Automated banking machine system using plural communication formats

• US 6,965,879 B2
• Filed: 11/25/2002
• Issued: 11/15/2005
• Est. Priority Date: 11/27/1996
• Status: Expired due to Fees

• Current Assignee: Diebold Incorporated (Diebold Nixdorf, Incorporated)
• Original Assignee: Diebold Incorporated (Diebold Nixdorf, Incorporated)
• Inventors: Drummond, Jay Paul, Blackson, Dale, Smith, Mark D., Weis, David W., Cichon, Bob A., Moales, Mark A., Richards, Bruce G., Ess, Joseph C., Church, James
• Primary Examiner(s): Dixon, Thomas A.
• Application Number:
  US10/305,083
• Publication Number:
  US 20030078866A1
• Time in Patent Office: 1,086 Days
• Field of Search: 705/1, 705/17, 705/18, 705/42, 705/43, 705/44, 705/35, 705/36, 705/37, 705/38, 705/39, 705/40, 705/41, 705/45, 235/379, 235/380, 235/382, 709/217, 709/218, 709/219
• US Class Current: 705/43
• CPC Class Codes: G06F 16/95 Retrieval from the web
• CPC Class Codes: G06F 3/023 Arrangements for converting discrete items of information into a coded form, e.g. arrangements for interpreting keyboard generated codes as alphanumeric codes, operand codes or instruction codes
• CPC Class Codes: G06F 3/04895 Guidance during keyboard input operation, e.g. prompting
• CPC Class Codes: G06Q 20/00 Payment architectures, schemes or protocols apparatus for performing or posting payment transactions G07F7/08, G07F19/00; electronic cash registers G07G1/12
• CPC Class Codes: G06Q 20/042 characterized in that the payment protocol involves at least one cheque
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 20/18 involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/201 Accessories of ATMs
• CPC Class Codes: G07F 19/206 Software aspects at ATMs
• CPC Class Codes: G07F 19/211 Software architecture within ATMs or in relation to the ATM network
• CPC Class Codes: H04L 63/08 for authentication of entities cryptographic mechanisms or cryptographic arrangements for entity authentication H04L9/32
• CPC Class Codes: H04L 63/0853 using an additional device, e.g. smartcard, SIM or a different communication terminal cryptographic mechanisms or cryptographic arrangements for entity authentication involving additional secure or trusted devices H04L9/3234
• CPC Class Codes: H04L 63/102 Entity profiles
• CPC Class Codes: H04L 63/12 Applying verification of the received information cryptographic mechanisms or cryptographic arrangements for data integrity or data verification H04L9/32
• CPC Class Codes: H04L 67/02 based on web technology, e.g. hypertext transfer protocol [HTTP]
• CPC Class Codes: H04L 67/12 specially adapted for proprietary or special-purpose networking environments, e.g. medical networks, sensor networks, networks in vehicles or remote metering networks
• CPC Class Codes: H04L 67/34 involving the movement of software or configuration parameters network booting or remote initial program loading [RIPL] G06F9/4416
• CPC Class Codes: H04L 67/56 : Provisioning of proxy services store-and-forward switching systems in data switching networks H04L12/54
• CPC Class Codes: H04L 67/565 : Conversion or adaptation of application format or content adding application control or application functional data H04L67/561
• CPC Class Codes: H04L 69/329 : in the application layer [OSI layer 7]
• CPC Class Codes: H04L 9/40 : Network security protocols

Abstract

An automated banking machine (12) is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16), as well as in response to messages exchanged with foreign servers (20, 22, 24, 26, 28, 96) in a wide area network (18). The banking machine includes a computer (34) having an HTML document handling portion (76, 80, 82). The HTML document handling portion is operative to communicate through a proxy server (88), with a home HTTP server (90) in the intranet or the foreign servers in the wide area network. The computer further includes a device application portion (84) which interfaces with the HTML document handling portion and dispatches messages to operate devices (36) in the automated banking machine. The devices include a sheet dispenser mechanism (42) which dispenses currency as well as other transaction devices. The device application portion communicates with a device interfacing software portion (64) in the banking machine through a device server (92) in the intranet. The device server maintains local control over the devices in the banking machine including the sheet dispenser. The banking machine operates to read indicia on the user'"'"'s card corresponding to a system address. The computer is operative to connect the banking machine to the home or foreign server corresponding to the system address, which connected server operates the banking machine until the completion of transactions by the user.

