Vehicle mounted remote transaction interface system

• US 6,547,133 B1
• Filed: 10/13/2000
• Issued: 04/15/2003
• Est. Priority Date: 04/08/1998
• Status: Expired due to Fees

• Current Assignee: Donnelly Corporation (Magna International Incorporated)
• Original Assignee: Donnelly Corporation (Magna International Incorporated)
• Inventors: Lynam, Niall R., DeVries, Martin Jr.
• Primary Examiner(s): Lee, Michael G.
• Assistant Examiner(s): FUREMAN, JARED
• Application Number:
  US09/687,778
• Time in Patent Office: 914 Days
• Field of Search: 235/379, 235/380, 235/382.5, 235/384, 235/492, 235/375, 235/439, 235/462.43, 235/382, 359/273, 359/275, 359/872, 340/539, 343/713, 705/13, 705/417, 705/418, 701/1
• US Class Current: 235/380
• CPC Class Codes: B60R 1/12 Mirror assemblies combined with other articles, e.g. clocks
• CPC Class Codes: B60R 2001/1284 with communication systems other than radio-receivers, e.g. keyless entry systems, navigation systems; with anti-collision systems
• CPC Class Codes: G06Q 20/32 using wireless devices
• CPC Class Codes: G06Q 20/327 Short range or proximity payments by means of M-devices
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G07F 7/0886 the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Abstract

A vehicle mounted remote transaction interface system for communicating with a remote transaction unit for transactions such as a bank transaction with a bank teller unit or a drive-through point-of-sale transaction with a drive-through point-of-sale system for the purchase of food, beverages or other goods. The interface system includes a transmitter and an input device. The transmitter is mounted to a vehicular rearview mirror assembly. The input device is in communication with the transmitter and provides input to the transmitter which modulates the signals from the input device and transmits the modulated signal for communicating with the remote transaction unit in order to engage in a transaction such as with a remote bank teller unit or machine. The input device may, for example, include one or more buttons, a display area, and/or credit/debit card reader.

Claims

1. A vehicle mounted remote transaction interface system for engaging in a remote transaction between an occupant of the vehicle and a remote transaction unit, said system comprising:

an interior rearview mirror assembly attached to an interior portion of a vehicle, said interior rearview mirror assembly having an interior rearview mirror housing and an interior rearview mirror reflective element housed in said interior rearview mirror housing, said interior rearview mirror housing pivotally positionable about an interior rearview mirror support, said interior rearview mirror support attaching to said interior portion of said vehicle by a mirror circuit;

a transceiver provided at said interior rearview mirror assembly;

said transceiver provided at said interior rearview mirror assembly including a transmitter for sending at least one communication signal from said vehicle to a remote transaction unit for communication with the remote transaction unit, the remote transaction unit being located exteriorly of the vehicle in which said interior rearview mirror assembly is installed and the remote transaction unit being operable both to receive communication from said transceiver provided at said interior rearview mirror assembly and to send communication to said transceiver provided at said interior rearview mirror assembly;

said transceiver provided at said interior rearview mirror assembly including a receiver for receiving at least one signal from the remote transaction unit that is located exteriorly of the vehicle;

an input device provided at said interior rearview mirror assembly in communication with said transceiver and accessible by the occupant during normal use of the vehicle, said input device comprising at least one of an alphanumeric key pad, a touch activated screen, and a card reader, and said input device generating at least one input device signal, and said at least one communication signal comprising said input device signal;

said transmitter sending said at least one input device signal from the vehicle to the remote transaction unit located exteriorly of the vehicle; and

said input device enabling the occupant of the vehicle to at least one of authorize payment and make payment for the remote transaction.

2. The vehicular rearview mirror system according to claim 1, wherein a display is provided at said interior rearview mirror assembly.

3. The vehicular rearview mirror system according to claim 2, wherein said display displays information relating to said remote transaction.

4. The vehicular rearview mirror system according to claim 2, wherein said display displays a menu, said menu including selections for said remote transaction.

5. The vehicle mounted remote transaction interface system according to claim 4, wherein said menu is driven by at least one button, said button being mounted at said interior rearview mirror assembly.

6. The vehicle mounted remote transaction interface system according to claim 4, wherein said display comprises said touch activated screen.

7. The vehicle mounted remote transaction interface system according to claim 5, wherein said button is provided at one of said interior rearview mirror housing, said interior rearview mirror support, and said mirror mount.

8. The vehicle mounted remote transaction interface system according to claim 2, wherein said display is mounted at said interior rearview mirror support.

9. The vehicle mounted remote transaction interface system according to claim 8, wherein said display displays a menu, said menu including selections relating to the remote transaction.

10. The vehicle mounted remote transaction interface system according to claim 9, wherein said menu is driven by at least one button, said button being mounted at said interior rearview mirror assembly.

11. The vehicle mounted remote transaction interface system according to claim 1, wherein at least one of said signals comprises a secure signal, said secure signal being secure from electronic eavesdropping.

12. The vehicle mounted remote transaction interface system according to claim 1, wherein said input device is provided at one of said interior rearview mirror housing, said interior rearview mirror support, and said mirror mount.

13. The vehicle mounted remote transaction interface system according to claim 1, wherein said input device comprises an alphanumeric key pad and said alphanumeric key pad is provided at one of said interior rearview mirror housing, said interior rearview mirror support, and said mirror mount.

14. The vehicle mounted remote transaction interface system according to claim 1, wherein said input device comprises a card reader and said card reader is provided at one of said interior rearview mirror housing, said interior rearview mirror support, and said mirror mount.

15. The vehicle mounted remote transaction interface system according to claim 14, wherein said card reader comprises a credit card reader.

16. The vehicle mounted remote transaction interface system according to claim 14, wherein said card reader comprises a bank card reader.

