Credit card with driver's license or identification

• US 6,224,109 B1
• Filed: 08/07/1999
• Issued: 05/01/2001
• Est. Priority Date: 08/07/1999
• Status: Expired due to Term

• Current Assignee: James Yung Chien Yang
• Original Assignee: James Yung Chien Yang
• Inventors: Yang, James Yung Chien
• Primary Examiner(s): Wellington, A. L.
• Assistant Examiner(s): THURSTON, ALISA LACHOW
• Application Number:
  US09/370,617
• Time in Patent Office: 633 Days
• Field of Search: 283/70, 283/73, 283/83, 283/57, 40/625
• US Class Current: 283/77
• CPC Class Codes: B42D 25/00 Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof printing processes to produce identification or security features B41M3/14
• CPC Class Codes: B42D 25/20 characterised by a particular use or purpose
• CPC Class Codes: B42D 25/23 Identity cards
• CPC Class Codes: B42D 25/309 Photographs
• CPC Class Codes: B42D 25/318 Signatures
• CPC Class Codes: B42D 25/369 Magnetised or magnetisable materials

Abstract

A credit card with driver'"'"'s license for providing credit to an individual, information regarding the individual and proof of registration to operate a motor vehicle on a single form of identification. The credit card with driver'"'"'s license includes a semi rigid thin piece of material having a face side, a photograph of the individual positioned on the face side, additional identifying information positioned on the face side and a magnetic strip storing information providing access to credit of the individual and personal information regarding the individual upon reading of said magnetic strip by a credit card terminal. The credit card with driver'"'"'s license is registered with a department of motor vehicles in a state in which the owner resides and credit is provided by either an independent financial institution or the state government issuing the driver'"'"'s license. The additional information includes at least one of a date of birth, height, weight, hair color, eye color, sex and an address of the owner printed on said face side. The credit card with driver'"'"'s license may be laminated to provide additional protection against altering information thereon. A strip is also positioned on a back side thereof within which the individual places a signature for purposes of authentication when accessing credit provided by said credit card with driver'"'"'s license.

Claims

1. A credit card incorporating a driver'"'"'s license registered with a state department of motor vehicles and for providing both automobile related and non related usage credit to an individual, information regarding the individual and proof of registration to operate a motor vehicle on a single form of identification, said credit card with driver'"'"'s license comprising:

a) a semi rigid thin piece of material having a face side showing the name of a private financial institution providing credit obtained by the use of said card and the credit card number issued by said private financial institution;

b) a photograph of the individual positioned on said face side;

c) additional identifying information regarding the individual positioned on said face side; and

d) a magnetic strip storing information providing access to credit of the individual and personal information regarding the individual upon reading of said magnetic strip by a credit card terminal, said information including data required by a point-of-service credit card machine when making an automobile related and non related usage purchase, an automatic teller machine for withdrawing cash, and department of motor vehicle data for use by law enforcement personnel.

2. The credit card with driver'"'"'s license as recited in claim 1, wherein said additional information includes at least one of a date of birth, height, weight, hair color, eye color and sex of the individual.

3. The credit card with driver'"'"'s license as recited in claim 2, further comprising an address of the individual printed on said face side.

4. The credit card with driver'"'"'s license as recited in claim 1, wherein said credit card with driver'"'"'s license is laminated to provide additional protection for said credit card with driver'"'"'s license and minimize the possibility of altering information on said credit card with driver'"'"'s license.

5. The credit card with driver'"'"'s license as recited in claim 1, further comprising a strip positioned on a back side of said credit card with driver'"'"'s license within which the individual places a signature for purposes of authentication when accessing credit provided by said credit card with driver'"'"'s license.

6. The credit card with driver'"'"'s license as recited in claim 1, wherein said magnetic strip includes information stored thereon for providing access to information retained by the financial institution issuing credit to persons with a reading device for said magnetic strip.