Secure smart card access to pre-paid metering funds in meter

• US 6,227,445 B1
• Filed: 03/23/1998
• Issued: 05/08/2001
• Est. Priority Date: 04/23/1996
• Status: Expired due to Fees

• Current Assignee: Neopost Technologies S.A. (Quadient SA)
• Original Assignee: Ascom Hasler Mailing Systems Incorporated
• Inventors: Brookner, George
• Primary Examiner(s): Frech, Karl D.
• Assistant Examiner(s): FUREMAN, JARED
• Application Number:
  US08/981,549
• Time in Patent Office: 1,142 Days
• Field of Search: 235/101, 235/375, 235/379, 235/381, 235/432, 705/401, 705/402, 705/403, 705/405, 705/410, 705/60, 705/61
• US Class Current: 235/379
• CPC Class Codes: G06Q 20/363 with the personal data of a user
• CPC Class Codes: G07B 17/0008 Communication details outside or between apparatus coin-freed apparatus for franking per se G07F17/26
• CPC Class Codes: G07B 2017/00161 from a central, non-user location, e.g. for updating rates or software, or for refilling funds
• CPC Class Codes: G07B 2017/00177 from a portable device, e.g. a card or a PCMCIA
• CPC Class Codes: G07B 2017/00201 Open franking system, i.e. the printer is not dedicated to franking only, e.g. PC (Personal Computer)
• CPC Class Codes: G07B 2017/00911 Trusted party
• CPC Class Codes: G07B 2017/00935 Passwords
• CPC Class Codes: G07B 2017/00967 PSD [Postal Security Device] as defined by the USPS [US Postal Service]
• CPC Class Codes: G07F 7/0866 by active credit-cards adapted therefor G07F7/1008 takes precedence

Abstract

The system has a postal security device that contains stored postage value, which causes the nonsecure printer to print onto a mail piece. In addition, the postal security device is attached to a secure card interface, which receives a secure card. The postal security device is connected to the TMS host by a data link. The TMS host is connected to the postal authority by a data link.

Claims

1. A method of transferring funds to a stored-value card, said method mediated by a metering device adapted to enable the printing of postage indicia on mail pieces, said method comprising the steps of:

placing a first amount of funds on deposit with the operator of a telemeter setting host;

performing a telemeter setting session between the host and a metering device, whereby stored value is stored in a postal security device in said metering device in relation to said first amount of funds;

causing said card to be communicatively coupled with said postal security device in said metering device;

confirming existence of a predetermined relation between said card and said metering device;

reducing the stored value in the postal security device in said metering device by a second amount of funds; and

increasing the stored value in the card by the second amount of funds.

2. The method of claim 1 wherein the first and second amounts are the same.

3. The method of claim 1 wherein the first amount is greater than the second amount.

4. The method of claim 1 wherein the metering device is a postage meter.

5. The method of claim 1, wherein value is transferred from said postal security device directly to said stored-value card.

6. A system for transferring a first stored-value amount from a host to a metering device and subsequently transferring a second stored-value amount from the metering device to a card carrying encrypted information indicative of stored value, said system comprising;

telemeter setting means associated with the host and the metering device for transferring the first stored-value amount from the host to a postal security device in the metering device in response to a request therefor;

an interface adapted to receive the stored-value card, said interface communicatively coupled with the postal security device in the metering device;

means responsive to a user request for confirming that the metering device and card are in a predetermined relationship;

means for determining whether said postal security device in said metering device has stored within it at least the second stored-value amount; and

means for reducing the stored value within the postal security device in the metering device by the second stored-value amount and for increasing the stored value in the card by the second stored-value amount.

7. The system of claim 6 wherein the metering device is a postage meter.

8. The system of claim 6, wherein value is transferred from said postal security device directly to said stored value-card.

9. Apparatus for handling a request for a transfer of a requested amount of stored value from a postal security device in a metering device to a card carrying encrypted information indicative of stored value, said apparatus comprising:

an interface adapted to receive the stored-value card, said interface communicatively coupled with the postal security device in the metering device;

means responsive to a user request for confirming that the metering device and card are in a predetermined relationship;

means for determining whether said postal security device in said metering device has stored within it at least the requested amount; and

means for reducing the stored value in the postal security device in the metering device by the requested amount, and for increasing the stored value in the card by the requested amount.

10. The apparatus of claim 9, wherein the metering device is a postage meter.

11. The apparatus of claim 9, wherein value is transferred from said postal security device directly to said stored-value card.