Method and system for facilitation of wireless e-commerce transactions

• US 7,209,903 B1
• Filed: 10/17/2000
• Issued: 04/24/2007
• Est. Priority Date: 07/13/2000
• Status: Expired due to Term

• Current Assignee: Aeritas LLC
• Original Assignee: Ctech Global Services Corporation Limited
• Inventors: Mamdani, Malik, Grant, Curtis, Johnson, Patrick, BOMAR, KEVIN, Whatley, Tim
• Primary Examiner(s): Abdi, Kambiz
• Application Number:
  US09/690,601
• Time in Patent Office: 2,380 Days
• Field of Search: 705/11, 705/1, 705/500, 705/39, 705/41, 705/44, 705/64, 705/75, 705/80, 235/11, 235/462.01, 235/375, 235/382.5
• US Class Current: 705/75
• CPC Class Codes: G06K 7/1095 the scanner comprising adaptations for scanning a record carrier that is displayed on a display-screen or the like
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/105 involving programming of a portable memory device, e.g. IC cards, "electronic purses"
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 20/32 using wireless devices
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/3274 using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
• CPC Class Codes: G06Q 20/382 insuring higher security of transaction
• CPC Class Codes: G06Q 20/385 using an alias or single-use codes
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 20/401 Transaction verification
• CPC Class Codes: G06Q 20/40145 Biometric identity checks
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: H04L 2463/102 applying security measure for e-commerce data processing systems or methods, specially adapted for e-commerce G06Q30/00
• CPC Class Codes: H04L 63/0861 using biometrical features, e.g. fingerprint, retina-scan cryptographic mechanisms or cryptographic arrangements for entity authentication using biological data H04L9/3231
• CPC Class Codes: H04L 67/02 based on web technology, e.g. hypertext transfer protocol [HTTP]
• CPC Class Codes: H04M 2203/105 Financial transactions and auctions, e.g. bidding auctioneering devices in packet switching networks H04L12/1804
• CPC Class Codes: H04M 2203/353 where the information comprises non-audio but is provided over voice channels protocols for multimedia information services per se H04L65/00
• CPC Class Codes: H04M 2207/18 wireless networks
• CPC Class Codes: H04M 3/4938 : comprising a voice browser which renders and interprets, e.g. VoiceXML
• CPC Class Codes: H04W 12/06 : Authentication

Abstract

A method for facilitating a wireless transaction includes receiving, by a transaction fulfillment system, a transaction request from a transaction requester and verifying an identity of the transaction requester. After verifying the identity of the transaction requester, a transaction code is communicated from the transaction fulfillment system to a wireless communication device. After receiving the transaction code, the transaction code is optically scanned from a visual display of the wireless communication device by the transaction fulfillment system.

Claims

1. A method facilitating a wireless transaction, said transaction involving a payment obligation on behalf of a requester and a fulfillment obligation on behalf of an entity offering a product or service to provide said product or service, comprising:

communicating a first transaction code to a wireless communication device, said code representative of a wireless transaction for a product or service requested by a transaction requester that has indicated an acceptance of an obligation to pay for said product or service;

optically scanning, by a transaction fulfillment system, the first transaction code from a visual display of the wireless communication device in fulfillment of said wireless transaction for said product or service; and

triggering, by said transaction fulfillment system, a wireless transaction fulfillment event in response to optically scanning said first transaction code whereby said offering entity fulfills said obligation to provide said product or service and removes said product or service for which said obligation has been fulfilled from being an available offering of said entity.

2. The method of claim 1 wherein communicating the first transaction code includes communicating the first transaction code from the transaction fulfillment system.

3. The method of claim 1 wherein communicating the first transaction code includes communicating the first transaction code from a radio transceiver of the transaction fulfillment system to a radio transceiver of the wireless communication device.

4. The method of claim 1 wherein communicating the first transaction code includes communicating the first transaction code from a transaction management system.

5. The method of claim 1, further comprising:

verifying the first transaction code in response to scanning the first transaction code.

6. The method of claim 5 wherein verifying the first transaction code includes communicating a decoded representation of the first transaction code from the transaction fulfillment system to a transaction management system.

7. The method of claim 5, further comprising:

communicating a first fulfillment verification from the transaction fulfillment system to a transaction management system after verifying the first transaction code.

8. The method of claim 7, further comprising:

communicating a second transaction code to the wireless communication device after verifying the first transaction code; and

verifying the second transaction code.

9. The method of claim 8, further comprising:

communicating a second fulfillment verification from the transaction fulfillment system to the transaction management system after verifying the second transaction code.

10. The method of claim 8 wherein verifying the second transaction code includes communicating a decoded representation of the second transaction code from the transaction fulfillment system to a transaction management system.

11. The method of claim 8 wherein communicating the first transaction code includes communicating the first transaction code from the transaction fulfillment system.

12. The method of claim 11 wherein communicating the first and the second transaction codes includes communicating the first and the second transaction codes directly from the transaction fulfillment system to the wireless communication device.

13. The method of claim 12 wherein communicating the first and the second transaction codes directly from the transaction fulfillment system includes communicating the first and the second transaction codes from a radio transceiver of the transaction fulfillment system to a radio transceiver of the wireless communication device.

