Method and system for facilitation of wireless e-commerce transactions

• US 7,240,036 B1
• Filed: 10/17/2000
• Issued: 07/03/2007
• Est. Priority Date: 07/13/2000
• Status: Expired due to Term

• Current Assignee: Aeritas LLC
• Original Assignee: Gtech Global Services Corporation Limited (International Game Technology)
• Inventors: Mamdani, Malik, Grant, Curtis, Johnson, Patrick, BOMAR, KEVIN, Whatley, Tim
• Primary Examiner(s): Hayes, John W.
• Assistant Examiner(s): Abdi, Kambiz
• Application Number:
  US09/690,212
• Time in Patent Office: 2,450 Days
• Field of Search: 705/64, 705/75, 705/80, 705/39, 705 41- 44, 235/375, 235/382.5
• US Class Current: 705/75
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/105 involving programming of a portable memory device, e.g. IC cards, "electronic purses"
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/326 Payment applications installed on the mobile devices
• CPC Class Codes: G06Q 20/3274 using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
• CPC Class Codes: G06Q 20/382 insuring higher security of transaction
• CPC Class Codes: G06Q 20/385 using an alias or single-use codes
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 20/40145 Biometric identity checks
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: H04L 2463/102 applying security measure for e-commerce data processing systems or methods, specially adapted for e-commerce G06Q30/00
• CPC Class Codes: H04L 63/0861 using biometrical features, e.g. fingerprint, retina-scan cryptographic mechanisms or cryptographic arrangements for entity authentication using biological data H04L9/3231
• CPC Class Codes: H04L 67/02 based on web technology, e.g. hypertext transfer protocol [HTTP]
• CPC Class Codes: H04M 2203/105 Financial transactions and auctions, e.g. bidding auctioneering devices in packet switching networks H04L12/1804
• CPC Class Codes: H04M 2203/353 where the information comprises non-audio but is provided over voice channels protocols for multimedia information services per se H04L65/00
• CPC Class Codes: H04M 2207/18 wireless networks
• CPC Class Codes: H04M 3/4938 comprising a voice browser which renders and interprets, e.g. VoiceXML
• CPC Class Codes: H04W 12/06 Authentication

Abstract

A method for facilitating a wireless transaction includes receiving, by a transaction management system, a transaction request and a spoken authentication code from a transaction requester. After authenticating the spoken authentication code, a transaction code is communicated from the transaction management system to a wireless communication device. The transaction code is then optically scanned from a visual display of the wireless communication device.

Claims

1. A method for facilitating a wireless transaction, comprising:

providing a transaction apparatus having a transaction management system and a transaction fulfillment system located in remote locations and in communication with each other, the transaction apparatus having means for communicating a transaction code representative of a requested transaction to a wireless communication device apart from the transaction apparatus for dispaly on a display of the wireless device;

receiving, by the transaction management system, a transaction request from a transaction requester for a commerical item;

verifying an identity of the transaction requester by authenticating a spoken authentication code including comparing the spoken authentication code to an authentic voice print of an authorized user of the wireless communication device;

communicating, by the transaction apparatus, a first transaction code to the wireless communication device;

displaying the first transaction code on a visual display of the wireless communication device;

optically scanning, by the transaction fulfillment system, the first transaction code from the visual display; and

receiving, by the transaction management system from the transaction fulfillment system, a decoded representation of the first transaction code in response to optically scanning the first transaction code, and correlating the decoded transaction code to a transaction fulfillment event for the commercial item.

2. The method of claim 1 wherein communicating the first transaction code includes communicating a first optically scannable transaction code.

3. The method of claim 2 wherein communicating the optically scannable first transaction code includes communicating a first transaction barcode.

4. The method of claim 1 wherein transaction apparatus further includes a client computer system of an entily offering a product or service requested in the transaction request.

5. The method of claim 4, wherein said siad client computer system is in communication with the transaction management system and the transaction fulfillment system to facilitate the requested transaction.

6. The method of claim 1 wherein authenticating the spoken authentication code includes receiving, by the transaction management system, a spoken authentication code.

7. The method of claim 6 wherein receiving the spoken authentication code includes receiving the spoken authentication code from the wireless communication device.

8. The method of claim 1, further comprising:

displaying the first transaction code on a visual display of the wireless communication device; and

optically scanning the first transaction code from the visual display.

9. The method of claim 1, further comprising:

receiving, by the transaction management system, a first fulfillment verification after optically scanning the first transaction code.

10. The method of claim 9, further comprising:

communicating a second transaction code to the wireless communication device after receiving the first fulfillment verification.

11. The method of claim 10 wherein communicating the second transaction code includes communicating the second transaction code from the transaction fulfillment system.

12. The method of claim 10, further comprising:

optically scanning the second transaction code from a visual display of the wireless communication device.

13. The method of claim 12, further comprising:

receiving, by the transaction management system, a decoded representation of the second transaction code in response to optically scanning the second transaction code.

