Remote banking during fueling
First Claim
1. A fuel dispenser facilitating automated teller functions for fueling customers, said dispenser comprising:
- a fuel delivery system for delivering fuel to a vehicle;
a customer interface including a financial information reader, display, and input device; and
a control system adapted to control fuel delivery and said customer interface;
said control system configured to effect automated teller functions using account information read from said financial information reader;
wherein the customer can carry out remote banking transactions at the dispenser during a fueling transaction.
1 Assignment
0 Petitions
Accused Products
Abstract
The present invention provides a system and method allowing customers to conduct a remote banking transaction at a fuel dispenser, including obtaining cash in association with the transaction at the dispenser or a common terminal in the dispenser forecourt. The system may include a cash dispenser at the dispenser, fueling position, or the central terminal, or, alternatively, a delivery system configured to deliver cash from a central location to the customer at the dispenser, fueling position, or central terminal. During a transaction for purchasing fuel or other products associated with the service station, a customer is provided an opportunity to conduct a remote banking transaction. Providing a customer the opportunity to conduct such a transaction in association with a dispenser transaction will attract more customers to the station because of convenience as well as provide customers with more disposable cash to spend at the associated quickserve restaurants and convenience store.
100 Citations
34 Claims
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1. A fuel dispenser facilitating automated teller functions for fueling customers, said dispenser comprising:
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a fuel delivery system for delivering fuel to a vehicle;
a customer interface including a financial information reader, display, and input device; and
a control system adapted to control fuel delivery and said customer interface;
said control system configured to effect automated teller functions using account information read from said financial information reader;
wherein the customer can carry out remote banking transactions at the dispenser during a fueling transaction. - View Dependent Claims (2, 3, 4, 5)
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6. A dispensing system providing cash back to a customer comprising:
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at least one fuel dispenser for delivering fuel to a vehicle and having a customer interface for conducting a remote banking transaction at the dispenser, allowing the customer to select a banking transaction, obtaining financial information from the customer necessary for a fueling transaction, and conducting the remote banking transaction; and
a central control system associated with said at least one dispenser and configured to effect the remote banking transaction of the customer via a remote authorization network based on the financial information obtained at the dispenser. - View Dependent Claims (7, 8, 9, 10, 11, 12, 13)
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14. A fuel dispensing system comprising:
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a) a central control system associated with a financial authorization system; and
b) a fuel dispenser having;
i. means for receiving customer financial information sufficient for a remote banking transaction;
ii. a customer interface; and
iii. a dispenser control system configured to carry out a remote banking transaction selected by a customer via said user interface and transfer the customer financial information to said central control system, which forwards the financial information and remote banking transactional information to the financial authorization system to effect the remote banking transaction. - View Dependent Claims (15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25)
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26. A fuel dispenser configured to facilitate remote banking transactions in a service station forecourt comprising:
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a. a fuel delivery system for delivering fuel to a vehicle;
b. an interface adapted to receive customer financial information necessary to conduct a remote banking transaction; and
c. a control system in communication with systems necessary to facilitate a remote banking transaction and adapted to receive the customer financial information and direct customer input via said interface, and communicate with the systems necessary to effect the remote banking transaction from the fuel dispenser in association with a fueling operation. - View Dependent Claims (30)
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27. A fuel dispenser configured to provide an automated teller interface comprising:
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a. a fuel delivery system for delivering fuel to a vehicle;
b. an interface adapted to receive customer financial information necessary to conduct a remote banking transaction;
c. a control system adapted to communicate with a local control system, which further communicates with a financial institution capable of facilitating a remote banking transaction; and
d. said control system and interface cooperating to function as an automated teller machine and control fueling.
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28. A fuel dispenser configured to provide an automated teller interface comprising:
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a. a fuel delivery system for delivering fuel to a vehicle;
b. an interface adapted to receive customer financial information necessary to conduct a remote banking transaction;
c. a control system adapted to communicate with a central control system, which further communicates with a financial institution capable of facilitating a remote banking transaction; and
d. said control system, said interface, and the central control system cooperating to function as an automated teller machine and control fueling.
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29. A fuel dispenser configured to provide an automated teller interface comprising:
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a. a fuel delivery system for delivering fuel to a vehicle;
b. an interface adapted to receive customer financial information necessary to conduct a remote banking transaction;
c. a control system adapted to communicate with a central control system, which further communicates with an automated teller machine capable of facilitating a remote banking transaction; and
d. said dispenser via said central control system and the automated teller machine cooperating to effect a remote financial transaction during a fueling operation.
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31. An energy dispenser facilitating automated teller functions for customers, said dispenser comprising:
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an energy delivery system for delivering an energy source to a vehicle;
a customer interface including a financial information reader, display, and input device; and
a control system adapted to control delivery of the energy source and said customer interface;
said control system configured to effect automated teller functions using account information read from said financial information reader. - View Dependent Claims (32, 33, 34)
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Specification