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Delegated management of smart card applications

  • US 6,481,632 B2
  • Filed: 10/26/1999
  • Issued: 11/19/2002
  • Est. Priority Date: 10/27/1998
  • Status: Expired due to Fees
First Claim
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1. A method of delegated loading of an application onto a smart card, said method comprising:

  • assigning a security domain of the smart card to an application provider;

    providing a key set to application provider for the security domain assigned to the application provider, wherein the key set is not known to the issuer of said smart card;

    approving of said application by an issuer of said smart card, wherein the approving of said application by an issuer of said smart card, comprises;

    certifying said application;

    creating a data authentication pattern for said application;

    creating a command for loading said application;

    adding said data authentication pattern to said load command;

    creating a command for installing said application;

    adding said data authentication pattern to said install command; and

    delivering said commands to said application provider;

    inserting the smart card into the card acceptance device subsequent to the steps of approving said application, creating said application authentication pattern, and appending said application authentication pattern, and prior to the steps of receiving the load command, and verifying said load command, wherein said delegated loading is performed after issuance of said smart card to a consumer;

    receiving a load command from the application provider via a card acceptance device, said load command including an indication of an application to be loaded and an appended command authentication pattern;

    verifying said load command using said command authentication pattern;

    receiving said application from the application provider via said card acceptance device, said application including an appended application authentication pattern;

    verifying said application using said application authentication pattern; and

    loading said application into memory of said smart card, whereby said application provider is allowed to load said application onto said smart card.

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