14. The method of claim 12, further comprising;

receiving, by the transaction management system, a second fulfillment verification after optically scanning the second transaction code.

15. The method of claim 1, further comprising:

verifying the first transaction code.

16. The method of claim 15 wherein verifying the first transaction code includes decoding, by a transaction fulfillment system, the first transaction code and communicating a decoded representation of the first transaction code to the transaction management system.

17. The method of claim 16 wherein decoding the first transaction code includes optically scanning the first transaction code from a visual display of the wireless communication device prior to decoding the first transaction code.

18. The method of claim 16, further comprising:

communicating a second transaction code to the wireless communication device after verifying the first transaction code.

19. The method of claim 18 wherein communicating the second transaction code includes communicating the second transaction code from the transaction management system.

20. The method of claim 18 wherein communicating the second transaction code includes communicating the second transaction code from a transaction fulfillment system.

21. The method of claim 20 wherein communicating the second transaction code includes communicating the second transaction code directly from the transaction fulfillment system to the wireless communication device.

22. The method of claim 21 wherein communicating the second transaction code directly from the transaction fulfillment system includes communicating the second transaction code from a radio transceiver of the transaction fulfillment system to a radio transceiver of the wireless communication device.

23. The method of claim 18, further comprising:

verifying the second transaction code.

24. The method of claim 23, further comprising:

communicating a fulfillment verification to the transaction management system in response to verifying the second transaction code.

25. The method of claim 23, further comprising:

communicating a transaction message to the wireless communication device after verifying the second transaction code.

26. The method of claim 25 wherein communicating the transaction message includes communicating the transaction message from the transaction management system.

27. The method of claim 25 wherein communicating the transaction message includes communicating the transaction message from a transaction fulfillment system.

28. The method of claim 27 wherein communicating the transaction message includes communicating the transaction message directly from the transaction fulfillment system to the wireless communicating device.

29. The method of claim 28 wherein communicating the transaction message directly from the transaction fulfillment system includes communicating the transaction message from a radio transceiver of the transaction fulfillment system to a radio transceiver of the wireless communication device.

30. A system for facilitating a wireless transaction, comprising:

a transaction management system capable of receiving a transaction request of a transaction requester verifying an identity of the transaction requester communicating a first transaction code to a wireless communication device for display on the display of the wireless device, the transaction management system further including a speech services module for audibly verifying the identity of the transaction requester wherein the speech services module is capable of receiving a spoken authentication code from the wireless communication device and authenticating the spoken authentication code, and wherein the speech services module includes a voice authentication system for comparing the spoken authentication code to an authentic voice print;

a transaction fulfillment system for optically scanning the transaction code form a visual display of the wireless communication device, the transaction fulfillment system being in remote location from and in communication with the transaction management system; and

means for receiving, by the transaction management system from the transaction fulfillment system, a decoded representation of the first transaction code in response to optically scanning the first transaction code, and correlating the decoded transaction code to a transaction fulfillment event for the commercial item.

31. The system of claim 30 wherein the transaction management system is coupled to a wireless data network system for enabling communication with the wireless communication device.

32. The system of claim 31 wherein the transaction management system is coupled to the wireless data network system through a computer network system.

33. The system of claim 30 wherein the transaction management system is coupled to a wireless data network system for enabling communication with the wireless communication device.

34. The system of claim 33 wherein the transaction management system is coupled to the wireless data network system through a computer network system.

35. The system of claim 34 wherein the wireless data network system includes a wireless local area network system.

36. The system of claim 30 wherein the transaction fulfillment system includes a code scanning device.

37. The system of claim 36 wherein the code scanning device includes a bar code reader.

38. The system of claim 30 wherein the transaction fulfillment system is capable of decoding the transaction code in response to optically scanning the transaction code.

39. The system of claim 30 wherein the transaction fulfillment system and the wireless communication device each include a radio transceiver for enabling communication directly between the wireless communication device and the transaction fulfillment system.

40. The system of claim 30, further comprising:

a client computer system coupled to the transaction management system.

41. A method for facilitating a wireless transaction, comprising:

providing a transaction apparatus having a transaction management system, a transaction fulfillment system and a client computer system in communication with each other, the client computer system storing product and service information, the transaction apparatus having means for communicating a transaction code representative of a requested transaction to a wireless communication device apart from the transaction apparatus for display on a display of the wireless device;

receiving, by a transaction management system, a transaction request from a transaction requester for a commercially available item;

verifying the identity of the transaction requester by authenticating a spoken authentication code including comparing the spoken authentication code to an authentic voice print of an authorized user of the wireless communication device;

communicating a first transaction code to a wireless communication device;

displaying the first transaction code on a visual display of the wireless communication device; and

optically scanning, by the transaction fulfillment system, the first transaction code from the visual display and communicating, by the transaction fulfillment system, a decoded representation of the first transaction code to the transaction management system in response to optically scanning the first transaction code.