Gift matching method
First Claim
1. A method for electronically transferring an amount of money from a first party to a third party where the amount is enhanced by a second party, the method comprising steps of:
- receiving transfer information from the first party, wherein the transfer information includes a third party identifier, a second party identifier and the amount, wherein the second party associated with the first party is selected from a set of possible second parties in a database;
analyzing the transfer information;
determining an enhancing amount generated from a profile of the second party to transfer from the second party to the third party; and
transferring money corresponding to the amount and the enhancing amount to a stored value fund associated with the third party.
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Accused Products
Abstract
A method for electronically transferring an amount of money from an initiator to a receiver is disclosed. The amount is enhanced or matched by a matching party. In one step, transfer information is received from the initiator. The transfer information includes at least two of a third party identifier, a second party identifier and the amount. The transfer information is analyzed. An enhancing amount to transfer from the matching party to the receiver is determined. Money is transferred to the receiver that corresponds to the amount and the enhancing amount.
33 Citations
27 Claims
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1. A method for electronically transferring an amount of money from a first party to a third party where the amount is enhanced by a second party, the method comprising steps of:
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receiving transfer information from the first party, wherein the transfer information includes a third party identifier, a second party identifier and the amount, wherein the second party associated with the first party is selected from a set of possible second parties in a database; analyzing the transfer information; determining an enhancing amount generated from a profile of the second party to transfer from the second party to the third party; and transferring money corresponding to the amount and the enhancing amount to a stored value fund associated with the third party. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18)
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19. A method for electronically transferring money, the method comprising steps of:
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receiving transfer information from a first party, wherein the transfer information comprises a third party identifier, a second party identifier and a first amount, wherein the second party associated with the first party is selected from a set of possible second parties in a database; analyzing the transfer information; determining a second amount generated from a profile of a second party to transfer from the second party to a third party, wherein the second amount is algorithmically related to the first amount; checking the second amount; transferring a third amount corresponding to the first amount to the third party; and transferring a fourth amount corresponding to the second amount to the third party, based at least in part on results of the checking step, the fourth amount transferred from a stored value fund associated with the second party. - View Dependent Claims (20, 21, 22, 23, 24)
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25. A method for electronically transferring money, the method comprising steps of:
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receiving transfer information from a first party, wherein the transfer information comprises a third party identifier, a second party identifier and a first amount, wherein the second party associated with the first party is selected from a set of possible second parties in a database; determining a second amount generated from a profile of a second party to transfer from the second party to the third party, wherein the second amount is algorithmically related to the first amount; checking the second amount against a predetermined criteria; transferring a third amount corresponding to the first amount to the third party; and automatically transferring a fourth amount corresponding to the second amount to the third party, based at least in part on results of the checking step. - View Dependent Claims (26, 27)
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Specification