Wallet consolidator and related methods of processing a transaction using a wallet consolidator
DCFirst Claim
1. A wallet consolidator, comprising:
- a controller to control operation of a wallet consolidator;
at least one input device connected to said controller of the wallet consolidator and positioned to receive a copy of information stored on at least one card;
a memory device connected to said controller to store said information received by said input device; and
an output device connected to said controller and positioned to effectuate communication of at least a portion of said information stored in said memory device to a point-of-sale terminal located at a point-of-sale when the point-of-sale terminal is positioned receive said at least a portion of said information from the output device of the wallet consolidator for use in a point-of-sale transaction.
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Accused Products
Abstract
A wallet consolidator to process a transaction and related methods, are provided. An embodiment of a wallet consolidator can include a controller to control operation of the wallet consolidator, and an input device connected to the controller and positioned to receive a copy of information. The input device, for example, can include a magnetic stripe reader/writer for reading and writing magnetic stripes, a bar code scanner for scanning bar codes, or a keypad, among others, to input user selections and commands. An embodiment of a wallet consolidator can also include a memory for storing information provided to the wallet consolidator, and an output device connected to the controller and positioned to transmit at least a portion of the information stored in the memory device to a computer device, e.g., point-of-sale terminal, dumb terminal, and/or database, located at a point-of-sale, to process a transaction. The output device can include a wireline communications interface, a wireless communications interface, a radio frequency (RF) interface, or an infrared (IR) interface, among others.
209 Citations
35 Claims
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1. A wallet consolidator, comprising:
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a controller to control operation of a wallet consolidator; at least one input device connected to said controller of the wallet consolidator and positioned to receive a copy of information stored on at least one card; a memory device connected to said controller to store said information received by said input device; and an output device connected to said controller and positioned to effectuate communication of at least a portion of said information stored in said memory device to a point-of-sale terminal located at a point-of-sale when the point-of-sale terminal is positioned receive said at least a portion of said information from the output device of the wallet consolidator for use in a point-of-sale transaction. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13)
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14. A method for processing a transaction using a wallet consolidator, the method comprising the steps of:
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receiving information stored on at least one of a plurality of cards; storing said received information in a memory device; and communicating at least a portion of said stored information to a point-of-sale terminal positioned at a point-of-sale and positioned to process a point-of-sale transaction responsive to said at least a portion of said information. - View Dependent Claims (15, 16, 17, 18, 19, 20, 21, 22, 23)
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24. A wallet consolidator comprising:
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a controller positioned to control operation of the wallet consolidator; an input device in communication with the controller and positioned to receive a copy of information stored on at least one card; a memory device in communication with the controller and positioned to store the information received by the input device; and an output device in communication with the controller to effectuate communication of at least a portion of said information stored in said memory device to a point-of-sale terminal located at a point-of-sale when the point-of-sale terminal is positioned to receive said at least a portion of said information from the output device of the wallet consolidator for use in a point-of-sale transaction. - View Dependent Claims (25, 26)
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27. A wallet consolidator comprising:
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a controller positioned to control operation of the wallet consolidator; an input device in communication with the controller and positioned to receive information contained on at least one card; a memory device in communication with the controller and positioned to store the information received by the input device; and a wireless output device in communication with the controller and adapted to be positioned to interface with a point-of-sale terminal located at a point-of-sale to provide at least a portion of the information stored in the memory device to the point-of-sale terminal when the point-of-sale terminal is positioned to enable a point-of-sale transaction responsive to receiving the at least a portion of the information. - View Dependent Claims (28, 29, 30)
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31. A wallet consolidator comprising:
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an input device positioned to receive information stored on at least one card; a memory device connected to the input device to store the information received by the input device; and a wireless output device connected to the memory device and positioned to effectuate communication of at least a portion of said information stored in said memory device to a point-of-sale terminal located at a point-of-sale when the point-of-sale terminal is positioned to receive said at least a portion of said information from the wallet consolidator for use in a point-of-sale transaction. - View Dependent Claims (32, 33, 34, 35)
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Specification