17. The vehicle mounted remote transaction interface system according to claim 1, wherein said input device comprises a touch activated screen and said touch activated screen is provided at one of said interior rearview mirror housing, said interior rearview mirror support, and said mirror mount.

18. The vehicular rearview mirror system according to claim 1, wherein said transmitter comprises a radio frequency transmitter.

19. The vehicular rearview mirror system according to claim 1, wherein said transmitter comprises an infrared transmitter.

20. The vehicular rearview mirror system according to claim 1, wherein said input device includes a plurality of alphanumeric buttons for generating a signal which includes at least one of a personal identification number and a credit card number of the occupant of the vehicle.

21. The vehicular rearview mirror system according to claim 1, said card reader being adapted to read a magnetic strip.

22. The vehicular rearview mirror system according to claim 1, wherein said input device comprises a touch activated screen.

23. The vehicular rearview mirror system according to claim 1, wherein said input device comprises a card reader.

24. The vehicular rearview mirror system according to claim 1, wherein said input device comprises an alphanumeric key pad.

25. The vehicle mounted remote transaction interface system according to claim 1, wherein said interface system includes a first code transmitted by said vehicle mounted remote transaction interface system and a second code transmitted by said vehicle mounted remote transaction interface system, one of said first and second codes associated with an identity of a customer, the other of said first and second codes comprising a personal identification number, and the remote transaction unit engaging in said transaction only when said first code corresponds with said second code.

26. The vehicle mounted remote transaction interface system according to claim 1, wherein said input device is provided at one of said interior rearview mirror housing and said interior rearview mirror support.

27. The vehicle mounted remote transaction interface system according to claim 1 further comprising a pod, said pod mounted at said mirror mount, said pod including said input device.

28. The vehicle mounted remote transaction interface system according to claim 27, wherein said pod includes a card reader coupled to said transceiver.

29. The vehicular rearview mirror system according to claim 1, wherein said input device is at said interior rearview mirror housing.

30. The vehicular rearview mirror system according to claim 1, wherein said interior rearview mirror assembly includes at least one of an antenna, a map light, an automatic dimming circuitry, a microphone, a loudspeaker, a prismatic reflective element, an electrochromic reflective element, a windshield moisture sensor, a rain sensor control circuitry, a remote keyless entry system, a navigational aid, and a cellular phone system.

31. The vehicular rearview mirror system according to claim 30, wherein said antenna comprises a global positioning system antenna.

32. The vehicular rearview mirror system according to claim 30, wherein said navigational aid comprises a global positioning system.

33. A vehicle mounted remote transaction interface system for engaging in a remote transaction between an occupant of the vehicle and a remote transaction unit, said system comprising:

an interior rearview mirror assembly attached to an interior portion of a vehicle, said interior rearview mirror assembly including an interior rearview mirror housing and an interior rearview mirror reflective element housed in said interior rearview mirror housing, said interior rearview mirror assembly further including an interior rearview mirror support and a mirror mount, said interior rearview mirror housing pivotally positionable about said interior rearview mirror support, said interior rearview mirror support attaching to said interior portion of said vehicle by said mirror mount;

a transceiver provided at said interior rearview mirror assembly, said transceiver comprising a controller;

said transceiver provided at said interior rearview mirror assembly including a transmitter for sending at least one communication signal from said vehicle to a remote transaction unit for communication with the remote transaction unit, the remote transaction unit being located exteriorly of the vehicle in which the interior rearview mirror assembly is installed and the remote transaction unit being operable both to receive communication from said transceiver provided at said interior rearview mirror assembly and to send communication to said transceiver provided at said interior rearview mirror assembly;

said transceiver provided at said interior rearview mirror assembly including a receiver for receiving at least one signal from the remote transaction unit;

an input device provided at said interior rearview mirror assembly in communication with said transceiver and accessible by the occupant during normal use of the vehicle, said input device comprising at least one of an alphanumeric key pad, a touch activated screen, and a card reader, and said input device generating at least one input device signal, and said at least one communication signal comprising said input device signal, and said transmitter sending said at least one input device signal from the vehicle to the remote transaction unit located exteriorly of the vehicle;

said controller controlling at least one function chosen from (i) a vehicle cabin environment function, (ii) an automatic headlight activation system function, (iii) an electro-optic mirror element function, (iv) a blind spot detection system function, (v) a compass system function, (vi) an intrusion detection system function, (vii) a vehicle security light function, (viii) a turn signal indicator function, (ix) a keyless entry system function, and (x) a trainable garage door opener system function;

wherein at least one of said transceiver and said input device is included at least one of said mirror housing, said mirror support, and said mirror mount; and

said input device enabling the occupant of the vehicle to at least one of authorize payment and make payment for the remote transaction.

34. The vehicular rearview mirror system according to claim 33, wherein a display is provided at said interior rearview mirror assembly.

35. The vehicular rearview mirror system according to claim 34, wherein said display displays information relating to said remote transaction.

36. The vehicular rearview mirror system according to claim 35, wherein said display displays a menu, said menu including selections for said remote transaction.

37. The vehicle mounted remote transaction interface system according to claim 36, wherein said menu is driven by at least one button, said button being mounted at said interior rearview mirror assembly.

38. The vehicle mounted remote transaction interface system according to claim 37, wherein said button is provided at one of said interior rearview mirror housing, said interior rearview mirror support, and said mirror mount.

39. The vehicle mounted remote transaction interface system according to claim 35, wherein said display comprises said touch activated screen.

40. The vehicle mounted remote transaction interface system according to claim 39, wherein said display is mounted at said interior rearview mirror support.

41. The vehicle mounted remote transaction interface system according to claim 35, wherein said display is mounted at said interior rearview mirror housing.

42. The vehicle mounted remote transaction interface system according to claim 35, wherein said menu is driven by at least one button, said button being mounted at said interior rearview mirror assembly.

