System and method for determining the level of a authentication required for redeeming a customer's award credits

• US 7,430,520 B1
• Filed: 08/11/2000
• Issued: 09/30/2008
• Est. Priority Date: 08/11/2000
• Status: Expired due to Fees

• Current Assignee: Affinion Net Patents Incorporated
• Original Assignee: Affinion Net Patents Incorporated
• Inventors: Rowney, Kevin, Haugen, Amy
• Primary Examiner(s): JANVIER, JEAN D
• Application Number:
  US09/637,387
• Time in Patent Office: 2,972 Days
• Field of Search: 705/14, 705/26, 705/27, 705/50, 705/51, 705/54, 705/57, 235/375, 235/380, 235/382, 235/383
• US Class Current: 705/14.26
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 30/0207 Discounts or incentives, e.g. coupons or rebates
• CPC Class Codes: G06Q 30/0224 based on user history
• CPC Class Codes: G06Q 30/0225 Avoiding frauds
• CPC Class Codes: G06Q 30/0239 Online discounts or incentives
• CPC Class Codes: G06Q 30/0277 Online advertisement
• CPC Class Codes: G06Q 30/0633 Lists, e.g. purchase orders, compilation or processing

Abstract

A redemption system for use with Low Authentication Promotion (LAP) programs. The redemption system includes a method for use with a network promotion system. The network promotion system provides awards to consumers for participation in promotion programs. The method performs steps of receiving award transaction information describing awards earned by consumers for participation in promotion programs, maintaining an award history database that contains the award transaction information, receiving a request from a consumer to redeem at least a portion of the awards earned by the consumer, and determining a level of consumer authentication required from the consumer to redeem the at least a portion of the awards, wherein the level of consumer authentication is determined from the award transaction information maintained in the award history database.

Claims

1. A redemption method for use with a network promotion system that provides awards to consumers for participation in promotion programs, the method comprising the steps of:

receiving at a client-user device award transaction information describing awards earned by the consumers for participation in the promotion programs of the network promotion system;

maintaining the award transaction information in a transaction history database of a promotion server device, the promotion server device being communicable with the client-user device over a network;

receiving a request from a selected consumer using a client-user device to redeem at least a portion of the awards earned by the selected consumer; and

determining an authentication level required from the selected consumer to redeem the at least a portion of the awards, the authentication level being determined from the award transaction information stored in the transaction history database of the promotion server device.

2. The method of claim 1, wherein the award transaction information includes indications of authentication provided by the consumers.

3. The method of claim 2 wherein the step of receiving comprises the steps of:

providing at least one promotion program to the consumers, wherein at least one consumer participates in the at least one promotion program;

authenticating the at least one consumer to determine at least one indication of authentication from the at least one consumer; and

including the at least one indication of authentication in the award transaction information.

4. The method of claim 1, wherein transaction history database includes indications of authentication associated with the awards earned by the consumers for participation in the promotion programs.

5. The method of claim 4 wherein the authentication level is determined from the indications of authentication maintained in the transaction history database.

6. The method of claim 5, wherein, if the transaction history database indicates that the selected consumer has not provided a high level of authentication, then the authentication level required from the selected consumer will be determined to be the high level of authentication.

7. The method of claim 5, wherein, if the transaction history database indicates that the selected consumer has provided a high level of authentication, then the authentication level required from the selected consumer will be determined to be a low level of authentication.

14. The redemption method of claim 1, wherein the network is an intranet, public network, private network, peer-to-peer system, wide area network, local area network, and the Internet.

8. A redemption system for use with a network promotion system, wherein the network promotion system provides awards to consumers for participation in promotion programs, the redemption system comprising:

a transaction history database for storing award transaction information that describes the awards earned by the consumers for participation in the promotion programs of the network promotion system; and

a processor coupled to the transaction history database and operable to perform the steps of;

receiving a request from a selected consumer to redeem at least a portion of the awards earned by the selected consumer that are included in the transaction history database; and

determining an authentication level required from the selected consumer to redeem the at least a portion of the awards, the authentication level being determined from the award transaction information associated with the selected consumer and maintained in the transaction history database.

9. The redemption system of claim 8, further comprising a receiver coupled to the transaction history database to receive the award transaction information and to store the award transaction information in the transaction history database.

10. The redemption system of claim 9, wherein the award transaction information includes indications of authentication associated with the awards earned by the consumers for participation in the promotion programs.

11. A redemption system for use with a network promotion system, wherein the network promotion system provides awards to consumers for participation in promotion programs, the redemption system comprising:

means for storing award information in a transaction history database, wherein the award information pertains to the awards earned by the consumers for participation in the promotion programs;

means for receiving a redemption request from a selected consumer, wherein the selected consumer requests to redeem at least a portion of the awards earned from participation in the promotion programs;

means for determining from the award information in the transaction history database, an authentication level required from the selected consumer to redeem the at least a portion of the awards.

12. The redemption system of claim 11, wherein, if the transaction history database indicates that the selected consumer has not provided a high level of authentication, then the authentication level required from the selected consumer will be determined to be the high level of authentication.

13. The redemption system of claim 11, wherein, if the transaction history database indicates that the selected consumer has provided a high level of authentication, then the authentication level required from the selected consumer will be determined to be a low level of authentication.