Performing an e-commerce transaction from credit card account information retrieved from a credit card company web site
First Claim
1. A method of conducting an c-commerce transaction on a global communication network by using personal account information of a user associated with a credit card retrieved from a credit card company server on the network at a credit card location thereon, comprising the steps of:
- at a user location disposed on the network, reading a machine-resolvable code (MRC) on the credit card of the user with a reading device;
extracting coded information from the MRC;
obtaining routing information associated with the coded information, which routing information corresponds to the personal account information of the user stored on the credit card company server disposed on the network;
connecting the user location to the credit card company server across the network in accordance with the routing information;
returning the personal account information from the credit card company server to the user location, which returned personal account information is accompanied by routing information relating to vendors that previously had been commercially related with the user;
presenting the personal account information to the user at the user location;
providing a hyperlink to a web site of a vendor in the personal account information for automatic connection of the user location to the vendor web site in response to selection thereof; and
displaying web site information of a product of the vendor web site in response to the user selecting the hyperlink such that the product may be purchased from the vendor web site.
13 Assignments
0 Petitions
Accused Products
Abstract
A method of conducting an e-commerce transaction on a global communication network (306) by using personal account information of a credit card retrieved from a credit card company server on the network (306). At a user location disposed on the network, a machine-resolvable code (MRC) (3402) of the credit card (3400) of a user is read with a reading device (3410). Coded information is extracted from the MRC (3402). Routing information associated with the coded information is obtained, which routing information corresponds to the personal account information of the user stored on a credit card company server (3300) disposed on the network (306). The user location connects to the credit card company server (3300) across the network (306) in accordance with the routing information. The personal account information is returned from the credit card company server (3300) to the user location. The personal account information is then presented to the user at the user location. A hyperlink to a vendor web site (3422) is provided in the personal account information for automatic connection of the user location to the vendor web site in response to selection thereof. Web site information of the vendor web site (3422) is displayed in response to the user selecting the hyperlink. The user can then purchase a product of the vendor web site (3422).
182 Citations
20 Claims
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1. A method of conducting an c-commerce transaction on a global communication network by using personal account information of a user associated with a credit card retrieved from a credit card company server on the network at a credit card location thereon, comprising the steps of:
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at a user location disposed on the network, reading a machine-resolvable code (MRC) on the credit card of the user with a reading device; extracting coded information from the MRC; obtaining routing information associated with the coded information, which routing information corresponds to the personal account information of the user stored on the credit card company server disposed on the network; connecting the user location to the credit card company server across the network in accordance with the routing information; returning the personal account information from the credit card company server to the user location, which returned personal account information is accompanied by routing information relating to vendors that previously had been commercially related with the user; presenting the personal account information to the user at the user location; providing a hyperlink to a web site of a vendor in the personal account information for automatic connection of the user location to the vendor web site in response to selection thereof; and displaying web site information of a product of the vendor web site in response to the user selecting the hyperlink such that the product may be purchased from the vendor web site. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A system of conducting an e-commerce transaction on a global communication network by using personal account information of a user associated with a credit card retrieved from a credit card company server disposed on the network at a credit card location thereon, comprising:
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a machine-resolvable code (MRC) on the credit card of the user, wherein said MRC is read with a reading device at a user location of said user, said user location disposed on the network, and coded information of said MRC extracted therefrom; routing information associated with said coded information, which said routing information corresponds to the personal account information of said user stored on the credit card company server; wherein the user location is connected to the credit card company server across the network in accordance with said routing information, and the personal account information returned from the credit card company server to said user location, and presented to said user at said user location, which returned personal account information is accompanied by routing information relating to vendors that previously had been commercially related with the user; and a hyperlink to a web site of a vendor provided in the personal account information for automatically connecting said user location to said web site in response to selection thereof; wherein web site information of said vendor web site contains product information of a product for purchase which is presented to said user in response to said user selecting said hyperlink. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 19, 20)
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Specification