Multifunction card system

CAFC
  • US 6,000,608 A
  • Filed: 07/10/1997
  • Issued: 12/14/1999
  • Est. Priority Date: 07/10/1997
  • Status: Expired due to Term
First Claim
Patent Images

1. A multifunction card system, comprising:

  • a. at least one electronic gift certificate card having a unique identification number encoded on it, said identification number comprising a bank identification number approved by the American Banking Association for use in a banking network, said identification number corresponding to the multifunction card system;

    b. means for receiving electronic gift certificate card activation data from an unmodified existing standard retail point-of-sale device when said electronic gift certificate card is swiped through the point-of-sale device, said electronic gift certificate card activation data comprising the unique identification number of the electronic gift certificate card and an electronic gift certificate activation amount;

    c. means for activating an account corresponding to the electronic gift certificate card with a balance equal to the electronic gift certificate activation amount;

    d. means for allowing a user of the electronic gift certificate card to purchase goods and services having a value up to the balance of the account corresponding to the electronic gift certificate card; and

    e. means for decreasing the balance of the account corresponding to the electronic gift certificate card by the value of the goods and services purchased.

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