Mobile communication terminal and card information reading device

• US 6,910,624 B1
• Filed: 12/07/2000
• Issued: 06/28/2005
• Est. Priority Date: 12/10/1999
• Status: Expired due to Term

• Current Assignee: Google LLC (Alphabet Inc.)
• Original Assignee: NTT Docomo Incorporated (Nippon Telegraph and Telephone Corporation)
• Inventors: Natsuno, Takeshi
• Primary Examiner(s): Frech, Karl D.
• Assistant Examiner(s): Labaze, Edwyn
• Application Number:
  US09/890,910
• Time in Patent Office: 1,664 Days
• Field of Search: 235/379, 235/380, 235/381, 235/375, 235/486, 235/492, 235/441, 235/475, 235/382, 705/41, 705/64, 705/17, 705/26, 455/128, 455/550.1, 455/557, 455/558, 455/575.4, 379/357.01
• US Class Current: 235/379
• CPC Class Codes: G06K 1/125 by magnetic means
• CPC Class Codes: G06K 7/084 sensing magnetic material by relative movement detecting flux changes without altering its magnetised state
• CPC Class Codes: G06Q 20/02 involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 20/24 Credit schemes, i.e. "pay after"
• CPC Class Codes: G06Q 20/3227 using secure elements embedded in M-devices
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/342 Cards defining paid or billed services or quantities
• CPC Class Codes: G06Q 20/403 Solvency checks
• CPC Class Codes: G06Q 20/4037 Remote solvency checks
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G07F 7/025 by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered
• CPC Class Codes: G07F 7/08 by coded identity card or credit card or other personal identification means without personal verification means G07F7/02
• CPC Class Codes: G07F 7/0886 the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
• CPC Class Codes: H04M 1/66 with means for preventing unauthorised or fraudulent calling verifying user identity or authority in secret or secure digital communications H04L9/32
• CPC Class Codes: H04M 15/47 Fraud detection or prevention means
• CPC Class Codes: H04M 15/88 Provision for limiting connection, or expenditure
• CPC Class Codes: H04M 17/00 : Prepayment of wireline communication systems, wireless communication systems or telephone systems using a coded card to authorise calls from a telephone set H04M1/675
• CPC Class Codes: H04M 17/026 : Constructional features
• CPC Class Codes: H04M 17/103 : using SIMs (USIMs) or calling cards
• CPC Class Codes: H04M 17/106 : using commercial credit or debit cards
• CPC Class Codes: H04M 2017/12 : using calling, telephone credit/debit cards
• CPC Class Codes: H04M 2017/14 : using commercial credit/debit cards, e.g. VISA, AMEX
• CPC Class Codes: H04M 2215/0116 : Provision for limiting expenditure, e.g. limit on call expenses or account
• CPC Class Codes: H04M 2215/0148 : Fraud detection or prevention means
• CPC Class Codes: H04M 2215/2026 : Wireless network, e.g. GSM, PCS, TACS
• CPC Class Codes: H04M 2215/32 : Involving wireless systems
• CPC Class Codes: H04M 2250/14 : including a card reading device
• CPC Class Codes: H04W 4/24 : Accounting or billing
• CPC Class Codes: H04W 88/02 : Terminal devices

Abstract

A mobile communication terminal (the mobile station 100), served in a mobile communication network for performing wireless communications, comprises a transmitter-receiver 110, a controller 120, a user interface 130, a data input/output terminal 140, a magnetic writer 150, and a magnetic stripe 160. Control programs stored in a program ROM 122 include a program for controlling the magnetic writer such as writes or deletes various information into/from the magnetic stripe 160. In a credit card ROM 123 are stored information on the attributes of a credit card contract concluded in advance between a user and a credit card company. The magnetic writer 150 writes credit card contract information provided from the controller 120 to the magnetic stripe 160 or deletes the credit card contract information from the magnetic stripe 160.

Claims

1. A mobile communication terminal that is served in a mobile communication network and performs wireless communications, comprising:

a housing having a slot;

a memory in the housing configured to store a plurality of data sets, wherein each data set is associated with a card;

a user interface coupled to the memory and configured to prompt a user to select a data set from the plurality of data sets; and

an output interface coupled to and configured to read and output from said memory said selected data;

wherein said output interface comprises;

a recording medium that is readable by an external device, wherein said recording medium is permanently coupled to said slot and movable between retracted and protruding positions; and

a writer configured to write said selected data set to said recording medium, wherein said writer, when the recording medium protruded out of said mobile communication terminal is retracted inside said mobile communication terminal, deletes said selected data set written in said recording medium.

2. The mobile communication terminal of claim 1, wherein said output interface comprises a code displaying device for displaying code that corresponds to said selected data set, the code being optically readable.

3. The mobile communication terminal of claim 1, wherein said mobile communication terminal is a mobile telephone for performing wireless telephone communications.

4. The mobile communication terminal of claim 1, wherein said selected one set of information is written upon said recording medium while said recording medium is in the retracted position, and wherein said selected one set of information remains written upon said recording medium while said recording medium is in the protruded position.

5. The mobile communication terminal of claim 1, wherein each of said data sets includes information required for electronic-commerce transactions.

6. The mobile communication terminal of claim 5, wherein said information required for electronic-commerce transactions includes credit card information.

7. The mobile communication terminal of claim 1, wherein said each of said data sets includes information for identifying a user.

8. The mobile communication terminal of claim 1, wherein said recording medium is a card-shaped recording medium that can be read by a card reading device.

9. The mobile communication terminal of claim 8, wherein said selected one set of information is written upon said recording medium while said recording medium is in the retracted position, and wherein said selected one set of information remains written upon said recording medium while said recording medium is in the protruded position.

10. The mobile communication terminal of claim 1, wherein said recording medium moves between said retracted and protruding positions in response to a predetermined operation on said mobile communication terminal.