43. The vehicle mounted remote transaction interface system according to claim 33, wherein said at least one communication signal comprises a secure signal, said secure signal being secure from electronic eavesdropping.

44. The vehicle mounted remote transaction interface system according to claim 33, wherein said input device is provided at one of said interior rearview mirror housing, said interior rearview mirror support, and said mirror mount.

45. The vehicle mounted remote transaction interface system according to claim 33, wherein said input device comprises an alphanumeric key pad and said alphanumeric key pad is provided at one of said interior rearview mirror housing, said interior rearview mirror support, and said mirror mount.

46. The vehicle mounted remote transaction interface system according to claim 33, wherein said input device comprises a card reader and said card reader is provided at one of said interior rearview mirror housing, said interior rearview mirror support, and said mirror mount.

47. The vehicle mounted remote transaction interface system according to claim 46, wherein said card reader comprises a credit card reader.

48. The vehicle mounted remote transaction interface system according to claim 46, wherein said card reader comprises a bank card reader.

49. The vehicle mounted remote transaction interface system according to claim 33, wherein said input device comprises a touch activated screen and said touch activated screen is provided at one of said interior rearview mirror housing, said interior rearview mirror support, and said mirror mount.

50. The vehicular rearview mirror system according to claim 33, wherein said transmitter comprises a radio frequency transmitter.

51. The vehicular rearview mirror system according to claim 33, wherein said transmitter comprises an infrared transmitter.

52. The vehicular rearview mirror system according to claim 33, wherein said input device includes a plurality of alphanumeric buttons for generating a signal which includes at least one of a personal identification number and a credit card number of the occupant of the vehicle.

53. The vehicular rearview mirror system according to claim 33, said card reader being adapted to read a magnetic strip.

54. The vehicular rearview mirror system according to claim 33, wherein said input device comprises a touch activated screen.

55. The vehicular rearview mirror system according to claim 33, wherein said input device comprises a card reader.

56. The vehicular rearview mirror system according to claim 33, wherein said input device comprises an alphanumeric key pad.

57. The vehicle mounted remote transaction interface system according to claim 33, wherein said vehicle mounted remote transaction interface system includes a first code transmitted by said vehicle mounted remote transaction interface system and a second code transmitted by said vehicle mounted remote transaction interface system, one of said first and second codes associated with an identity of a customer, the other of said first and second codes comprising a personal identification number, and the remote transaction unit engaging in said transaction only when said first code corresponds with said second code.

58. The vehicle mounted remote transaction interface system according to claim 33, wherein said input device is provided at one of said interior rearview mirror housing and said interior rearview mirror support.

59. The vehicle mounted remote transaction interface system according to claim 33 further comprising a pod, said pod being mounted at said mirror mount, and said pod including said input device.

60. The vehicle mounted remote transaction interface system according to claim 59, wherein said pod includes a card reader coupled to said transceiver.

61. The vehicular rearview mirror system according to claim 33, wherein said input device is at said interior rearview mirror housing.

62. The vehicular rearview mirror system according to claim 33, wherein said interior rearview mirror assembly includes at least one of an antenna, a map light, an automatic dimming circuitry, a microphone, a loudspeaker, a prismatic reflective element, an electrochromic reflective element, a windshield moisture sensor, a rain sensor control circuitry, a remote keyless entry system, a navigational aid, and a cellular phone system.

63. The vehicular rearview mirror system according to claim 62, wherein said antenna comprises a global positioning system antenna.

64. The vehicular rearview mirror system according to claim 62, wherein said navigational aid comprises a global positioning system.

65. The vehicular rearview mirror system according to claim 33, wherein said transceiver and said input device are commonly housed in a module.

66. The vehicular rearview mirror system according to claim 65, wherein said module is included at one of said mirror housing, said mirror support, and said mirror mount.

67. The vehicular rearview mirror system according to claim 65, wherein said module is included at said mirror mount.

68. The vehicular rearview mirror system according to claim 67, wherein said module is included in a pod attaching to said mirror mount.

69. A vehicle mounted remote transaction interface system for engaging in a remote transaction between an occupant of the vehicle and a remote transaction unit, said system comprising:

an interior rearview mirror assembly attached to an interior portion of a vehicle, said interior rearview mirror assembly having an interior rearview mirror housing and an interior rearview mirror reflective element housed in said interior rearview mirror housing, said interior rearview mirror housing pivotally positionable about an interior rearview mirror support, said interior rearview mirror support attaching to said interior portion of said vehicle by a mirror mount;

a transceiver provided at said interior rearview mirror assembly;

said transceiver provided at said interior rearview mirror assembly including a transmitter for sending at least one communication signal from said vehicle to a remote transaction unit for communicating with the remote transaction unit, the remote transaction unit being located exteriorly of the vehicle and the remote transaction unit being operable both to receive communication from said transceiver provided at said interior rearview mirror assembly and to send communication to said transceiver provided at said interior rearview mirror assembly;

said transceiver provided at said interior rearview mirror assembly including a receiver for receiving at least one signal from the remote transaction unit that is located exteriorly of the vehicle;

an input device generating at least one input device signal and being accessible by an occupant of the vehicle during normal use of the vehicle, and said at least one communication signal comprising said input device signal, and said transmitter sending said at least one input device signal from the vehicle to the remote transaction unit located exteriorly of the vehicle;

a display provided at said interior rearview mirror assembly, wherein said display displays information relating to said remote transaction; and

said input device enabling the occupant of the vehicle to at least one of authorize payment and make payment for the remote transaction.

70. The vehicular rearview mirror system according to claim 69, wherein said input device is provided at said interior mirror assembly and in communication with said transceiver and accessible by the occupant;

said input device comprising at least one of an alphanumeric key pad, a touch activated screen, and a card reader.

