Methods for purchasing of goods and services
First Claim
1. A method for conducting a purchasing agreement for goods and services between a consumer and a merchant through asecure transaction server (STS) as a trusted third party, comprising:
- generating, by the consumer independently of the merchant and the STS, a consumer view of the purchasing agreement secured based upon both a first mobile device parameter stored in a consumer mobile device and a second mobile device parameter input to the consumer mobile device;
transmitting over an open and non-secure wireless communication channel the secured consumer view of the purchasing agreement to the merchant;
generating, by the merchant independently of the consumer and the STS, a secured merchant view of the agreement,transmitting the consumer and merchant views of the agreement to the STS; and
verifying, by the STS, conditions of the purchase agreement including identities of the merchant and the consumer in the independently generated secured consumer and merchant views of the purchase agreement, based upon the first and second consumer mobile device parameters for the secured consumer view, andtaking action, by the STS, executing the purchasing agreement based upon the verifying of the purchasing agreement.
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Accused Products
Abstract
A method for conducting a purchasing agreement for goods and services between a consumer and a merchant through a trusted a third party and using a wireless network includes generating, by the consumer, a first view of the agreement and transmitting the first view of the agreement to the third party, generating, independently by the merchant, a second view of the agreement and transmitting the second view of the agreement to the third party, and receiving, by the third party the consumer view of the agreement and the merchant view of the agreement, verifying identities of the merchant and the consumer and that the details of the independently generated views of the agreements are consistent and taking action to execute the purchasing agreement if the conditions are satisfied. The third party includes a Secure Transaction Server.
658 Citations
31 Claims
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1. A method for conducting a purchasing agreement for goods and services between a consumer and a merchant through asecure transaction server (STS) as a trusted third party, comprising:
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generating, by the consumer independently of the merchant and the STS, a consumer view of the purchasing agreement secured based upon both a first mobile device parameter stored in a consumer mobile device and a second mobile device parameter input to the consumer mobile device; transmitting over an open and non-secure wireless communication channel the secured consumer view of the purchasing agreement to the merchant; generating, by the merchant independently of the consumer and the STS, a secured merchant view of the agreement, transmitting the consumer and merchant views of the agreement to the STS; and verifying, by the STS, conditions of the purchase agreement including identities of the merchant and the consumer in the independently generated secured consumer and merchant views of the purchase agreement, based upon the first and second consumer mobile device parameters for the secured consumer view, and taking action, by the STS, executing the purchasing agreement based upon the verifying of the purchasing agreement. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31)
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Specification