Automated banking machine apparatus and system

• US 6,973,443 B2
• Filed: 08/21/2002
• Issued: 12/06/2005
• Est. Priority Date: 11/27/1996
• Status: Expired due to Fees

• Current Assignee: Diebold Incorporated (Diebold Nixdorf, Incorporated)
• Original Assignee: Diebold Incorporated (Diebold Nixdorf, Incorporated)
• Inventors: Drummond, Jay Paul, Blackson, Dale, Smith, Mark D., Weis, David W., Cichon, Bob A., Moales, Mark A., Ess, Joseph C., Church, James
• Primary Examiner(s): Hayes, John W.
• Application Number:
  US10/226,193
• Publication Number:
  US 20030018580A1
• Time in Patent Office: 1,203 Days
• Field of Search: 705/35, 705/39, 705/42, 705/43, 705/26, 705/14, 902/8, 902/14, 902/18, 902/20, 902/24, 902/36, 902/40, 235/375, 235/379
• US Class Current: 705/43
• CPC Class Codes: G06F 16/95 Retrieval from the web
• CPC Class Codes: G06F 3/023 Arrangements for converting discrete items of information into a coded form, e.g. arrangements for interpreting keyboard generated codes as alphanumeric codes, operand codes or instruction codes
• CPC Class Codes: G06F 3/04895 Guidance during keyboard input operation, e.g. prompting
• CPC Class Codes: G06Q 20/00 Payment architectures, schemes or protocols apparatus for performing or posting payment transactions G07F7/08, G07F19/00; electronic cash registers G07G1/12
• CPC Class Codes: G06Q 20/042 characterized in that the payment protocol involves at least one cheque
• CPC Class Codes: G06Q 20/108 Remote banking, e.g. home banking
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 20/18 involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
• CPC Class Codes: G06Q 20/202 Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/201 Accessories of ATMs
• CPC Class Codes: G07F 19/206 Software aspects at ATMs
• CPC Class Codes: G07F 19/211 Software architecture within ATMs or in relation to the ATM network
• CPC Class Codes: H04L 63/0853 using an additional device, e.g. smartcard, SIM or a different communication terminal cryptographic mechanisms or cryptographic arrangements for entity authentication involving additional secure or trusted devices H04L9/3234
• CPC Class Codes: H04L 63/0861 using biometrical features, e.g. fingerprint, retina-scan cryptographic mechanisms or cryptographic arrangements for entity authentication using biological data H04L9/3231
• CPC Class Codes: H04L 63/12 Applying verification of the received information cryptographic mechanisms or cryptographic arrangements for data integrity or data verification H04L9/32
• CPC Class Codes: H04L 67/02 based on web technology, e.g. hypertext transfer protocol [HTTP]
• CPC Class Codes: H04L 67/12 : specially adapted for proprietary or special-purpose networking environments, e.g. medical networks, sensor networks, networks in vehicles or remote metering networks
• CPC Class Codes: H04L 67/34 : involving the movement of software or configuration parameters network booting or remote initial program loading [RIPL] G06F9/4416
• CPC Class Codes: H04L 67/563 : Data redirection of data network streams
• CPC Class Codes: H04L 67/565 : Conversion or adaptation of application format or content adding application control or application functional data H04L67/561
• CPC Class Codes: H04L 67/568 : Storing data temporarily at an intermediate stage, e.g. caching
• CPC Class Codes: H04L 69/329 : in the application layer [OSI layer 7]
• CPC Class Codes: H04L 69/40 : for recovering from a failure of a protocol instance or entity, e.g. service redundancy protocols, protocol state redundancy or protocol service redirection management of faults, events, alarms or notifications in data switching networks H04L41/06
• CPC Class Codes: H04L 9/40 : Network security protocols

Abstract

An automated banking machine (12) is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16), as well as in response to messages exchanged with foreign servers (20, 22, 24, 26, 28, 96) in a wide area network (18). The banking machine includes a computer (34) having an HTML document handling portion (76, 80, 82). The HTML document handling portion is operative to communicate through a proxy server (88), with a home HTTP server (90) in the intranet or the foreign servers in the wide area network. The computer further includes a device application portion (84) which interfaces with the HTML document handling portion and dispatches messages to operate devices (36) in the automated banking machine. The devices include a sheet dispenser mechanism (42) which dispenses currency as well as other transaction devices. The device application portion communicates with a device interfacing software portion (64) in the banking machine through a device server (92) in the intranet. The device server maintains local control over the devices in the banking machine including the sheet dispenser. The banking machine operates to read indicia on the user'"'"'s card corresponding to a system address. The computer is operative to connect the banking machine to the home or foreign server corresponding to the system address, which connected server operates the banking machine until the completion of transactions by the user.

