Real-time financial card application system

  • US 6,014,645 A
  • Filed: 04/19/1996
  • Issued: 01/11/2000
  • Est. Priority Date: 04/19/1996
  • Status: Expired due to Term
First Claim
Patent Images

1. An electronic financial card application system comprising:

  • means for storing financial institution data for participating financial institutions;

    means for storing financial card term data for each of said participating financial institutions;

    means for providing ratings associated with said financial card term data;

    means for storing application data for a financial card applicant;

    means for providing a rating for said financial card applicant, said rating based on said application data; and

    means for an applicant to review a plurality of financial card offers, said offers including said financial card term data and located by comparing said rating to an existing rating schedule assigned to said financial card term data.

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