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Method and system for completing transactions involving partial shipments

  • US 7,577,585 B2
  • Filed: 12/01/2003
  • Issued: 08/18/2009
  • Est. Priority Date: 12/07/2001
  • Status: Expired due to Fees
First Claim
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1. A method, comprising:

  • receiving using a computer, at a financial account issuer, an initial authorization request, said initial authorization request including transaction information identifying a transaction including merchant information, an account identifier corresponding to a said financial account, and a transaction amount;

    identifying, using said computer, a pre-authorization record associated with said account identifier and corresponding to a predetermined purchase transaction;

    determining, using said computer, that said transaction information complies with authorization criteria including a pre-authorized amount in said pre-authorization record and said merchant information related to a merchant;

    facilitating, using said computer, communicating an authorization message from said financial account issuer to said merchant;

    determining, using said computer, based on said transaction information, that said transaction involves a partial shipment; and

    ,in response to said transaction involving said partial shipment;

    calculating, using said computer, a new pre-authorized amount based upon a predetermined rule comprising reducing said pre-authorized amount by at least a portion of said transaction amount;

    using said computer, at least one of;

    updating said pre-authorization record with said new pre-authorized amount or creating a new pre-authorization record comprising said new pre-authorized amount.

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