Claims

1. Apparatus comprising:

an automated banking machine including a display device, a note dispenser and at least one computer, wherein the machine is operative to carry out note dispensing transactions responsive to receipt of non-HTTP messages from a remote host and markup language documents.

2. The apparatus according to claim 1 wherein the automated banking machine comprises an automated teller machine (“

ATM”

).

3. Apparatus comprising:

an automated banking machine including;

a display device,

a note dispenser mechanism, wherein the note dispenser mechanism is adapted to selectively dispense notes from the banking machine,

a server, wherein at least one markup language document is accessible through the server,

at least one computer in operative connection with the display device and the note dispenser mechanism, the at least one computer including software executable therein, the software including a browser, wherein the browser is operative to communicate with the server, wherein the at least one computer is adapted to receive markup language documents with the browser, wherein the at least one computer is adapted to operate responsive to at least one markup language document to control at least one of the display device or the note dispenser mechanism.

4. A method comprising:

a) operating a computer in operative connection with a display device and a note dispenser mechanism of an automated banking machine, wherein the display device is adapted to display an output, wherein the note dispenser mechanism is adapted to selectively dispense notes from the banking machine, wherein the computer includes software executable therein, wherein the software includes a browser, wherein the computer is adapted to receive markup language documents;

b) operating the computer to receive at least one markup language document, wherein the at least one markup language document is accessible through a server, wherein the browser is operative to communicate with the server;

c) operating the computer responsive to the at least one markup language document to cause at least one of an output to be displayed or a note to be dispensed from the banking machine.

5. Apparatus comprising:

an automated banking machine system, wherein the system includes an automated teller machine (“

ATM”

) and a computer, wherein the system is operative to use plural communication protocols in performing an ATM transaction,

wherein the ATM includes a currency sheet dispenser,

wherein the computer is operatively connected with the ATM,

wherein the computer is operative to receive from a first remote source at least one first communication associated with an ATM transaction, wherein the at least one first communication uses a first communication protocol,

wherein the computer is operative to receive from a second remote source at least one second communication associated with the ATM transaction, wherein the at least one second communication uses a second communication protocol, and wherein the second communication protocol differs from the first communication protocol.

6. The apparatus according to claim 5 wherein the ATM transaction comprises a currency sheet dispensing transaction.

7. The apparatus according to claim 6 wherein the computer is operative to cause the currency sheet dispenser to dispense at least one currency sheet responsive to a received at least one first communication.

8. The apparatus according to claim 5 wherein the first remote source comprises a remote ATM host system.

9. The apparatus according to claim 5 wherein the second remote source comprises at least one remote Internet server.

10. Apparatus comprising:

an automated transaction machine including a display and currency dispenser;

at least one computer, wherein the display and the currency dispenser are in operative connection with the at least one computer, the at least one computer including software executable therein, the software including a browser;

a host system, wherein the host system is operative to communicate with the at least one computer using at least one first format message having a first format, wherein the first format is a non-HTTP format, and wherein the at least one computer is operative responsive to the at least one first format message to operate the currency dispenser;

a server, and at least one markup language document accessible through the server, wherein the at least one markup document includes at least one display instruction, wherein the browser is operative to communicate with the server using at least one second format message having a second format, wherein the second format is different than the first format, and

wherein the at least one computer is operative responsible to the at least one first format message to access the at least one markup language document with the browser and to control the display responsive to the accessed at least one markup language document.

11. The apparatus according to claim 10 wherein the currency dispenser is operative to dispense currency notes.

12. The apparatus according to claim 10 wherein a plurality of markup language documents are accessible through the server, and wherein the at least one computer is selectively operative to access markup language documents with the browser responsive to operation of the currency dispenser.

13. The apparatus according to claim 10 wherein the server communicates with the browser through HTTP messages, and wherein the host communicates with the at least one computer using non-HTTP messages.

14. The apparatus according to claim 10 wherein the at least one markup language includes at least one HTML document.

15. A method comprising:

(a) operating at least one transaction function device of an automated transaction machine in response to at least one transaction message received without a browser from a host, wherein the at least one transaction message was sent from the host as at least one non-HTTP transaction message;

(b) accessing at least one markup language document with a browser in the machine responsive to operation of the transaction function device; and

(c) controlling an output device on the automated transaction machine responsive to at least one instruction included in the at least one markup language document accessed with the browser.

16. The method according to claim 15 wherein the transaction function device includes a currency note dispenser, and wherein step (a) includes dispensing at least one currency note.

