Electronic purchase of goods over a communications network including physical delivery while securing private and personal information of the purchasing party
First Claim
1. A system for a first party using a first device to order a good from a second party using a second device over a communications network linking the first and second devices, the first party having information of a personal or private nature specific to the first party or the first device including the first party'"'"'s name and a first address associated therewith, the system providing for payment to the second party while securing said first party'"'"'s name and first address from to second party, comprising:
- a proxy device altering information of a personal or private nature including at least the first party'"'"'s name and first address directed from the first device to the second device to prevent the second party from determining said information of a personal or private nature specific to the first party of the first device;
at least a third device communicating with the proxy device for approving or disapproving the purchase based on financial information of the first party available to the third device, and if the purchase is approved, for electronically crediting an amount to the second party and electronically debiting a payment from the first party and electronically crediting the proxy device with a transaction fee, wherein the third device divides the payment electronically debited from the first party into at least said amount credited to the second party and said transaction fee credited to the proxy device.
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Accused Products
Abstract
E-commerce which may include delivery of a good ordered or purchased over a network (e.g., the Internet) to a purchaser/user, and/or arranging for electronic payment of the good is accomplished while securing private and personal information of purchasers/users. Proxy software is provided for user computers, one or more proxy computers, or both, for users to communicate with vendors anonymously over the network, provide for delivery of an ordered good and provide for electronic payment, while securing the user'"'"'s private information.
406 Citations
6 Claims
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1. A system for a first party using a first device to order a good from a second party using a second device over a communications network linking the first and second devices, the first party having information of a personal or private nature specific to the first party or the first device including the first party'"'"'s name and a first address associated therewith, the system providing for payment to the second party while securing said first party'"'"'s name and first address from to second party, comprising:
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a proxy device altering information of a personal or private nature including at least the first party'"'"'s name and first address directed from the first device to the second device to prevent the second party from determining said information of a personal or private nature specific to the first party of the first device; at least a third device communicating with the proxy device for approving or disapproving the purchase based on financial information of the first party available to the third device, and if the purchase is approved, for electronically crediting an amount to the second party and electronically debiting a payment from the first party and electronically crediting the proxy device with a transaction fee, wherein the third device divides the payment electronically debited from the first party into at least said amount credited to the second party and said transaction fee credited to the proxy device. - View Dependent Claims (2, 3, 4, 5, 6)
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Specification