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Multiple party reward system utilizing single account

  • US 7,318,041 B2
  • Filed: 11/07/2001
  • Issued: 01/08/2008
  • Est. Priority Date: 12/31/1998
  • Status: Expired due to Fees
First Claim
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1. A method comprising:

  • receiving transaction data associated with a customer transaction;

    retrieving a customer record based on the transaction data, the customer record including account information identifying a primary account holder and at least one sub-account holder;

    determining that the primary account holder and at least one of the sub-account holders are physically present;

    transacting with at least one of the primary account holder and a present sub-account holder;

    determining a reward; and

    allocating the reward according to at least one rule to at least one of the primary account holder and any sub-account holders determined to be present.

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