Online card activation system and method

  • US 6,820,802 B2
  • Filed: 08/07/2001
  • Issued: 11/23/2004
  • Est. Priority Date: 02/27/2001
  • Status: Expired due to Term
First Claim
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1. A method for processing a card through a computer network, the steps comprising:

  • a) providing a notice to a consumer to activate a card on a site on first computing system in communication with a second computing system over a first network;

    b) instructing the consumer to access the site;

    c) prompting the consumer to provide predetermined card information, personal information for use in identifying the consumer, and authentication and service data, when available, to the site and communicating the predetermined card information to the second computing system over the first network;

    d) processing, by the second computing system, the predetermined card information, the personal information, and authentication and service data, when available against previously stored account data in order to activate the card and generating processing results; and

    e) notifying the consumer on the first computing network of the processing results, wherein the authentication and service data includes information in addition to and different from information identifying the consumer, and wherein the personal information is different from the predetermined card information.

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