Method and system for processing unclaimed property information
First Claim
1. A method for acquiring unclaimed property information, comprising:
- automatically obtaining periodically a plurality of unclaimed property information from a plurality of unclaimed property repositories, wherein the plurality of unclaimed property information is maintained in a plurality of different formats by the plurality of unclaimed property repositories;
automatically transforming the plurality of unclaimed property information maintained in the plurality of different formats into a unified database, thereby creating transformed unclaimed property information; and
automatically creating a plurality of database records in an unclaimed property database with the transformed unclaimed property information using the unified database format.
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Accused Products
Abstract
A method and system for processing unclaimed property information. Escheat or unclaimed property information is periodically obtained from one or more unclaimed property repositories. The unclaimed property information maintained in multiple formats at the one or more unclaimed property repositories is transformed into a unified database format. Multiple database records are created in an unclaimed property database using the unified database format. Owners of unclaimed property, identified in the unclaimed property database are automatically located by searching one or more other databases on public and private computer networks such as the Internet. A located owner of unclaimed property is automatically notified as to the existence and amount of unclaimed property with electronic mail, an automatic voice recording or via paper documents. A graphical user interface available on a computer network is presented that allows an identified owner of unclaimed property to request unclaimed property. The graphical user interface is used to automatically request that unclaimed property from the one or more unclaimed property repositories for the identified owner be disbursed to the identified owner of unclaimed property.
55 Citations
26 Claims
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1. A method for acquiring unclaimed property information, comprising:
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automatically obtaining periodically a plurality of unclaimed property information from a plurality of unclaimed property repositories, wherein the plurality of unclaimed property information is maintained in a plurality of different formats by the plurality of unclaimed property repositories; automatically transforming the plurality of unclaimed property information maintained in the plurality of different formats into a unified database, thereby creating transformed unclaimed property information; and automatically creating a plurality of database records in an unclaimed property database with the transformed unclaimed property information using the unified database format. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. A method of locating owners of unclaimed property, comprising:
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(a) reading a database record from an unclaimed property database, wherein the unclaimed property database includes a plurality of database records automatically created from a plurality of unclaimed property information from a plurality of unclaimed property repositories, and wherein the unclaimed property information is stored in a unified database format in the unclaimed property database; (b) determining whether an owner of unclaimed property identified in the database record can be automatically located by searching one or more other databases on public and private computer networks; and
if so,(c) notifying automatically an owner of unclaimed property as to the existence and amount of unclaimed property; and (d) repeating steps (a) and (b) for unique records in the unclaimed property database. - View Dependent Claims (14, 15, 16, 17, 18)
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19. A method for automatically requesting disbursement of unclaimed property, comprising:
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providing a graphical user interface available on a computer network that allows an identified owner of unclaimed property to request unclaimed property; electronically collecting appropriate information required by one or more unclaimed property repositories to disburse unclaimed property and a fee via the graphical user interface from an identified owner of unclaimed property; electronically processing necessary forms for the one or more unclaimed property repositories for the identified owner of unclaimed property using the collected information; requesting automatically with the electronically processed forms that unclaimed property from the one or more unclaimed property repositories for the identified owner be disbursed to the identified owner of unclaimed property. - View Dependent Claims (20, 21, 22, 23, 24)
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25. An unclaimed property network system, comprising in combination:
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an unclaimed property acquisition module for automatically obtaining periodically a plurality of unclaimed property information from a plurality of unclaimed property repositories, wherein the plurality of unclaimed property information is maintained in a plurality of different formats by the plurality of unclaimed property repositories, automatically transforming the plurality of unclaimed property information maintained in the plurality of formats into a unified database format, thereby creating transformed unclaimed property information, and automatically creating a plurality of database records in an unclaimed property database with transformed unclaimed property information using the unified database format; an unclaimed property identification module for reading a database record from an unclaimed property database, determining whether an owner of unclaimed property identified in the database record can be automatically located by searching one or more other databases on public and private computer networks, and if so, notifying automatically an owner of unclaimed property as to the existence and amount of unclaimed property; an unclaimed property disbursement module for electronically collecting appropriate information required by one or more unclaimed property repositories to disburse unclaimed property and a fee via a graphical user interface from an identified owner of unclaimed property, electronically processing necessary forms for the one or more unclaimed property repositories for the identified owner of unclaimed property using the collected information, and requesting automatically with the electronically processed forms that unclaimed property from the one or more unclaimed property repositories for the identified owner be disbursed to the identified owner of unclaimed property; an unclaimed property database module for automatically storing a plurality of unclaimed property information in an unclaimed property database in a unified database format; and a graphical user interface available on a computer network that allows an identified owner of unclaimed property to request unclaimed property via the unclaimed property disbursement module. - View Dependent Claims (26)
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Specification