17. The method according to claim 15 wherein the transaction function device includes a currency note dispenser and the output device includes a display device, and wherein step (a) includes dispensing at least one currency note, and step (c) includes controlling a display on the display device.

18. Apparatus comprising:

an automated banking machine including a display, a currency dispenser, and at least one computer in operative connection with the display and the currency dispenser,

wherein the computer includes at least one browser operating therein,

wherein the currency dispenser is operative to dispense currency responsive to receipt of at least one non-HTTP message by the machine, and

wherein the at least one browser is operative to cause at least one output to be provided through the display responsive to operation of the currency dispenser.

19. The apparatus according to claim 18 wherein the at least one output is related to asking a customer if they would like a receipt.

20. The apparatus according to claim 18 wherein the at least one browser is operative to cause the at least one output through the display responsive to receipt of at least one HTTP message by the machine.

21. The apparatus according to claim 20 and further comprising:

a host remote from the automated banking machine, wherein the host is operative to generate the at least one non-HTTP message.

22. The apparatus according to claim 21 wherein the at least one non-HTTP message includes a Diebold 91X transaction message.

23. The apparatus according to claim 21 and further comprising a server, wherein the at least one HTTP message is delivered from the server.

24. The apparatus according to claim 23 wherein the at least one HTTP message includes at least one markup language document.

25. The apparatus according to claim 20 wherein the automated banking machine further comprises at least one input device, and wherein the at least one browser is operative to receive at least one document responsive to receipt of at least one input through the at least one input device.

26. The apparatus according to claim 25 wherein the at least one document includes at least one markup language document.

27. The apparatus according to claim 25 wherein the computer is operative to cause the automated banking machine to generate at least one non-HTTP transaction request message responsive to receipt of the at least one input.

28. The apparatus according to claim 27 wherein the at least one non-HTTP transaction request message includes a Diebold 91X message.

29. The apparatus according to claim 18 wherein the non-HTTP message operative to cause the currency dispenser to operate includes a Diebold 91X message.

30. The apparatus according to claim 18 wherein the at least one computer is operative to control the browser responsive to operation of the currency dispenser.

31. The apparatus according to claim 30 wherein the computer is operative to cause the browser to process at least one document.

32. The apparatus according to claim 31 wherein the at least one document includes at least one markup language document.

33. The apparatus according to claim 18 wherein the currency dispenser comprises a currency sheet dispenser, wherein the currency sheet dispenser is adapted to selectively dispense at least one currency sheet from the banking machine.

34. An automated banking machine including:

a display device,

a currency dispenser,

wherein the currency dispenser is adapted to selectively dispense currency from the banking machine,

at least one computer,

wherein the at least one computer is in operative connection with the display device and the currency dispenser,

wherein the at least one computer includes software executable therein,

wherein the software includes a browser,

wherein the at least one computer is adapted to access at least one markup language document with the browser,

wherein the at least one computer is operative to control the display device responsive to the at least one markup language document,

wherein the at least one computer is adapted to receive at least one message from a host system sans the browser,

wherein the at least one computer is operative to control the currency dispenser responsive to the at least one message,

wherein the at least one computer is operative to either access the at least one markup language document responsive to the at least one message or receive the at least one message responsive to the at least one markup language document.

35. A method comprising:

a) providing an automated banking machine system operative to use plural communication protocols in performing an automated teller machine (“

ATM”

) transaction, wherein the system includes an ATM and a computer, wherein the ATM includes a currency sheet dispenser, and wherein the computer is operatively connected with the ATM;

b) operating the computer to receive from a first remote source at least one first communication associated with an ATM transaction, wherein the at least one first communication uses a first communication protocol;

c) operating the computer to receive from a second remote source at least one second communication associated with the ATM transaction, wherein the at least one second communication uses a second communication protocol, and wherein the second communication protocol differs from the first communication protocol.

36. The method according to claim 35 wherein the ATM transaction comprises a currency sheet dispensing transaction, and further comprising

d) operating the computer to cause the currency sheet dispenser to dispense at least one currency sheet responsive to the received at least one first communication.

37. The method according to claim 35 wherein the first remote source comprises a remote ATM host system, and (b) includes operating the computer to receive the at least one first communication from the remote ATM host system.

38. The method according to claim 35 wherein the second remote source comprises at least one remote Internet server, and (c) includes operating the computer to receive the at least one second communication from the at least one remote Internet server.