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Internet loading system using smart card

  • US 6,105,008 A
  • Filed: 04/30/1998
  • Issued: 08/15/2000
  • Est. Priority Date: 10/16/1997
  • Status: Expired due to Term
First Claim
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1. A loading system for loading value over a network onto a stored-value card, said loading system comprising:

  • a router for routing communication between entities attached to said network;

    a bank server in communication with said network, said bank server arranged to debit a user account by an indicated value;

    a client terminal in communication with said network, said client terminal including a card reader for communicating with a stored-value card and an input device for indicating a value to debited from said user account; and

    a load server in communication with said network, said load server including an interface for communicating with a security module and being arranged to receive a load request including a stored-value card signature and being further arranged to transmit a confirmation message to said bank server over said network, thereby assuring that said stored-value card has been loaded by said indicated value.

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