the coded information received to the processing means, the EBM including auxiliary power supply means;

a remote control operating device in the form of a portable unit, including a keypad which permits a person wishing to perform a transaction via the EBM, to enter a confidential code associated with such person;

memory means for storing a preset code containing information on the banking account of a person wishing to perform a transaction via the EBM, the memory means permitting the transferral of the preset code to the code receiving means of the EBM;

signal generating means for generating a confidential coded electronic signal from the confidential code, that can be transmitted through space;

transmitting means for transmitting the confidential coded signal to the code receiving means of the EBM;

power supply means that is energized when in predetermined proximity with, the auxiliary power supply means of the EBM; and

processing means for controlling the operation of the signal generating means and the transmitting means.

10. A remote control banking system as claimed in claim 9, wherein the signal generating means is operable to generate a preset coded electronic signal from the preset code, that can be transmitted through space, with the transmitting means being operable to transmit the preset coded signal to the signal receiving means of the EBM.

11. A remote control banking system as claimed in claim 10, wherein the processing means controls, firstly, the transmission of the preset coded signal by the transmitting means and, secondly, the transmission of the confidential coded signal thereby if the preset coded signal is accepted by the processing means of the EBM.

12. A remote control banking system as claimed in claim 11, wherein the transmitting means includes a first transmitter for transmitting the signal and a second transmitter for transmitting the confidential coded signal.

13. A remote control banking system as claimed in claim 12, wherein the memory means forms part of the processing means.

14. A remote control banking system as claimed in claim 13, wherein the auxiliary power supply means of the EBM includes a continuously energized electro-magnetic coil, the power supply means of the remote control operating device including a complementary electro-magnetic coil which is energized to provide power for the remote control operating device when it is in predetermined proximity with the electro-magnetic coil of the EBM, by means of electro-magnetic induction between the coils.

15. A remote control banking system as claimed in claim 14, wherein the keypad thereof is operable to permit instructions for the EBM to perform transactions therewith, to be entered into the EBM via the keypad, with the signal generating means being operable to generate a coded signal carrying said instructions, which can be transmitted through space, via the transmitting means, to the code receiving means of the EBM.

16. A remote control banking system as claimed in claim 14, that is operable only to access the EBM, with transactions via the EBM being performed thereafter by entering instructions into the EBM via its own keypad.