Claims

1. An article adapted to cause operation of at least one computer in an automated banking machine, the automated banking machine including a plurality of devices, wherein at least one of the devices comprises a cash dispenser that is selectively operative to dispense cash to a user of the machine, wherein the automated banking machine further includes document handling software and a device interfacing software portion operating in the at least one computer, wherein the document handling software is operative to process at least one markup language document associated with operation of the cash dispenser, the article comprising:

a plurality of computer executable instructions, which instructions when executed by the at least one computer are operative to cause a device application software portion to operate in the at least one computer, wherein the device application software portion is operative to communicate with the document handling software and the device interfacing software portion, and wherein the device application software portion is operative to cause the cash dispenser to dispense cash responsive to processing of the at least one markup language document by the document handling software.

2. An automated banking machine comprising:

a computer operative in the automated banking machine;

a plurality of transaction function devices in the automated banking machine, wherein the transaction function devices are in operative connection with the computer, wherein at least one of the transaction function devices includes a cash dispenser;

a device application software portion operative in the computer, wherein the device application software portion includes a plurality of components which are each associated with at least one corresponding transaction function device, wherein at least one of the components of the device application software portion is associated with the cash dispenser;

a device interfacing software portion operative in the computer, wherein the device interfacing software portion is operative to control operation of each of the transaction function devices, wherein the device interfacing software portion includes a plurality of common device interfaces, wherein each common device interface is associated with at least one of the transaction function devices, wherein each common device interface is operative to control the operation of at least one of the transaction function devices, wherein at least one of the common device interfaces is associated with the cash dispenser and is operative to control operation of the cash dispenser, wherein the at least one of the components of the device application software portion which is associated with the cash dispenser is operative to cause the at least one of the common device interfaces associated with the cash dispenser to operate the cash dispenser to dispense cash through communication with the device interfacing software portion;

document handing software operative in the computer, wherein the device application software portion is operative responsive to the document handling software to cause the transaction function devices to operate through communication with the device interfacing software portion.

3. A method comprising:

(a) sending with at least one component of a device application software portion of an automated banking machine, at least one first communication to a device interfacing software portion, wherein the at least one first communication corresponds to an operation of at least one transaction function device of the automated banking machine, wherein the automated banking machine includes a cash dispenser, wherein the device interfacing software portion includes at least one common device interface component, wherein the at least one common device interface component is associated with both the at least one component of the device application software portion and the at least one transaction function device;

(b) responsive to the at least one first communication, sending with the common device interface component of the device interfacing software portion at least one second communication corresponding to the operation of the at least one transaction function device to the at least one transaction function device, wherein the at least one transaction function device corresponds to the cash dispenser; and

(c) responsive to the at least one second communication, performing the operation with the at least one transaction function device, including dispensing cash with the cash dispenser.

4. Apparatus comprising:

an automated banking machine including;

at least one computer;

at least one transaction function device,

wherein the at least one transaction function device is in operative connection with the at least one computer,

wherein the at least one transaction function device includes a cash dispenser,

wherein the cash dispenser is selectively operative to dispense cash to a user of the machine,

computer readable media including software comprising computer executable instructions thereon, wherein the software includes;

device interfacing software,

wherein the device interfacing software when executed by the at least one computer is operative to control operation of the cash dispenser,

browser software,

wherein the browser software when executed by the at least one computer is operative to process at least one markup language document including at least one cash dispenser operation related instruction,

device application software,

wherein the device application software when executed by the at least one computer is operative to communicate with both the browser software and the device interfacing software,

wherein the device application software when executed by the at least one computer is operative to cause the device interfacing software to operate the cash dispenser to dispense cash responsive to the browser software processing at least one cash dispenser operation instruction.

5. The apparatus according to claim 4, further comprising at least one markup language document including at least one cash dispenser operation instruction, wherein the browser software when executed by the at least one computer is operative to process the at least one markup language document, wherein the device application software when executed by the at least one computer is operative to cause the device interfacing software to cause the at least one computer to operate the cash dispenser to dispense cash responsive to the browser software processing the at least one markup language document.

6. The apparatus according to claim 5, further comprising a server computer remotely located from the automated banking machine, wherein the at least one computer is operative to communicate with the server computer to access the at least one markup language document.

7. The apparatus according to claim 6, wherein the device application software portion includes plural components, wherein each component is associated with at least one transaction function device, wherein at least one component is associated with the cash dispenser, wherein the at least one component associated with the cash dispenser is operative to cause the device interfacing software portion to operate the cash dispenser responsive to the browser software processing the at least one markup language document.

8. The apparatus according to claim 7, wherein the automated banking machine comprises an Automated Teller Machine (ATM), wherein the device interfacing software and the browser software and the device application software are operative in the at least one computer, wherein the at least one computer and the at least one transaction function device are included in the ATM.