71. The vehicle mounted remote transaction interface system according to claim 70, wherein said input device comprises an alphanumeric key pad and said alphanumeric key pad is provided at one of said interior rearview mirror housing, said interior rearview mirror support, and said mirror mount.

72. The vehicle mounted remote transaction interface system according to claim 70, wherein said input device comprises a card reader and said card reader is provided at one of said interior rearview mirror housing, said interior rearview mirror support, and said mirror mount.

73. The vehicle mounted remote transaction interface system according to claim 72, wherein said card reader comprises a credit card reader.

74. The vehicle mounted remote transaction interface system according to claim 72, wherein said card reader comprises a bank card reader.

75. The vehicle mounted remote transaction interface system according to claim 70, wherein said input device comprises a touch activated screen and said touch activated screen is provided at one of said interior rearview mirror housing, said interior rearview mirror support, and said mirror mount.

76. The vehicular rearview mirror system according to claim 70, wherein said input device includes a plurality of alphanumeric buttons for generating a signal which includes at least one of a personal identification number and a credit card number of the occupant of the vehicle.

77. The vehicular rearview mirror system according to claim 70, said card reader being adapted to read a magnetic strip.

78. The vehicular rearview mirror system according to claim 70, wherein said input device comprises a touch activated screen.

79. The vehicular rearview mirror system according to claim 70, wherein said input device comprises a card reader.

80. The vehicular rearview mirror system according to claim 70, wherein said input device comprises an alphanumeric key pad.

81. The vehicle mounted remote transaction interface system according to claim 70, wherein said input device is provided at one of said interior rearview mirror housing and said interior rearview mirror support.

82. The vehicle mounted remote transaction interface system according to claim 70 further comprising a pod, said pod being mounted at said mirror mount, and said pod including said input device.

83. The vehicle mounted remote transaction interface system according to claim 82, wherein said pod includes a card reader coupled to said transceiver.

84. The vehicular rearview mirror system according to claim 70, wherein said input device is at said interior rearview mirror housing.

85. The vehicular rearview mirror system according to claim 69, wherein said display displays a menu, said menu including selections for said remote transaction.

86. The vehicle mounted remote transaction interface system according to claim 85, wherein said menu is driven by at least one button, said button being mounted at said interior rearview mirror assembly.

87. The vehicle mounted remote transaction interface system according to claim 86, wherein said button is provided at one of said interior rearview mirror housing, said interior rearview mirror support, and said mirror mount.

88. The vehicle mounted remote transaction interface system according to claim 69, wherein said at least one communication signal comprises a secure signal, said secure signal being secure from electronic eavesdropping.

89. The vehicle mounted remote transaction interface system according to claim 69, wherein said display is provided at one of said interior rearview mirror housing, said interior rearview mirror support, and said mirror mount.

90. The vehicular rearview mirror system according to claim 69, wherein said transmitter comprises a radio frequency transmitter.

91. The vehicular rearview mirror system according to claim 69, wherein said transmitter comprises an infrared transmitter.

92. The vehicle mounted remote transaction interface system according to claim 69, wherein said interface system includes a first code transmitted by said interface system and a second code transmitted by said interface system, one of said first and second codes associated with an identity of a customer, the other of said first and second codes comprising a personal identification number, and the remote transaction unit engaging in said transaction only when said first code corresponds with said second code.

93. The vehicle mounted remote transaction interface system according to claim 69, wherein said display comprises a touch activated screen.

94. The vehicle mounted remote transaction interface system according to claim 69, wherein said display is mounted at said interior rearview mirror support.

95. The vehicle mounted remote transaction interface system according to claim 69, wherein said display displays a menu, said menu including selections relating to the remote transaction.

96. The vehicle mounted remote transaction interface system according to claim 95, wherein said menu is driven by at least one button, said button being mounted at said interior rearview mirror assembly.

97. The vehicular rearview mirror system according to claim 69, wherein said interior rearview mirror assembly includes at least one of an antenna, a map light, an automatic dimming circuitry, a microphone, a loudspeaker, a prismatic reflective element, an electrochromic reflective element, a windshield moisture sensor, a rain sensor control circuitry, a remote keyless entry system, a compass system, a navigational aid, and a cellular phone system.

98. The vehicular rearview mirror system according to claim 97, wherein said antenna comprises a global positioning system antenna.

99. The vehicular rearview mirror system according to claim 97, wherein said navigational aid comprises a global positioning system.

100. The vehicular rearview mirror system according to claim 69, wherein said display comprises a multi-pixel display.

101. A vehicle mounted remote transaction interface system for engaging in a remote transaction between an occupant of the vehicle and a remote transaction unit, said system comprising:

an interior rearview mirror assembly attached to an interior portion of a vehicle, said interior rearview mirror assembly having an interior rearview mirror housing and an interior rearview mirror reflective element housed in said interior rearview mirror housing, said interior rearview mirror housing pivotally positionable about an interior rearview mirror support, said interior rearview mirror support attaching to said interior portion of said vehicle by a mirror mount;

a transceiver provided at one of said interior rearview mirror housing, said interior rearview mirror support, and said mirror mount;

said transceiver provided at said interior rearview mirror assembly including a transmitter for sending at least one communication signal from an input device located at said interior rearview mirror assembly to a remote transaction unit for communication between the input device and the remote transaction unit, said input device being accessible by an occupant of the vehicle during normal use of the vehicle, and said input device comprising one of an alphanumeric key pad, a touch activated screen, and a card reader, and said input device generating at least one input signal;

the remote transaction unit being located exteriorly of the vehicle in which said interior rearview mirror assembly is mounted and the remote transaction unit being operable both to receive said at least one input signal from said transceiver provided at said interior rearview mirror assembly and to send at least one communication signal to said transceiver provided at said interior rearview mirror assembly;

said transceiver provided at said interior rearview mirror assembly further including a receiver for receiving said at least one communication signal from the remote transaction unit that is located exteriorly of the vehicle;

wherein said interior rearview mirror assembly includes at least one of an antenna, a map light, an automatic dimming circuitry, a microphone, a loudspeaker, a prismatic reflective element, an electrochromic reflective element, a windshield moisture sensor, a rain sensor control circuitry, a remote keyless entry system, a navigational aid, and a cellular phone system; and

said input device enabling the occupant of the vehicle to at least one of authorize payment and make payment for the remote transaction.

