Wireless telephone as a transaction device

• US 6,356,752 B1
• Filed: 07/31/1998
• Issued: 03/12/2002
• Est. Priority Date: 07/31/1998
• Status: Expired due to Term

• Current Assignee: Avaya Incorporated
• Original Assignee: Avaya Technology Corporation Miami Lakes FLA US
• Inventors: Griffith, Gary L.
• Primary Examiner(s): Trost, William
• Assistant Examiner(s): SOBUTKA, PHILIP
• Application Number:
  US09/127,388
• Time in Patent Office: 1,320 Days
• Field of Search: 455/406, 455/407, 455/408, 455/403, 455/410, 455/411, 455/414, 455/415, 455/422, 455/426, 235/383, 705/44.26
• US Class Current: 455/406
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/385 using an alias or single-use codes
• CPC Class Codes: G06Q 20/42 Confirmation, e.g. check or permission by the legal debtor of payment
• CPC Class Codes: G06Q 20/425 using two different networks, one for transaction and one for security confirmation
• CPC Class Codes: H04L 2463/102 applying security measure for e-commerce data processing systems or methods, specially adapted for e-commerce G06Q30/00
• CPC Class Codes: H04L 63/08 for authentication of entities cryptographic mechanisms or cryptographic arrangements for entity authentication H04L9/32
• CPC Class Codes: H04L 63/18 using different networks or channels, e.g. using out of band channels cryptographic mechanisms or cryptographic arrangements for key distribution involving distinctive intermediate devices or communication paths H04L9/0827; cryptographic mechanisms or cryptographic arrangements for authentication using a plurality of channels H04L9/3215

Abstract

Utilizing a wireless telephone functioning as a transaction device. The wireless telephone places a call to a site computer controlling a transaction unit. For example, the transaction unit may be a cash register at a supermarket. The wireless telephone then transfers to the transaction unit account information specifying the type of account against which the transaction is to be billed and identification of that transaction. The site computer controlling the transaction unit responds with a transaction number which is transmitted to the transaction unit and wireless telephone. The user of the wireless telephone then confirms the transaction when the correct transaction number is displayed on the transaction unit. After the transaction is completed, the site computer controlling the transaction unit transmits the data defining the transaction to the wireless telephone which stores this information in a database associated with the account against which the transaction was charged. In a second embodiment, the transaction number is not visually displayed but rather is transmitted over a second transmission media to the wireless telephone confirming that the correct transaction is taking place.

Claims

1. A method for conducting transactions by a wireless telephone with a plurality of transaction units controlled by a site computer, comprising the steps of:

establishing a telecommunication call to the site computer by the wireless telephone upon the wireless telephone preparing to engage in a transaction with one of the plurality of the transaction units;

transmitting a transaction number to the wireless telephone and the one of transaction units by site computer; and

accepting the transaction by the wireless telephone upon the transaction number received by the wireless telephone being identical to that received by the one of transaction units.

2. An apparatus for performing the method of claim 1.

3. The method of claim 1 further comprises the step of verifying personal identification information of a user of the wireless telephone by the wireless telephone before the step of establishing is performed.

4. An apparatus for performing the method of claim 3.

5. The method of claim 3 further comprises the steps of transmitting account information to the site computer by the wireless telephone;

and

verifying the account information by the site computer.

6. An apparatus for performing the method of claim 5.

7. The method of claim 5 further comprises the step of retransmitting by the one of the transaction units the received transaction number from the site computer to the wireless telephone.

8. An apparatus for performing the method of claim 7.

9. The method of claim 7 wherein the step of accepting comprises the step of transmitting an acceptance message to site computer by wireless telephone in response to the transaction number received from the one of the transaction units being identical to the received transaction number from the site computer.

10. An apparatus for performing the method of claim 9.

11. The method of claim 9 wherein a remote personal computer is used by the user and the method further comprises the step of transmitting the transaction data to the personal computer by the site computer in response to the acceptance message.

12. An apparatus for performing the method of claim 11.

13. The method of claim 9 further comprises the step of transmitting transaction data to wireless telephone in response to the acceptance message by the site computer where the transaction data specifies information about the transaction.

14. An apparatus for performing the method of claim 13.

15. The method of claim 13 wherein a remote personal computer is used by the user and the method further comprises the step of transmitting the transaction data to the personal computer by the wireless telephone.

16. An apparatus for performing the method of claim 15.

17. The method of claim 5 further comprises the step of displaying the received transaction number by the one of the transaction units;

displaying the received transaction number to the user of wireless telephone by the wireless telephone; and

the step of accepting comprises the step of transmitting an acceptance message to site computer by wireless telephone in response to an action by the user of the wireless telephone confirming that the received transaction number displayed by the one of the transaction units is identical to the received transaction number displayed by the wireless telephone.

18. An apparatus for performing the method of claim 17.

19. The method of claim 17 wherein a remote personal computer is used by the user and the method further comprises the step of transmitting the transaction data to the personal computer by the site computer in response to the acceptance message.

20. An apparatus for performing the method of claim 19.

21. The method of claim 17 further comprises the step of transmitting transaction data to the wireless telephone in response to the acceptance message by the site computer where the transaction data specifies information about the transaction.

22. An apparatus for performing the method of claim 21.

23. The method of claim 21 wherein a remote personal computer is used by the user and the method further comprises the step of transmitting the transaction data to the personal computer by the wireless telephone.

24. An apparatus for performing the method of claim 23.

25. A method for allowing transactions by a site computer to be conducted by a wireless telephone with a plurality of transaction units controlled by the site computer, comprising the steps of:

receiving a telecommunication call from the wireless telephone by the site computer upon the wireless telephone preparing to engage in a transaction with one of the plurality of the transaction units;

transmitting a transaction number to the wireless telephone and the one of transaction units by site computer for use by the wireless telephone and the one of transaction units to confirm the transaction; and

processing the transaction by the site computer upon receiving a message from the wireless telephone that the transaction number received by the wireless telephone is identical to that received by the one of transaction units.

26. An apparatus for performing the method of claim 25.

27. The method of claim 25 further comprises the steps of receiving account information from the wireless telephone;

and

verifying the account information by the site computer.

28. An apparatus for performing the method of claim 27.

29. The method of claim 27 wherein the step of processing comprises the step of receiving an acceptance message from wireless telephone transmitted in response to the received transaction number of the one of the transaction units is identical to the received transaction number of the wireless telephone.

30. An apparatus for performing the method of claim 29.

31. The method of claim 29 further comprises the step of transmitting transaction data to the wireless telephone in response to the acceptance message where the transaction data specifies information about the transaction.

32. An apparatus for performing the method of claim 31.

33. The method of claim 29 wherein a remote personal computer is used by the user and the method further comprises the step of transmitting the transaction data to the personal computer by the site computer in response to the acceptance message.

34. An apparatus for performing the method of claim 33.