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System, method and article of manufacture for a payment gateway system architecture for processing encrypted payment transactions utilizing a multichannel, extensible, flexible architecture

  • US 5,978,840 A
  • Filed: 09/26/1996
  • Issued: 11/02/1999
  • Est. Priority Date: 09/26/1996
  • Status: Expired due to Term
First Claim
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1. A method for processing an encrypted payment transaction utilizing a structured gateway between a network application and a host processor, comprising the steps of:

  • (a) receiving the encrypted payment transaction at the gateway from the network application;

    (b) decrypting the encrypted payment transaction into a decrypted transaction utilizing a first application program interface to access one or more helper functions;

    (c) converting the decrypted transaction into a converted transaction utilizing a second application program interface to access one or more custom modules;

    (d) storing one or more data elements associated with the decrypted transaction; and

    (e) transmitting the converted transaction to the host processor.

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