102. The vehicular rearview mirror system according to claim 101, wherein a display is provided at said interior rearview mirror assembly.

103. The vehicular rearview mirror system according to claim 102, wherein said display displays information relating to said remote transaction.

104. The vehicular rearview mirror system according to claim 103, wherein said display displays a menu, said menu including selections for said remote transaction.

105. The vehicle mounted remote transaction interface system according to claim 104, wherein said menu is driven by at least one button, said button being mounted at said interior rearview mirror assembly.

106. The vehicle mounted remote transaction interface system according to claim 105, wherein said button is provided at one of said interior rearview mirror housing, said interior rearview mirror support, and said mirror mount.

107. The vehicle mounted remote transaction interface system according to claim 102, wherein said display comprises a touch activated screen.

108. The vehicle mounted remote transaction interface system according to claim 102, wherein said display is mounted at said interior rearview mirror support.

109. The vehicle mounted remote transaction interface system according to claim 108, wherein said display displays a menu, said menu including selections relating to the remote transaction.

110. The vehicle mounted remote transaction interface system according to claim 109, wherein said menu is driven by at least one button, said button being mounted at said interior rearview mirror assembly.

111. The vehicle mounted remote transaction interface system according to claim 101, wherein said at least one communication signal comprises a secure signal, said secure signal being secure from electronic eavesdropping.

112. The vehicle mounted remote transaction interface system according to claim 101, wherein said input device is provided at one of said interior rearview mirror housing, said interior rearview mirror support, and said mirror mount.

113. The vehicle mounted remote transaction interface system according to claim 112, wherein said input device comprises an alphanumeric key pad and said alphanumeric key pad is provided at one of said interior rearview mirror housing, said interior rearview mirror support, and said mirror mount.

114. The vehicle mounted remote transaction interface system according to claim 112, wherein said input device comprises a card reader and said card reader is provided at one of said interior rearview mirror housing, said interior rearview mirror support, and said mirror mount.

115. The vehicle mounted remote transaction interface system according to claim 114, wherein said card reader comprises a credit card reader.

116. The vehicle mounted remote transaction interface system according to claim 114, wherein said card reader comprises a bank card reader.

117. The vehicle mounted remote transaction interface system according to claim 116, wherein said input device comprises a touch activated screen and said touch activated screen is provided at one of said interior rearview mirror housing, said interior rearview mirror support, and said mirror mount.

118. The vehicular rearview mirror system according to claim 112, wherein said input device includes a plurality of alphanumeric buttons for generating a signal which includes at least one of a personal identification number and a credit card number of the occupant of the vehicle.

119. The vehicular rearview mirror system according to claim 112, wherein said input device comprises a card reader being adapted to read a magnetic strip.

120. The vehicular rearview mirror system according to claim 112, wherein said input device comprises a touch activated screen.

121. The vehicular rearview mirror system according to claim 112, wherein said input device comprises a card reader.

122. The vehicular rearview mirror system according to claim 112, wherein said input device comprises an alphanumeric key pad.

123. The vehicle mounted remote transaction interface system according to claim 112, wherein said input device is provided at one of said interior rearview mirror housing and said interior rearview mirror support.

124. The vehicular rearview mirror system according to claim 102, wherein said input device is at said interior rearview housing.

125. The vehicular rearview mirror system according to claim 101, wherein said transmitter comprises a radio frequency transmitter.

126. The vehicular rearview mirror system according to claim 101, wherein said transmitter comprises an infrared transmitter.

127. The vehicle mounted remote transaction interface system according to claim 101, wherein said vehicle mounted remote transaction interface system includes a first code transmitted by said vehicle mounted remote transaction interface system and a second code transmitted by said vehicle mounted remote transaction interface system, one of said first and second codes associated with an identity of a customer, the other of said first and second codes comprising a personal identification number, and the remote transaction unit engaging in said transaction only when said first code corresponds with said second code.

128. The vehicle mounted remote transaction interface system according to claim 101 further comprising a pod, said pod being mounted at said mirror mount, and said pod including said transceiver.

129. The vehicle mounted remote transaction interface system according to claim 128, wherein said pod includes a card reader coupled to said transceiver.

130. The vehicular rearview mirror system according to claim 101, wherein said antenna comprises a global positioning system antenna.

131. The vehicular rearview mirror system according to claim 101, wherein said navigational aid comprises a global positioning system.

132. A vehicle mounted remote transaction interface system for engaging in a remote transaction between an occupant of the vehicle and a remote transaction unit, said system comprising:

an interior rearview mirror assembly attached to an interior portion of a vehicle, said interior rearview mirror assembly having an interior rearview mirror housing and an interior rearview mirror reflective element housed in said interior rearview mirror housing, said interior rearview mirror assembly further including an interior rearview mirror support, said interior rearview mirror housing pivotally positionable about said interior rearview mirror support, said interior rearview mirror support attaching to said interior portion of said vehicle by a mirror mount;

a transceiver provided at said interior rearview mirror assembly;

said transceiver provided at said interior rearview mirror assembly including a transmitter for sending at least one communication signal from the vehicle to a remote transaction unit for communication with the remote transaction unit and engaging in a remote transaction with the remote transaction unit;

the remote transaction unit being located exteriorly of the vehicle in which said interior rearview mirror assembly is mounted and the remote transaction unit being operable both to receive communication from said transceiver provided at said interior rearview mirror assembly and to send communication to said transceiver provided at said interior rearview mirror assembly;

said transceiver provided at said interior rearview mirror assembly further including a receiver for receiving at least one signal from the remote transaction unit that is located exteriorly of the vehicle;

a payment being associated with said remote transaction;

an input device provided at said interior rearview mirror assembly in communication with said transceiver and accessible by an occupant of the vehicle during normal use of the vehicle, said input device generating at least one input device signal, said at least one communication signal comprising said input device signal, and said transmitter sending said at least one input device signal from the vehicle to the remote transaction unit located exteriorly of the vehicle, and said input device signal being associated with said payment; and

said input device enabling the occupant of the vehicle to at least one of authorize payment and make payment for the remote transaction.

