Motor vehicle monitoring system for determining a cost of insurance

  • US 6,064,970 A
  • Filed: 08/17/1998
  • Issued: 05/16/2000
  • Est. Priority Date: 01/29/1996
  • Status: Expired due to Term
First Claim
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1. A method of generating a database comprising data elements representative of operator or vehicle driving characteristics, the method comprising:

  • monitoring a plurality of the data elements representative of an operating state of a vehicle or an action of the operator during a selected time period; and

    ,recording selected ones of the plurality of data elements into the database when said ones are determined to be appropriate for recording relative to determining a cost of insurance for the vehicle during the selected time period, said ones including, a time and location of vehicle operation and a corresponding log of vehicle speed for the time and location.

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