14. The method of claim 8 wherein communicating the first and the second transaction codes includes communicating the first and the second transaction codes from the transaction management system to the wireless communication device.

15. The method of claim 8 wherein communicating the first transaction code and the second transaction code includes communicating a first transaction barcode and a second transaction barcode, respectively.

16. The method of claim 8, further comprising:

communicating a message from the transaction fulfillment system to the wireless communication device after verifying the second transaction code.

17. The method of claim 16 wherein communicating the message includes communicating the message directly from the transaction fulfillment system to the wireless communication device.

18. The method of claim 17 wherein communicating the message directly from the transaction fulfillment system includes communicating the message from a radio transceiver of the transaction fulfillment system to a radio transceiver of the wireless communication device.

19. The method of claim 1, further comprising:

receiving, by the transaction fulfillment system, a transaction request from the wireless communication device prior to communicating the first transaction code.

20. The method of claim 1 wherein communicating the first transaction code includes communicating a first optically scannable transaction code.

21. A method facilitating a wireless transaction, comprising:

receiving a transaction request for admission to an event from a transaction requester, said event being selected and paid for by said transaction requester in connection with said transaction request;

optically scanning, by a transaction fulfillment system, a transaction code from a visual display of a wireless communication device, said code representative of said requested transaction for admission to said selected and paid for event; and

enabling fulfillment of the transaction request in response to scanning the transaction code, including triggering at least one physical fulfillment event to allow admission to said selected and paid for event.

22. A method facilitating a wireless transaction, said transaction involving a payment obligation on behalf of a requester and a fulfillment obligation on behalf of a provider to provide a product or service, comprising:

receiving, by a transaction fulfillment system, a transaction request for a product or service from a transaction requester that has indicated an acceptance of an obligation to pay for said product or service;

verifying an identity of the transaction requester;

communicating a transaction code from the transaction fulfillment system to a wireless communication device after verifying the identify of the transaction requester, said code representative of said transaction requested;

optically scanning, by the transaction fulfillment system, the transaction code from a visual display of the wireless communication device in fulfillment of said transaction for a product or service; and

triggering, by said transaction fulfillment system, a wireless transaction fulfillment event in response to optically scanning said first transaction code whereby said provider fulfills said obligation to provide said product or service and said requested product or service is received.

23. A system facilitating a wireless transaction, said transaction involving a payment obligation on behalf of a requester and a fulfillment obligation on behalf of an entity offering a product or service to provide said product or service, comprising:

means for communicating, via a transaction apparatus, a transaction code to a wireless communication device, said code representative of a wireless transaction for a product or service requested by a transaction requester that has indicated an acceptance of an obligation to pay for said product or service;

means for optically scanning, via said transaction apparatus, the transaction code from a visual display of the wireless communication device in fulfillment of said wireless transaction for a product or service; and

means for triggering, by said transaction fulfillment system, a wireless transaction fulfillment event in response to optically scanning said first transaction code whereby said provider fulfills said obligation to provide said product or service and said requested product or service is received.

24. The system of claim 23 wherein the transaction fulfillment system is coupled to a telecommunication network system for enabling communication with the wireless communication device.

25. The system of claim 24 wherein the transaction fulfillment system is coupled to the telecommunication network through a computer network system.

26. The system of claim 23 wherein the transaction fulfillment system is coupled to a wireless data network system for enabling communication with the wireless communication device.

27. The system of claim 26 wherein the transaction management system is coupled to the wireless data network system through a computer network system.

28. The system of claim 27 wherein the wireless data network system includes a wireless local area network system.

29. The system of claim 23, further comprising:

a transaction management system coupled to the transaction fulfillment system and capable of;

verifying an identity of a transaction requester.

30. The system of claim 29 wherein the transaction management system includes speech services module for audibly verifying the identity of the transaction requester.

31. The system of claim 30 wherein the speech services module is capable of receiving a spoken authentication code from the wireless communication device and authenticating the spoken authentication code.

32. The system of claim 31 wherein the speech services module include a voice authentication system for comparing the spoken authentication code to an authentic voice print.

33. The system of claim 23 wherein the transaction fulfillment system includes a code scanning device for optically scanning the transaction code.

34. The system of claim 33 wherein the code scanning device includes a bar code reader.

35. The system of claim 23 wherein the transaction fulfillment system is capable of decoding the transaction code in response to optically scanning the transaction code.

36. The system of claim 23 wherein the transaction fulfillment system and the wireless communication device each include a radio transceiver for enabling communication directly between the wireless communication device and the transaction fulfillment system.

37. A system facilitating a wireless transaction, comprising:

means for receiving, via a transaction fulfillment system, a transaction request for admission to an event from a transaction requester, said event being selected and paid for by said transaction requester in connection with said transaction request;

means for optically scanning, by said transaction fulfillment system, a transaction code from a visual display of the wireless communication device, said code representative of said requested transaction for admission to said selected and paid for event; and

means for enabling fulfillment of the transaction request in response to scanning the transaction code, including triggering at least one physical fulfillment event to allow admission to said selected and paid for event.