133. The vehicle mounted remote transaction interface system according to claim 132, wherein said input device comprises at least one input device chosen from an alphanumeric key pad, a touch activated device, and a card reader.

134. The vehicle mounted remote transaction interface system according to claim 133, wherein said input device comprises a card reader, and said card reader is provided at one chosen from said interior rearview mirror housing, said interior rearview mirror support, and said mirror mount.

135. The vehicle mounted remote transaction interface system according to claim 134, said card reader being adapted to read a magnetic strip.

136. The vehicle mounted remote transaction interface system according to claim 134, wherein said card reader comprises at least one chosen from a credit card reader and a debit card reader.

137. The vehicle mounted remote transaction interface system according to claim 134, wherein said card reader is provided at said mirror housing.

138. The vehicle mounted remote transaction interface system according to claim 134, wherein said card reader comprises a bank card reader.

139. The vehicle mounted remote transaction interface system according to claim 134, wherein said transmitter comprises a radio frequency transmitter.

140. The vehicle mounted remote transaction interface system according to claim 134, wherein said transmitter comprises an infrared transmitter.

141. The vehicle mounted remote transaction interface system according to claim 134, wherein said input device is at said interior rearview mirror housing.

142. The vehicle mounted remote transaction interface system according to claim 134, wherein said interior rearview mirror assembly includes at least one device chosen from an antenna, a map light, an automatic dimming circuitry, a microphone, a loudspeaker, a windshield moisture sensor, a rain sensor control circuitry, a remote keyless entry system, a navigational aid, and a cellular phone system.

143. The vehicle mounted remote transaction interface system according to claim 134, further comprising a microprocessor, said microprocessor in communication with said input device and said transceiver and processing at least one signal transmitted and/or received by said transceiver.

144. The vehicle mounted remote transaction interface system according to claim 143, wherein said microprocessor controls at least one function chosen from (i) a vehicle cabin environment function, (ii) an automatic headlight activation system function, (iii) an electro-optic mirror element function, (iv) a blind spot detection system function, (v) a compass system function, (vi) an intrusion detection system function, (vii) a vehicle security light function, (viii) a turn signal indicator function, (ix) a keyless entry system function, and (x) a trainable garage door opener system function.

145. The vehicle mounted remote transaction interface system according to claim 143, further comprising a display, said display displaying information related to said remote transaction.

146. The vehicle mounted remote transaction interface system according to claim 145, wherein said display comprises a multi-pixel display.

147. The vehicle mounted remote transaction interface system according to claim 145, wherein said display comprises a scrolling display.

148. The vehicle mounted remote transaction interface system according to claim 145, wherein said display displays a menu, said menu including selections for said remote transaction.

149. The vehicle mounted remote transaction interface system according to claim 148, wherein said menu is driven by at least one button, said button being located at said interior rearview mirror assembly.

150. The vehicle mounted remote transaction interface system according to claim 145, wherein information displayed by said display is processed by said microprocessor.

151. The vehicle mounted remote transaction interface system according to claim 132, wherein said microprocessor processes an output of said input device, said display displaying information related to said output.

152. The vehicle mounted remote transaction interface system according to claim 132, wherein said reflective element comprises an electro-optic reflective element.

153. The vehicle mounted remote transaction interface system according to claim 132, wherein said input device receives user input from an occupant of the vehicle.

154. The vehicle mounted remote transaction interface system according to claim 133, wherein said user input initiates said remote transaction.

155. The vehicle mounted remote transaction interface system according to claim 153, wherein said input device comprises an alphanumeric key pad, said alphanumeric key pad receiving said user input.

156. The vehicle mounted remote transaction interface system according to claim 153, wherein said input device comprises a touch screen, said touch screen adapted to receive said user input.

157. The vehicle mounted remote transaction interface system according to claim 153, wherein said input device comprises a card reader.

158. A vehicle mounted remote transaction interface system for engaging in a remote transaction between an occupant of the vehicle and a remote transaction unit, said system comprising:

an interior rearview mirror assembly attached to an interior portion of a vehicle, said interior rearview mirror assembly having an interior rearview mirror housing and an interior rearview mirror reflective element housed in said interior rearview mirror housing, said interior rearview mirror assembly further including an interior rearview mirror support, said interior rearview mirror housing pivotally positionable about said interior rearview mirror support, said interior rearview mirror support attaching to said interior portion of said vehicle by a mirror mount;

a transceiver provided at said interior rearview mirror assembly;

said transceiver provided at said interior rearview mirror assembly including a transmitter for sending at least one communication signal from the vehicle to a remote transaction unit for communication with the remote transaction unit and engaging in a remote transaction with the remote transaction unit in response to input from an input device;

said input device provided at said interior rearview mirror assembly in communication with said transceiver and accessible by the occupant during normal use of the vehicle, said input device comprising at least one of an alphanumeric key pad, a touch activated screen, and a card reader, and said input device generating at least one input device signal, and said at least one communication signal comprising said input device signal;

the remote transaction unit being located exteriorly of the vehicle in which said interior rearview mirror assembly is mounted and the remote transaction unit being operable both to receive communication from said transceiver provided at said interior rearview mirror assembly and to send communication to said transceiver provided at said interior rearview mirror assembly;

said transceiver provided at said interior rearview mirror assembly further including a receiver for receiving at least one signal from the remote transaction unit that is located exteriorly of the vehicle, and said transceiver for transmitting said at least one input signal to the remote transaction unit;

said interior rearview mirror assembly including a display device, said display device displaying information associated with said remote transaction; and

said input device enabling the occupant of the vehicle to at least one of authorize payment and make payment for the remote transaction.

