Method of obtaining an electronically-stored financial document

  • US 6,446,072 B1
  • Filed: 04/13/2000
  • Issued: 09/03/2002
  • Est. Priority Date: 04/13/1999
  • Status: Expired due to Fees
First Claim
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1. A method for a financial institution to obtain a stored financial document from an off-site storage system remotely-located from an on-site storage system wherein the financial document includes at least one specific document parameter with the specific document parameter being a specific document age, said method comprising the steps of:

  • maintaining the financial document in the off-site storage system when the specific document age of the financial document is greater than a predetermined age;

    maintaining the financial document in the on-site storage system when the specific document age of the financial document is less than or equal to the predetermined age;

    receiving a request for the financial document at the financial institution;

    comparing the specific document age of the requested financial document to the predetermined age to determine if the specific document age is greater than, less than, or equal to the predetermined age;

    utilizing a computer terminal located at the financial institution and connected to the off-site and on-site storage systems;

    automatically accessing one of the storage systems in response to the comparison of the specific document age of the requested financial document to the predetermined age;

    inputting identification data of the requested financial document into the computer terminal after the desired storage system is accessed by utilizing a primary interface inter-linked with the on-site storage system when the specific document age of the financial document is less than or equal to the predetermined age and selecting an exit function at the primary interface when the specific document age of the financial document is greater than the predetermined age; and

    retrieving the requested financial document as defined by the inputted identification data.

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