159. The vehicle mounted remote transaction interface system according to claim 158, wherein said display device is viewable by an occupant of a vehicle.

160. The vehicle mounted remote transaction interface system according to claim 159, wherein said display device comprises a touch activated display screen.

161. The vehicle mounted remote transaction interface system according to claim 159, wherein said input device comprises an alphanumeric key pad.

162. The vehicle mounted remote transaction interface system according to claim 159, wherein said input device comprises a card reader, and said card reader is provided at one of said interior rearview mirror housing, said interior rearview mirror support, and said mirror mount.

163. The vehicle mounted remote transaction interface system according to claim 159, wherein said input device is at said interior rearview mirror housing.

164. The vehicle mounted remote transaction interface system according to claim 159, wherein said interior rearview mirror assembly includes at least one device chosen from an antenna, a map light, an automatic dimming circuitry, a microphone, a loudspeaker, a windshield moisture sensor, a rain sensor control circuitry, a remote keyless entry system, a navigational aid, and a cellular phone system.

165. The vehicle mounted remote transaction interface system according to claim 159, further comprising a microprocessor, said microprocessor in communication with said input device and said transceiver and processing at least one signal transmitted and/or received by said transceiver.

166. The vehicle mounted remote transaction interface system according to claim 165, wherein said microprocessor controls at least one function chosen from (i) a vehicle cabin environment function, (ii) an automatic headlight activation system function, (iii) an electro-optic mirror element function, (iv) a blind spot detection system function, (v) a compass system function, (vi) an intrusion detection system function, (vii) a vehicle security light function, (viii) a turn signal indicator function, (ix) a keyless entry system function, and (x) a trainable garage door opener system function.

167. The vehicle mounted remote transaction interface system according to claim 158, wherein said display device displays a menu, said menu displaying information related to said remote transaction.

168. The vehicle mounted remote transaction interface system according to claim 167, wherein said menu is driven by at least one button, said button being mounted at said interior rearview mirror assembly.

169. The vehicle mounted remote transaction interface system according to claim 168, wherein said button is provided at one chosen from said interior rearview mirror housing, said interior rearview mirror support, and said mirror mount.

170. The vehicle mounted remote transaction interface system according to claim 158, wherein said transmitter comprises a radio frequency transmitter.

171. The vehicle mounted remote transaction interface system according to claim 158, wherein said transmitter comprises an infrared transmitter.

172. A vehicle mounted remote transaction interface system for engaging in a remote transaction between an occupant of the vehicle and a remote transaction unit, said system comprising:

an interior rearview mirror assembly attached to an interior portion of a vehicle, said interior rearview mirror assembly having an interior rearview mirror housing and an interior rearview mirror reflective element housed in said interior rearview mirror housing, said interior rearview mirror assembly further including an interior rearview mirror support, said interior rearview mirror housing pivotally positionable about said interior rearview mirror support, said interior rearview mirror support adapted to mount to said interior portion of said vehicle;

a transceiver provided at said interior rearview mirror assembly;

said transceiver provided at said interior rearview mirror assembly including a transmitter for sending at least one vehicle-based communication signal from said vehicle to a remote transaction unit for communication with the remote transaction unit and for engaging in a remote transaction with the remote transaction unit;

the remote transaction unit being located exteriorly of the vehicle in which said interior rearview mirror assembly is mounted and the remote transaction unit being operable both to receive communication from said transceiver provided at said interior rearview mirror assembly and to send communication to said transceiver provided at said interior rearview mirror assembly;

said transceiver provided at said interior rearview mirror assembly further including a receiver for receiving at least one signal from the remote transaction unit that is located exteriorly of the vehicle;

an input device provided at said interior rearview mirror assembly associated with said remote transaction with the remote transaction unit and accessible by an occupant of the vehicle during normal use of the vehicle, said input device generating at least one input device signal, and said at least one vehicle-based communication signal comprising said input device signal, and said transmitter sending said at least one input device signal from the vehicle to the remote transaction unit located exteriorly of the vehicle; and

a display device provided at said interior rearview mirror assembly associated with said remote transaction with the remote transaction unit;

a microprocessor, said microprocessor processing at least one signal transmitted and/or received by said transceiver;

wherein said microprocessor controls at least one function chosen from (i) a vehicle cabin environment function, (ii) an automatic headlight activation system function, (iii) an electro-optic mirror element function, (iv) a blind spot detection system function, (v) a compass system function, (vi) an intrusion detection system function, (vii) a light function, (viii) a turn signal indicator function, (ix) a keyless entry system function, and (x) a trainable garage door opener system function; and

said input device enabling the occupant of the vehicle to at least one of authorize payment and make payment for the remote transaction.

173. The vehicle mounted remote transaction interface system according to claim 172, wherein at least one chosen from said input device and said display is located at said interior rearview mirror housing.

174. The vehicle mounted remote transaction interface system according to claim 172, wherein said input device comprises at least one chosen from an alphanumeric key pad, a touch activated screen, and a card reader, said input device for input of data related to said remote transaction.

175. The vehicle mounted remote transaction interface system according to claim 174, wherein said data includes at least one chosen from:

A) a personal identification number;

B) a credit card number; and

C) a banking card number.

176. The vehicle mounted remote transaction interface system according to claim 175, wherein said transceiver transmits said data to the remote transaction unit.

177. The vehicle mounted remote transaction interface system according to claim 176, wherein said data comprises data obtained from at least one of:

A) a credit card;

B) a debit card; and

C) a bank card, and said transceiver transmits said data in association with payment for said remote transaction.

178. The vehicle mounted remote transaction interface system according to claim 172, wherein an occupant of the vehicle may engage in said remote transaction without exiting the vehicle or opening a window of the vehicle.

179. The vehicle mounted remote transaction interface system according to claim 178, wherein said input device comprises a card reader for reading a card chosen from:

A) a credit card;

B) a debit card; and

C) a bank card.

180. The vehicle mounted remote transaction interface system according to claim 179, wherein said input device comprises a card reader adapted to permit an occupant of the vehicle to insert a credit card, a bank card, or a debit card for payment of said remote transaction.

181. The vehicle mounted remote transaction interface system according to claim 172, wherein said vehicle-based communication signal comprises a signal chosen from:

A) a radio frequency signal;

B) a microwave signal; and

C) an infrared signal.

182. The vehicle mounted remote transaction interface system according to claim 172, wherein said transceiver transmits an initial signal code representing an identification of at least one of the owner of the vehicle and of the vehicle.

183. The vehicle mounted remote transaction interface system according to claim 172, wherein said vehicle-based communication signal comprises a secure signal.

184. The vehicle mounted remote transaction interface system according to claim 172, wherein said input device comprises an alphanumeric key pad.

185. The vehicle mounted remote transaction interface system according to claim 172, further comprising at least one device chosen from an antenna, a map light, an automatic dimming circuitry, a microphone, a loud speaker, a windshield moisture sensor, a rain sensor control circuitry, a remote keyless entry system, a navigational aid, and a cellular phone system.

186. A vehicle mounted remote transaction interface system for engaging in a remote transaction between an occupant of the vehicle and a remote transaction unit, said system comprising:

an interior rearview mirror assembly attached to an interior portion of a vehicle, said interior rearview mirror assembly having an interior rearview mirror housing and an interior rearview mirror reflective element housed in said interior rearview mirror housing, said interior rearview mirror assembly further including an interior rearview mirror support, said interior rearview mirror housing pivotally positionable about said interior rearview mirror support, said interior rearview mirror support adapted to mount to said interior portion of said vehicle;

said reflective element comprising an electro-optic reflective element;

a transceiver provided at said interior rearview mirror assembly;

said transceiver provided at said interior rearview mirror assembly including a transmitter for sending at least one vehicle-based communication signal from said vehicle to a remote transaction unit for communication with the remote transaction unit and for engaging in a remote transaction with the remote transaction unit, the remote transaction unit being located exteriorly of the vehicle in which said mirror assembly is installed;

the remote transaction unit being located exteriorly of the vehicle in which said interior rearview mirror assembly is mounted and the remote transaction unit being operable both to receive communication from said transceiver provided at said interior rearview mirror assembly and to send communication to said transceiver provided at said interior rearview mirror assembly;

said transceiver provided at said interior rearview mirror assembly further including a receiver for receiving signals from the remote transaction unit that is located exteriorly of the vehicle;

an input device provided at said interior rearview mirror assembly and accessible by an occupant of the vehicle during normal use of the vehicle, said input device being in communication with said transceiver and generating an input signal, and said transmitter sending said vehicle-based communication signal based on said input signal;

a display device provided at said interior mirror assembly, said display device displaying information associated with said remote transaction; and

said input device enabling the occupant of the vehicle to at least one of authorize payment and make payment for the remote transaction.

187. The vehicle mounted remote transaction interface system according to claim 186, wherein said input device is at said interior rearview mirror housing.

188. The vehicle mounted remote transaction interface system according to claim 186, wherein said input device comprises at least one device chosen from an alphanumeric key pad, a touch activated device, and a card reader.

189. The vehicle mounted remote transaction interface system according to claim 188, wherein said input device comprises a card reader, and said card reader is provided at one of said interior rearview mirror housing, said interior rearview mirror support, and said mirror mount.

190. The vehicle mounted remote transaction interface system according to claim 186, further comprising a microprocessor, said microprocessor in communication with said input device and said transceiver and processing at least one signal transmitter and/or received by said transceiver.

191. The vehicle mounted remote transaction interface system according to claim 190, wherein said microprocessor controls at least one function chosen from (i) a vehicle cabin environment function, (ii) an automatic headlight activation system function, (iii) an electro-optic mirror element function, (iv) a blind spot detection system function, (v) a compass system function, (vi) an intrusion detection system function, (vii) a vehicle security light function, (viii) a turn signal indicator function, (ix) a keyless entry system function, and (x) a trainable garage door opener system function.

192. The vehicle mounted remote transaction interface system according to claim 186, wherein said display comprises a multi-pixel display.

193. The vehicle mounted remote transaction interface system according to claim 186, wherein said display comprises a scrolling display.

194. The vehicle mounted remote transaction interface system according to claim 186, wherein said display displays a menu, said menu including selections for said remote transaction.

195. The vehicle mounted remote transaction interface system according to claim 194, wherein said menu is driven by at least one button, said button being located at said interior rearview mirror assembly.

196. The vehicle mounted remote transaction interface system according to claim 186, wherein said input initiates said remote transaction.

197. The vehicle mounted remote transaction interface system according to claim 196, wherein said input device comprises an alphanumeric key pad, said alphanumeric key pad receiving said input.

198. The vehicle mounted remote transaction interface system according to claim 186, wherein said transmitter comprises a radio frequency transmitter.

199. The vehicle mounted remote transaction interface system according to claim 186, wherein said transmitter comprises an infrared transmitter.